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Newbie needs advice please!!!
Hello everyone, I've been a regular visitor to MSE forum and I think it's now time for me to join and get advice from all. I'm not sure this is the correct area to post my thread. I couldn’t find a specific heading to fit in. My boyfriend and I (both employed and in out thirties) were in our worst situations 2006 and we…
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New build help!!
can anyone help me? I am looking to buy a new flat, I have a 15% deposit. The flat was constructed about 16 months ago, are there any lenders that will not consider this to be a new build?
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Condition on which you can pull out between exchange and completion
Hi, I am hoping that someone can clarify something which I have just been told by my solicitor. We are in the process of selling our house / buying another, and been in to sign our contracts ready to exchange soon. Regarding our sale, we have been told that if between exchange and condition the property becomes "unfit",…
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Mortgage help on Shared Ownership property.
Hello This is my first time posting and would like some advice please. I have an interview on Thursday with a local Housing association group to discuss a brand new shared ownership property they have available. I have had a meeting with Halifax and Abbey to enquire about the different mortgages they have availble for…
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HIPs and survey
Hi, Our offer has been accepted on a property. We have got a copy of HIPs. Should we still carry out the survey (full structual) or the information on HIPs should be enough? Please share your views. thanks
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Property with a 'Guide Price'
Hi all, We are interested in a property which is being marketed with a 'Guide Price' of £350k. It is quite a unique property and is need of alot of refurbishment. We have done some research and it has been on the market for 7 months. We are thinking about an offer of 10% under the guide price, so £315k. Does this sound a…
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anyone know EU law on keeping pets in flats?
I am aware that in France (could be other EU countries too) it is against the law to prevent anyone from owning and keeping a companion animal in a flat, whether owned or (long-term) rented. It is deemed that someone who lives in an apartment should have the same right as someone who can live in a house and that it is…
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Periodic tenancy - notice period by tenant
My OH and I rent a flat. We were given notice by the LL to move out at the end of our 6 month term as he was selling his current property and moving in to ours. We decided to use this opportunity to buy and found a house we liked. In the meantime the LL changed his mind about selling / moving back and we were told we could…
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ringing estate agents up for advice only?
Has anyone ever done this? I know on property programs they say ro ring round agents if you're thinking of doing somewhere up to get a feel for what it would be worth and what people are looking for in the area, but has ayone actually ever done it? I get the feeling they would either not really know or not be too keen to…
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How to buy a house on a chain?
How to buy a house on a chain? Were looking at purchasing a new house we have seen the house that we like, but i am worried on how this process will work..In order for us to get a 25% deposit together we need to sell our current property. So what i am wondering is can we put in an offer on the house that we like before…
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Cost of buying freehold on a leasehold house, 83 years unexpired
I'm looking at purchasing a house which has a long leasehold of 83 years unexpired. Although I wont haved owned the property for the statutory 2 years I was considering making an offer to the freeholder to purchase the freehold as soon as the sale is complete and also using this as a factor in the purchase price. The…
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quick question re building regs on a prefab garage..
Hi there... Asking for a friend re a house they like.... If a sectional concrete garage has had a breeze block wall erected to divide it into a workshop room and a garage, are buiding regs required? Thanks Jenny
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Renting Question
Me and two friends are looking to move into a 3 bedroom house/flat shortly so we can all be closer to our jobs. Money isn't an issue so the deposite wouldn't be a problem so we thought we were all set to go. When we got around to visiting estate agents we got turned away from them due to HMO. What we wan't to know is there…
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Should I have been told...
Ive been renting a house for the last couple of months and recently found out that the house next door is a hostel. Should I have been told before I took on the tennancy? I wouldnt have minded so much if they didnt play music all day and smash bottles outside so I cant park my car due to the glass. I have 4 months left on…
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Advice please selling house and moving into rented with baby on way
Hello, I'm hoping some of you can give me some advice. I'm currently in the process of selling my house. It sold the same week it went on the market so the HIP was completely up to date and the survey has been done. Is that everything that needs to be done before the contacts can be exchanged or have I missed something?…
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FTB - what property to choose?
Hi all, posted before but I've now narrowed the first house purchase down to three. Quick background - buying as a couple, no children, combined salary approx 57k, no other debts. Mortgage was approved for a previous property around £200k, until the vendors pulled out at last moment :mad: From cheapest property to most…
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Subsidence and selling
We had very minor subsidence on our house last year through our nieghbour (next door but one) having a burst water main pipe in their front garden. Was assessed and recitfied through insurance. No underpinning was needed, cracks simply filled and painted and new ceilings put up. We are thinking of selling.....would the…
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How many viewers is your home getting?
So is property really hotting up then guys? How many viewers are coming through your door and how regular these days?
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Valuation questions
On the survey (Abbey - valuation) we had done, one point says "at risk of mundic problems" - response is no, but what does this mean? Also, it says we should instruct a qualified electrician and plumber to inspect the plumbing and electrical installation and carry out any necessary works. Any ideas what this entails -…
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Help! How to save + move out?
Hello! I have graduated this year and have moved back in with my parents. I would really love to move out and get my own place but I don't know how I'm going to save enough money to do this! I feel renting is a waste of money as saving would be difficult and I only have a low paid job at the moment. Could anybody give me…
