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Landlord kills tenant
What some landlords will do to get rid of a tenant, I hope life really means life in this case. http://www.timesonline.co.uk/tol/news/uk/crime/article6824685.ece AMD
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Inheritance and house-buying
My In-laws are coming into some money soon & want to invest in property. Firstly, is this a good idea given the current situation? PLUS we are considering renting a property & wonder if we should approach them to possibly combine the 2 together (we rent a property off them) BUT we are thinking of moving to the coast some…
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selling privately - HIP and Energy Report
Hi, We have a 1930's semi detached which we rent out currently and now need to sell it due to finances. Luckily, the tenant is interested in buying it off us. My initial question is what do I do about a HIP pack - I need one I presume? Their solicitor has said that I need an Energy Report which is mandatory - is this true?…
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Building Our Own
Hi Folks, We're seriously considering building our own house. We're probably 4-5 years away from having the cash to kick the project off (I'm keen to avoid getting another mortgage after this one has been paid off) but, with reference to buying land and getting all the various permissions required and then actually…
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Completion day.
Just a quick one folks, I am due to collect the keys this Friday, as far as I know everything is sorted and ready to go. I have now been told I am being sent to the far reaches with work and may not return until after office hours Friday night. My partner has booked the day off so is able to get the keys etc Question is:…
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Where can I see/dowload some real HIPs packs
I have a real 'bee in my bonnet' at the moment about the typical HIPs packs and whether the average pack complies with the legislation and wonder if anyone can give me a link/s to any I can download. Or even PM me? I am also curious whether the cheaper ones are less compliant than the dearer ones or not?
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Landlord says he has a gas safety certificate but doesn't seem able to provide it
What should I do? How dangerous is it to live in a house with no gas safety certificate? There's a gas fire but we don't use it, and the central heating is gas. It's a prepayment meter.
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Deposit not in scheme, what are a renters rights?
Hi, my friend moved out of her rented house in June, and a month later her ex-landlord called up and said they owed £600 for a replacement table as there was a watermark on the one provided with the house. My friend called the letting agent and asked what right the landlord has to just say she is keeping their deposit to…
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Best way of renting (and getting a mortgage eventually) in London?
I'm looking for a one bedroom flat for myself and my partner in London and would like to know the easiest and most inexpensive way to find a decent place let by honest people. To tell you a story, I spent several weeks in Spring last year viewing places in zones 1 and 2 I'd seen on Gumtree. Most of them were appalling, far…
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Bought house with friends: Advice needed
I bought a house with 2 friends 2 years ago. We are good friends and have known each other for 20+ years so we have no formal contract/anything in writing etc. The house is 5 bedroomed and for the last 2 years the 3 of us have lived there and rented out the other 2 rooms when we could find tenannts. The mortagage…
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Washing Machine missing from rented house
Hi, I was wondering if anyone could tell me the legal point of view on this: We rented a house a year ago. The rental information, and viewings showed that there was a washing machine in the property. When we got the keys and the inventory was done we discovered that the washing machine had gone. I called the letting agent…
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LIFT scheme v shared ownership schemes
would you say these two are pretty much the same? I am going via the LIFT scheme and only have to pay the mortgage that I take out, but once or if I sell the property I pay back the LIFT scheme people back the %age of the property value that they have lent me. Unless of course I decide to buy back the max thatI can own…
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HIP on new build
We are in the process of buying a new build, that is currently being used as the showhome, and i believe was completed around 6 months ago. The solictor is now asking us for around 100 quid to do a property search and i thought this was covered in the HIP. When i asked the builders to supply a copy, they informed me that…
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Question about our house - currently has a seperate basement flat
Hi, I live at home with my parents in a detached house. There is a basement, two floors and a loft conversion (via ladder). On the two upper floors there are 5 bedrooms and two bathrooms. Many years ago, my father converted the basement into a self contained flat - with 3 bedrooms, kitchen/dining room and a bathroom -…
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Buying Vs Renting
Hi there, Me and my partner are first time buyers. We have a 10% deposit for a 100k mortgage but are struggling to find a house for it in the area that we'd like. We do of course have the option of buying in a less desired area but are not keen to do this. The option we are currently considering is renting until we can…
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Shared Ownership Nightmare
I recently enquired about the process involved in staircasing and was told the following: Please note you cannot staircase below the original market value of the property. You can buy further shares providing the value at the time of doing so is equal to or higher than the original value of the property. This has come as a…
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Surveyer negligence - how to expedite a resolution?
Hi, Am looking for advice / words of wisdom regarding making a financial claim against a surveyor for what - IMHO - constitutes negligence in a full building survey. Will try and give all the facts ... sorry if this goes on a bit! I had a full building survey done in May, by a surveyor appointed by the mortgage company.…
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Finding a flat to rent on low income/LHA
Hi, I'm moving to a new town and starting a new part-time job at a college as well as a part-time degree and so need to find somewhere to live! As I'm only studying part-time student properties seem to be off the menu due to council tax reasons (I am eligable for paying it still), plus I'm 27 so the idea of living with…
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The agency wants to change rent due date
Hello everybody, I'am living with my girlfriend in a share house. We are 10 people inside. One year ago we signed a lease for 1 year. Many of the people who were living with us left the house and some others came. Now we have to sign another lease for 1 year, so everybody can be on the lease. We use to pay the 23rd of each…
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Part Buy - Part Rent Schemes
My girlfriend and I are currently renting a one bedroom flat in Greater London for £750 per month. I have been looking into a part-buy part-rent scheme and seeing what people think. Any suggestions and comments would be hugely appreciated. Our main concern would be if we did enter the scheme is it hard to get out of? (i.e.…