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House buying, renting & selling

Archives for September 2009

EA neglects to mention view of nuclear power plant
Love this: http://news.bbc.co.uk/1/hi/england/kent/8282368.stm Here's the house: http://www.rightmove.co.uk/property-for-sale/property-23068654.html?maxPrice=250000&pageNumber=2&fromSummary=true&backToListURL=%2Fproperty-for-sale%2FRomney-Marsh.html%3FmaxPrice%3D250000%26index%3D10 The map on the right hand side sort of…
Unequal Equity, what to do ?
My partner and I have recently purchased a house between us. I own 2/3 and she 1/3. We’ve agreed that any expense that adds value to the house (e.g. a new kitchen) we will fund with a 2/3 – 1/3 split. What we can’t decide is how to split non-added value (e.g. stamp duty). Should it be 2/3 – 1/3 again or 50/50. We both want…
Rental woes - where do I stand?
Hello all. I'm looking for some advice on the following rental issue. I let out my flat through a letting agent at the start of June this year. I'm a first time landlord and have no prior experience renting, I only got into as I have moved due to family reasons. My contract with the letting agents stated that I had free…
Want to buy where we're renting
We are renting a 2 bedroom semi-detached cottage, through a letting agent, been there since april, and we love the garden, the place, the neighbors are nice too. How do we go about asking how we would buy it off the owner? We know He bought the 2 cottages in October 2006, but then got refused planning permission to build…
Viewing Deeds
Hi All I posted on the old style board that I was thinking of getting some chickens. On a link, someone posted that I should check my deeds to make sure that there is not a clause restricting the keeping of livestock. I moved house in May and have a mortgage with the Coventry Building Society. Where would my deeds be? If…
Landlord unhappy with property management company
I have a property rented out through a property management company who we pay monthly to "manage" the property. Most recent tenants have just moved out and I have visited the property just to check up on things only to discover many rooms have been redecorated without our consent and items of our property missing. On…
Viewings of my rented property
I have given notice on the propert that i am renting. I have recieved 2 calls from the agency today telling me that the have 2 people who want to see round it. I told them i wanted to be there when people come round. I was told i have no choice about this and they have the right to come into my property and show people…
Title deeds missing
Can anyone give me some advice please, I have sold my house, solicitors are doing their bit and I have found out that they dont have my title deeds, I dont have this document, land registary dont have a copy, how can I get round this can anyone give me a bit of advice, many thanks
Is there a point in buying at all?...
Hello everyone, would be grateful for your views. My OH and I are in our early to mid-thirties, have two young children. We have been renting for 7 years and built up around 75K of deposit through saving. OH earns 38K, I bring in 12K (I work from home to avoid childcare fees which in our area would amount to £1000+ for…
Landlord re-plastering and painting the house
Hi, Our landlord has this wek started to replaster the whole house (3 bed terraced) and we are living in a right mess. We agreed to it on the assumption that he would subsequently remove the minging 15yr old BLUE carpets, but he now seems to be changing his mind. On top of that, he has now decided to paint all the walls…
vender couldn't sell but ups price?
Has the world gone mad? A house near me on south coast was on the market for a year for 325k. I viewed it but it had a postage stamp garden and noisy from traffic(house was good) They took it of the market in July and have just got a call from one of the agents to view it, Price now 355k. Surely the market hasn't shot up…
Buildings insurance on new build
Hello, I've looked here and gained loads of advice - but finally thought I should join the forums. Just a quick bit of advice needed, myself and OH are just about to exchange on a new build which should be ready by December. Usually you would take buildings insurance when you exchange - is this still the case with a new…
Renewing tenancy agreement - can we negotiate rent?
Hi everyone Our tenancy agreement is up for renewal very soon and we have been asked by the estate agent if we are going to continue renting our current property. We love where we live but the rent is quite expensive. We could consider moving to somewhere with lower rent but we only moved in a year ago and this would be…
Council tax question
Hi all, I have 2 houses, one i live in and pay tax to the local governement and the other house is up for sale and has been for 8 mths (it has been 6 mths empty) i have now recievd a bill from that council saying that i have had my first 6 months free cause it is empty but now i have to pay the rest of the years ata 50%…
LL holding back £100 deposit for three months
I am posting on behalf of my son who doesn't have internet access. He left his rented flat two weeks early (with the agreement of the LL, the rent having been paid in full) four weeks ago (was allowed a dog during the tenancy). The LL carried out an inspection with my son present, which was apparently fine but the LL…
Council tax free months query
I couldn't find a forum for council tax unless I have missed it so decided to post in here as it is also a rented property. Does anyone know if the non paying months are actually free months or just that they are not spreading them over the full 12 months? Its just my daughter is only going to be staying in this rented…
The buying process - advice please
Hi all, I have in the past two days made a few offers on a house (and had one accepted). We're fairly happy about the offer but are a bit suspicious about how the purchase has been handled. This is what happened: The house has been on the market for 9 months at the current price of £160k. We took a surveyor friend around…
Dangers of buying newbuilds off plan
Dangers of buying newbuilds off plan Hi, below is a ITV/Youtube video of the dangers of buying newbuilds off plan. Just some thing for first time buyers to consider that if they buy off plan the property may fall in value and you may have to find extra money to cover the diference in valueation or risk getting sued by the…
Buying property first time - HELP/advice needed :(
Hi there, I would REALLY appreciate anyone with a little more knowledge than me to share their advice on my situation - I am buying a property and my solicitor has told me in his opening letter he has a duty to enquire on the "source of funds". To be honest I would much rather keep this private and to be quite frank don't…
Tenants Disappeared - advice please..
Hi, I have been renting out a house to a couple, and the neighbours (friends when I lived in the house) rang me to advise me they hadn't seen the tenants for a week or two, and that some windows were open on the first floor. I tried ringing the tenants - no answer (repeatedly). I called to the house, and when I looked in…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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House buying, renting & selling

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