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in a difficult situation with our neighbours- what should we do?
hi there, i've been thinking about this conundrum for a few days and as i was on the forums, i thought id see if anybody here has a word of advice for us. We moved into a new house 2 weeks ago are new to the north and have a neighbour who seems very nice, could not be nicer in fact. there is another next door neighbour…
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question about survey
i am a ftb mid way through the purchase of a newish property (under 2 years old) and have the results from the valuation survey back. The house is in good condition but there is mention of 'evidence of movement in form of cracking to stonework but thought to be a minor defect with no structural significance'. Everything…
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House moving lists - have I missed anything?
Hope it's ok to post this here, I figured it may be useful to others as well. I've looked on the main moving sites such as moveme.com, and racked my brains, and have come up with a couple of moving lists. Please could anyone let me know of anything you think I could have missed (I must have missed something!): Thanks…
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FTB help
Sorry to pester you all with what is probably quite silly questions but i want to make sure i do everything right. Myself and other half are looking at a few properties tomorrow, one of which would be our second viewing on a flat. We have an agreement in principle thing from our broker which says we can get a mortgage and…
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Option to buy car parking space
Hi, Hope this is the correct forum. The OH and I have a shared ownership flat near Heathrow that does not have parking either off street or outside the block At the moment we have to park a few hundred meters away in another street. We have just been offered the chance to buy a car parking space below our block for £3000…
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Garden
I have been renting a bungalow for nine months, this being my first Summer. The agent came round to do a keycheck and inventroy yesterday and said everything was fine and my deposit would be released. Today she emailed me to say that there were weeds in the small front garden and the landlord is disputing that they there…
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using apartment as office
Wonderful site! I was wondering if anyone out there knew the rules regarding using a city centre apartment as a working office? The situation is- my wife and I currently own a city centre apartment and we're now looking to move into a house. Also my business is expanding and I'm in desperate need of some office space. Is…
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Concrete roof on an extension
I've just viewed a house with an extension on the back which looks like has a flat concrete roof that has been felted. It looks like a pre-fab type extension similar to that used for garages. I've been told that mortgage providers may not offer a mortgage for this property because of the extension roof. Has anybody had any…
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Renting from a private landlord
Will go to view a property tomorrow. Is anything we are to be aware of? I need a month notice to give to my present landlord, and I believe will need to pay some money in advance to the new landlord. How about the "landlord" is not the real one? Simply take the money and disappear... Cases seen on "The Real Hustle". Or…
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Finally some good news - i think!
I have had my property on the market for just over a year, reduced and reduced it. I ended up renting it out as the property was empty and I couldn't afford the mortgage. Even the rent I got in did not cover the mortgage. But it was either that or get it repossessed. I have had no luck in selling it even though I had…
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What discount to expect on new home
What kind of discount would I expect to get on a new home, the asking price is £275,000?
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Freehold house with service charge?
Hi all, I am a first time buyer and have had an offer accepted on buying a freehold 2 bedroom coach house. When viewing the house i tried to gain as much information as possible and asked about costs such as council tax and heating bills. After I put in an offer I paid the mortgage fee and the initial solicitors costs. I…
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Help any gas safe fitters? Advice on condemned fire in new house
Hi All Looking for some advice. I bought a new house approx 40 years old. Had the gas safe fitter around to service the gas fire. He condemned it. He said it was unsafe as the orginal coal chimney breast still had the damper unfixed in it, there is a large hole on the back wall at the bottom which I think had something to…
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Another Alliance & Leicester Pickle
A&L have been putting inaccurate information on my credit report, it has now taken my credit score down form good to VERY poor way below the national average!! Everytime i try to ring them to discuss this i am asked for a customer ID and pasword. I have neither as I no longer bank with them as they are crooks. What can i…
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Energy performance certificates for rented properties
Hello, I am the wife of a reluctant landlord. My husband bought a house before I knew him which he did live in for a couple of years before he had to move to London for work. When we wanted to sell it at the beginning of 2008, we paid for a HIPS pack, the house didn't sell and we rented it out. Our tenants are moving out…
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Renting a house: A good or bad move?
Hi there, I have just put a deposit down for a cottage I will be renting from mid July. The rent is £540 a month. Already I am sick of hearing people say it is "throwing money away" . The house is located in a lovely village between Leicester and Melton Mowbray. Details- - Two double bedrooms - two bathrooms - two…
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Tenancy ended, deposit paid back (mostly), but deposit was never protected
I left my old property just under a month ago, and have finally gotten a cheque back for most of the deposit. This delay in getting the money has been somewhat bothersome, and therefore I wanted to see what action I could take against the landlord. I have since found out that the deposit was never protected, which I know…
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Buying a repossion
I am looking at buying a house that has been repossed,I rang the agent to put in an offer as they had already received one but she told me that I cannot make an offer unless I had actually viewed the house.I have made an appointment for Tuesday but am I right in thinking that there is a time limit once an offer has been…
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HOMEBUY scheme - FTB - Buy in Brighton - am I mad??
Hello Moneysavers! I don't know if I should buy a home, or continue renting. There's a lot of advice out there, and since it all conflicts, half of it must be wrong..... BUT - I've had consistent success with moneysavingexpert and so I hope you'll offer me some advice, because I'll listen! I've just split up with my…
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Commercial valuation dispute
Hi all, Need some advice. I own a restaurant which has been rented out for the past 6 years, 7th year running. Rent for first 3 years was 9k, increased to 12k after 3 years. Rent review was due in Jun last year. My valuation is 17k as per surveyor, tenant counter surveyed with an apparently no increase stating that he is…
