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Let to buy?
Hi, I read on here somewhere about a let-to-buy mortgage, I've searched for ages but still can't find any more details. Basically we are relocating. Oh wants to buy a home in our new location - he sees renting as 'dead money' especially when our rental payments would be more than a mortgage. We have our house on the…
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Is this right ? dvice needed !
Hi Can anyone help me ? Ive been private renting for the last year. After 11 months of being in the property i gave my 1 months notice. The letting agent contacted me to get my reference number for my deposit/bond as it went into one of these deposit accounts that they have for landlords. I moved out and everything was…
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Council housing list & benefits question(s)
I don't know if I'm asking this in the right place but I can't find anywhere better, so here goes... I'm 17 years old, in full time education (college) and work 4 hours a week. I've recently been made homeless, technically by choice (I think). (complicated situation revolving around a mental condition I have.) This is…
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Shared Ownership 'Staircasing'...Advice?
Anyone else bought half a property and paying rent on the rest of it? Me and the girlfriend did it last December and are thinking of buying the other half, or at least another 25%. We bought half as the two bed apt was in a lovely area and as it was £195,000 we couldn't afford the deposit. We still paid something like £10k…
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Buying a repossession house
I am currently going through buying a repossession house , its a 4 bed semi detached house , we have the mortgage sorted and it is now going through , I have £70'000 equity in my other house so im remortgaging my other property to release £20'000 that will pay the deposit and fee's etc and we have our mortgage going…
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Fire Alarm Problem - need advice on making the landlord take action
I was woken at 4am this morning by the fire alarm going off. It was a false alarm and although I managed to get the main alarm noise off, the unit is reporting a fault with a very load beeping noise and flashing lights. I reported the problem to the landlord and he said he would contact someone to look at it. I have placed…
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Europeremove.com?
Hi folks, We are moving house on Friday, and are using europeremove to do so....Now, i am aware it is normally expensive but have found the above that quoted the removal for £200 (including VAT). It seems very cheap to me? Especially as the move includes two men and a 140 mile distance. (not including their return journey)…
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Need to Move Quickly! Any Ideas Out There?
We'd appreciate any ideas to help us! I'm 60, (F) retired, cancer patient, property worth £150K currently on mkt £135K reduced; ground floor apt identified, on sale for £160K..been waiting for one to come on mkt., they are like hen's teeth. We made offer of £150K, accepted, then (boo hoo) our buyer couldn't get mortgage…
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How long is a HIP valid for?
We are looking at a property that has been on the market for over a year, the HIP was dont then. The estate agents dont have a copy to give out:mad: and the company that did it have no link to it on their website. When does a HIP stop being valid?:confused: thankyou
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House on market 10 days.. I had a offer..
Hi, My House has been on the market 10 days and on friday I had a Offer, from First time buyers, i am looking for a quick Sale, Do I wait? see if I can get a bit more? House was on the Market for £125k they Offered me £123K The House is empty and I am still paying Mortgage and paying Rent!! so Im thinking of letting it…
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New Poll
In order to determine the validity of the House Price poll recently conducted, I have set up this simple poll. Should only take ten minutes or so of your time to answer. Thanks, M. http://forums.moneysavingexpert.com/showthread.html?t=1929259
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MSE House Price Poll results
Does anyone know what the results were for 2006?
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What can i do? Overcrowded??
I dont know if this is the right place to post this but i need some advice.I stay in a 2 bedroom council flat, i have ben here for 5 years. I live with my husband, and 3 children, who are 10, 3 and 1.I was told by council that once my son turned 10 we would be entitled to a bigger house. However he has been 10 since May…
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how much money for deposit???
Im planning to buy a house next year with my boyfriend for no more than £170000. How much deposit money should we have to get a good deal? What % do you have when you buy houses? Thanks for help.
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Surveys – renegotiating offer – what's reasonable?
Hi all. We've put an offer in on a house, got the mortgage in place etc. Now the survey's come back with the news that the French doors and three quite large casement windows are rotten and need to be replaced urgently. We didn't expect this as we noticed nothing wrong with the place when we went to view it. There were…
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House Viewings - Good questions to ask?
I am about to start looking at houses to purchase. Nothing special, just the average 2 or 3 bed inner city terrace. As i have only ever viewed houses for rental purposes, i am unsure as to the best and most relevent questions to ask. What i'm after is some pointers as to the things i should find out, and the questions i…
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Informal tender how much do they really expect?
Hi, I am looking at possibly buying a property that is for sale by informal tender. The guide price says £160k but this seems way too overpriced. The property is a semi detached on the edge of a village where 'normal' 3 bed semis are approx £140k. the property has no CH, no DG and a timber garage which clearly needs…
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Selling on new build estate
We are trying to sell on a a new build estate (120ish plots) where building is ongoing after buying near the peak of the market. We need to move as my job has relocated. The builder has just released all of its remaining properties so I suspect they'll be gone by the middle of next year if they can get rid of all the…
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Minor Subsidence
We have a property which is over 100 years old and noticed slight cracking about 3 years ago. However we had the matter investigated and apparently the drains under the kitchen had cracked causing very minor movement in that end of the house. The problem was rectified with drains being replaced and decoration made good. I…
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Cost of selling!
Hi, I currently live in an apartment (mortgaged) although I have the neighbours from hell living above me - constant stamping around, and cigarette butts being thrown around my front door and onto my car :( I'm really had enough of it, and had a bit of a brain-wave last night!! Hopefully at the end of next year, me and my…