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Tenant has disappeared owing thousands
Hi, I have a tenant in Scotland who has disappeared leaving rent arrears of over £2000, unpaid bills etc. The damage done to the flat will swallow up his £500 deposit and he verbally acknowledged this before cutting all contact (bathroom door ripped off hinges, toilet broken, front door damaged, double glazed window broken…
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Help, how much should I offer at BAFO
Hi We're 1st time buyers, we’ve been looking for a house since Feb and have found a place which needs some modernisation, within budget, which goes to best & final offers next week. The house is on the market at £170’000, & has 3 bids of the asking price already. We like the house but don’t want to pay too much for it. Any…
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Kicking Myself!
Hi everyone Im a few weeks into purchasing a property which was on the market for £290K which I offered £280k for, and was accepted. On looking around at the free valuation sites on the web it appears that what these sites say is that the true market value is around £270,000 … I am now kicking myself because when I called…
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Moving House - Can i do this???
Hi All, i didnt kow where else to put this. Please move it if its in the wrong place. As the title says, i have bought a house and am due to move in this weekend, I currently rent a flat. I am in the process of calling all out sppliers (phone, electricity etc) to update them with my new address. Whe speaking to BT and Sky…
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What to look for in a letting agent
My OH has a flat which has been empty since he moved in with me 6 months ago. It's now redecorated, looks smart, but no sign of a sale and can't afford to drop the price any lower due to the risk of negative equity. We're thinking that our other option would be to look into renting it out, to at least cover some of the…
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claim survey fees from seller
if I have had a survey/homebuyers report done and the seller pulls out stating that they think their house is worth more is there anyway I can claim the fees back from the seller , or in future is there an insurance that can be taken out to cover against that?
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Rented a flat but did not get all the deposit back
My Girlfriend and I recently moved out of rented accommodation. We are being told that we will not get all the deposit back due to unclean carpets and missing crockery and pots. We used a rug doctor prior to moving out and the pots and crockery were there when we left. So it is our word against theirs and they have…
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Help / Advice needed on surveys
Hi I need some advice on whether to go for a survey or not and if so, which of a homebuyer's report or a full building survey to go for. My girlfriend and I are first time buyers and looking to buy in an area where the houses are all fairly new (anywhere between new-builds up to around 15 years old). Most of the houses…
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mortgage help
i currently have a buy to let property which i paid 155000 for and rents for 700 per month, its current value is around 140000 and we have 139000 on mortgage. it is mortgaged with mortgage express on the svr and they will not allow us to switch to a fixed deal as we have no equity in the property i have sold the property…
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Planning permission question RE: Operating a business from home.
Hi, Can someone with the know-how advised how likely it is that a residential address on a residential estate will get planning permission to run a business from home? The business involves several large vans loading and unloading equipment, often late at night. It has disturbed some of our neighbours and one has said he…
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I have some deposit, is it a good time to buy??
The flat I am interested to buy is a new build with two double bedrooms in west london. It was built last year and most of the flats were sold at that time at around 230k. Now the price dropped to 197k. From there,I only need to take one bus to work costing 40 pounds/month. I am currently paying a rent of 900/m in…
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Solicitors Fees for 115k House Purchase
We're now on to finding a solicitor, we've had one quote on paper here with a great reputation they're called Napthen's the quote is broken down as:- Purchase price 115k Purchase fees - £395 Bank Transfer Fee - £30 plus vat @ 15% - £63.75 FEES SUB TOTAL - £488.75 Expenses Payable on your behalf: Environmental and Chancel…
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OwnHome Scheme: First Time Buyer But has Debt - Advice Please
Hello All I didn’t know where else to go to get advice – and I figured where better than the moneysavingexpert forums. I have a lot of debt £380000 to be precise. My husband has zero debt and has started looking into the OwnHome scheme – we are eligible for funding but I’m worried that we won’t be able to get a mortgage…
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Putting offers in
Hi guys - some more advice pls. IS it standard practice to put more than one offer in? I have seen 2 houses I like OH is saying to me to put offers in on both and take the one that is lowest. As a seller I would hate for this to happen to me - where someone puts an offer in and could possibly withdraw it very quickly...…
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How much is the average deposit on a new home?
Hi all, I'm in the process of selling and buying a house but unfortunately my house is taking a little longer to complete. I have reserved a new house (Abbey homes) and paid £500 but now they want a 10% deposit (new house is £180k). My house should complete in the next few weeks but Abbey have given me until 25th June to…
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Overpriced... I think so - do you?
We have had an offer on our place and have accepted (hurrah) so are now looking to either buy or, if we can't find anything, rent. We favour renting to be honest, but should the "right" house come up - and the right price - we'd buy as it'd be our home for a long time probably. So we see a house. According to propertybee…
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private tenant PLEASE HELP
i am a tenent of a private landlord, who i get on with quite well apart from when it comes to the property. it is 3 bedroom house but is in BAD need of repair 1 the boiler leaks 2 spotlights in kitchen out of about 12 only 1 works 3 big hole under fire surround in living room 4 no back up heating or hot water when the…
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Anyone heard of "Best Conveyancing Quotes"
Too good prices to be true? I can now confirm our quote to buy a freehold property for £127000. Breakdown of our Fees: Purchase Fees £129.00 Mortgage Fee £55.00 VAT @ 15.00% £27.60 Disbursements: Land Registry Fee £150.00 Land Registry Search £3.00 Land Charges/Bankruptcy Search £5.53 Telegraphic Transfer (TT) Fee £45.00…
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Repossession Utilities
I was just wondering if anyone could help me! I am in the process of buying a repossession and havent got a clue about what to do about utilities/phone/broadband etc. :confused: Do we have to use the provider the previous occupants were with? What if they had exisitng debts? What if we cannot find out who the providers…
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Bought a flat this week!
Saw it once before making an offer, found out it had been reduced from £125k to OIEO £100k. Knew it was worth that anyway just from looking at it, but started the carry on (negotiations) at £94k anyway. Refused quickly, however second offer of the asking price was accepted after a few hours. Have been looking for nearly a…
