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Buying out my sister in joint mortgage?
Hi, My sister and I bought a flat jointly about 9 years ago and we currently still live there. About a year and a half ago she was made redundant and, although she has been temping on and off since then to make ends meet, is struggling to make her payments and also pay off her considerable debts. Now she's asked me to buy…
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opinions please tenants and LL!! getting deposit back
we have been in a rental house for over 18months, our relationship with the LL has to be fair been up and down.... jobs we have asked to be done, not done, chasing things up was a common situation. we gave our notice and agreed a mutual handover date, where we would both inspect the property together. we moved out of the…
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Lodger Agreement for Lodger, rent book?
Hi there, A property is under offer from myself awaiting the valuation from the lenders. I have spoken to one of my mates and It is very likely I will 'rent him a room' under the rent a room scheme. I have spoken to my lender and they was fine with this. I found out a few days ago (on here incidentally) that I would need a…
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Repo House Offer [Update]
Afternoon all, Basically put in offer of 76k on repo house, 2 bed terrace, good area. This was initially rejected on Tuesday. EA then put it forward again, with evidence it was a good price for the local area, said we'd hear today. So today, EA phones to tell us this morning they've received a higher offer. :eek: Am really…
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Finding of Homebuyer's Report from surveyor
Hi, I am currently buying a flat with my oh and we have just got the Homebuyers report from the surveyors. The flat was built in the 1950s (according to the surveyor, the estate agent said 30s, but never mind) and the survey flagged up two things for 'action'. Basically these were to get a heating engineer to check the…
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Offer accepted - issue found by my independent survey
Hi All, We have had our offer accepted on our house (built circa 1830) - mortgage application is coming along and at the stage where we are proving our earnings. I have just come back from the property after meeting with our Surveyor who took me round and chatted to me about what he had already found. We discussed these…
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Maximising money from European house sale
Having recently sold a house in Europe we are in a quandary over how best to transfer the money to GBP. Whilst the standard conversion rate is approx. 1:0.88 we recently received advice at an exchange bureau that they would pay £1.21 for every Euro (with only a few pounds commission). As we're dealing with a sum in excess…
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Guarantor for Student...Get Out Clause?
Just need a bit of advise - a family member has signed up to be a guarantor for her grandson on a student let, tenancy is commmencing in August this year. Deposits have been paid and checks all done etc. The family member now cannot guarantor due to critical health issues meaning that they wouldn't be able to cover the…
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How much for this house?
Been looking at houses and saw this one, its a repo. It been on the market since October 08 originally for £125,000 but has come down in price to £95,000 early last month. It does not have double glazing. What would you offer?…
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attempted break in!
hi all just after a little advice, our house was empty yesterday for less than 2hrs and some one tried to break in. they must have seen us taking the dogs out to the vets. the lower lock has been damaged still locks but wiggles about. They had tried to use a rope with a hoop in it to open the top lock(we found the…
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Tennancy agreement online?
Hi, i have a btl which is managed by a letting agent. I am taking over the management of the property myself when the 12 month contract with the LA comes to an end soon. The current tennants want to remain in the property. Does anyone know if I can download a tennancy agreement online to save me paying for one through a…
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Storage heating
I've started on my latest round of viewings after my gazumped episode. I've found a 2 bed flat I like in Aberdeen and the only issue I can spot with it at the moment is the storage heating. My Dad rented a flat with storage heating about 15+ years ago and has been trying to put me off the flat as a result because he said…
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crap solicitors
I was wondering if anybody else had to deal with very slow solicitors who confuse things, lose cheques then decide to only tell you 3 weeks after thus delaying things unncessarily, and if they know what rights we have to complain and to whom. :mad: Also, do Solicitor Firms have some special laws that forbid them to use…
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Does a court order on vendor transfer on property sale?
Hi, I am looking at buying a repo'd freehold apt that the leasholder on the 1st floor has raised a court order against the vendor for outstanding maintenance repairs to the roof. There are court costs and interest etc awarded against the vendor in the court order. I understand that the obligation to carry out the repairs…
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Prior occupant still using my address - what to do?
Hi! I was wondering if you guys had some advice for me. Last autumn I started renting a flat with my partner. We soon noticed that we were receiving lots of mail for the prior occupant, who had not lived there for a good few months. We always returned it to sender, but still kept getting mail for him through our door.…
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any help plz
is ther anyhelp with paying rent for a flat or appartment if some1 is studying?
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held to ransom by FTB
We accepted an offer whereby we agreed to pay £5k stamp duty. These FTB had survey done and halifax valued our house at £5k under the agreed offer. Now they want the house for the new value and want us to still pay £5k stamp. Which we just cant stretch to we have already paid for the survey on our future purchase. So we…
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Moving In & Bills
Hey everyone, I've put an offer in on a flat, but the deposit and expenses means i've now got no emergency slush fund left in my savings account. At the moment i'm living with parents and they're happy with me living at home. My thinking is that if I delay moving in for say 3 months, I can save up a bit of money by not…
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Landlords, will you answer this question, please?
We are selling our house and will probably need to go into rented accommodation for a while. We have a 16 year old cat. She mainly sleeps! How much of an issue is that generally? Our estate agent said that "no pets" usually means no dogs who might rip up the house! I'd appreciate your views.
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100 Things To Look For/Consider When Visiting Properties You May Buy
Guys, I am putting together a checklist for newbies like me who are on the verge of buying their first property. If I have missed something thanks for letting me know. Before* Surveyor * Solicitor * Conveyancing * Check area on Google (search, news, streetview, maps) * your budget * number of rooms * local transport links…
