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Advice needed on poorly maintained rented property (I am Tenant) Please Help!
Hi, I hope someone can help me please in terms of what I can do about my very poorly maintained rented property (I am a tenant). From the start. We viewed our house at the beginning of April 2009,all seemed well,seemed like a lovely house a place where we would be happy to live. We agreed with the landlords (who are also…
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What can I expect when my current mortgage expires?
Hello all, I wonder if someone could offer a bit of advice and fortune telling!? My situation has somewhat changed since securing a deal & purchase so here goes.... We bought a property from a family member at a reduced price in Feb 2007. The value was approx. 10% higher than our purchase price. We have since totally…
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Please help!! Me complain against conveyancing firm
Hi guys i;ll try not to go into too much, anyway i seen a house in March 09 and put offer in got accepted. The house is owned by a builder/property developer, which he bought in part exchange from a couple who he sold a brand new house to in Nov 08. The house has been vacant all this time. anyway the mortgage part all…
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Knocking Down Internal Walls
We are putting in an offer for a house that is small, but could be made bigger by knocking down some internal walls and having lintils put in, i know we will need to get planning permision for this, but could someone give us a rough idea of what we could be expected to pay per wall, we have a relation who can plaster so…
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CCJ on file - any hope with a 50% deposit?
My partner and I are looking to buy our first house. We have a deposit of 125k and are looking buy a place of 250k, so we have a nice 50% deposit. My credit history is fine but we have just received a credit report on my partner. We did the check as we were worried that her past credit might be adverse. Firstly she has 2…
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New to selling a property and buying ...the process?
Hi, I am just after some basic information really. We have a shared ownership property and we purchased the remaining share a couple of years ago, but we now need an extra bedroom. So we have a 2 bed house now and need a 3 bed for the same value ish, give or take an extra £10k or so. If you are buying and selling, do you…
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Please can somebody clear this up for me...
I am trying to buy a new build off plan ( I know the risks but im willing to take the chance) The houses are only due to be complete november / december. I am confused as to when i would need the deposit for the home and how this would work. If you buy a second hand home your deposit is paid via your solicitor just before…
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House sale in derbyshire advice?
Hi everyone, just wanting some advice i put my house on the market two weeks ago with local estate agent and was wondering if you think the price is right? If the pictures look ok? basically any advice on what i can do to improve interest and saleability:) also how often should i phone them to check on whats going on at…
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If i Let my property will I have to pay tax?
My wife, daughter and I are are looking to reloate to be closer to family and jobs. We own a property but having bought 4 years ago are now in negative equity so can't sell it therefore would like to let the property. We expect to get £700-£750 rental income each month with costs at - - Mortgage £704 p/m (repayment - 2%…
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Double glazing costs...
Hello, My partner and I went to view a bereavement property that we loved but it needs great deal of work!! I don't think it has been decorated on 50 years. It's not listed but need double glazing throughout. Here is the property: http://!!!!!!/e5rrU We have no idea how much to budget for double glazing?! Does anyone have…
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Fixed Term AST - Advice required
I'm currently renting a flat with a Fixed Term AST (1 year). The contract has just expired and I now wish to move out. 3 weeks ago I rang my landlord and informed him I would be sending him a letter confirming I was giving notice. He was adamant that I had to give 8 weeks notice, but the only reference I could find in my…
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First Time Buyers Joint Mortgage
Hi, Me & my girlfriend want to buy our first house just wondering if any problems will arise as i am in a perm full time job, but she is a temp worker - but always finds work. would this go against us when applying for a mortgage? would any of her salary be applicable? Any advice? Thanks
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Couple buying but one person pays deposit?
Is there a proper term for a scenario whereby a couple get a mortgage and buy a house together but one person pays the whole of the deposit? What is the process for having such a thing documented when purchasing a property so that if any breakups/fallouts happen that initial deposit is protected?
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Best time to start renovating houses?
Hello, I was just after some general advice on housing renovations. My friend and I have been thinking about getting into this for a while now. I currently have a mortgage with my partner and she rents. We don't have a huge amount to put down as a deposit though, maybe up to £5k if we stretch. Her dad is a builder/kitchen…
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New mortgage or remortgage?
In general is it better to get a new mortgage or remortgage? These are my circumstances: Current property value approx £250k mortgage on it approx £500 (just to keep the mortgage going) Looking at buying another property approx £200k (keeping existing) Would it make sense to remortgage existing property to raise £170k…
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Should I be wary of private sale?
I am forced to sell my house because of debts and was on the verge of selling to the best sell and rent back company I found. However, I have since received a verbal offer, subject to survey, from a private investor via an estate agent. It is a very good offer, very near the market value and about £30k more than I would…
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What should I do?
Hi Guys, Not sure if I'm posting in the right place but I'd really like some opinions. I live in a rented house in a small cul-de-sac. There is a footpath at the end of our drive which connects us to the next cul-de-sac. My concern is that there's an on call fireman who drives over the footpath (to avoid the speedbumps…
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What to offer?
Went to view a house (well, several) today - and we may have found the one :j:j:j It's a three bed end terrace, off street parking, and is ready to move into. It's on for £97k. We were shown round by the vendor who said that he was "open to offers". It's been on the market for at least a year, is only half furnished, and…
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Problems with neighbours
Hello all:hello: I wanted some advice, please. We moved to my home 2 years ago, and the house was a mess, the fence, our side, was falling apart. We had the panels replaced, however, the panels were one foot shorter than before(4 instead of 5ft). My neighbours didn't like the new fence and wanted us to make them higher,…
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FTB - Rent a room advice
Hello, I am shortly moving into my 1st property, its a two bedroom flat. To help with the mortgage a good friend will be moving in and paying rent. My question is would I have to pay tax on the rent I receive The flat and bills etc will be shared between us. I have read a bit about the rent a room scheme but I am not sure…
