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Are sellers dragging their feet???
I've 'sold' my place - everything is going well as far as I know, selling to FTB. I've seen a place for sale, put in an offer and had it accepted. (subject to them finding a suitable property) They have found a property, and have had their offer accepted. But despite this, they do not want to get solicitors involved yet.…
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Buying a house - electricity pylon
Hi, weve found a house that we've put an offer in for, but we have seen that behind the back garden there is a big electricity pylon. We dont know if we should go ahead, i saw that its really linked to children, we have a 17 year old, and ourselves are over 40. We dont really know what to do, what are the chances of…
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Let to Buy?
Hi guys I'm looking for a bit of help. Does anyone have any dealings with let-to-buy mortgages? I have a house that is worth £155,000 with an outstanding mortgage of £50,000. Would I be able to borrow against this to get another house? I have no deposit for the second house, but I've come across let-to-buy mortgages. Am I…
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Noisy neighbours
Yes another thread about noisy neighbours! Don't worry I won't go into too much detail but basically the people that live upstairs from us have two young boys aged under 10 and their playroom is directly above our living room. From when they get home from school till bedtime (which is normally well after 9pm at night), our…
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Advice needed on Mortgage - please help!!
I split up with my boyfriend over a year ago, his name is still on the mortgage as I could not afford to take him off and take on the mortgage on my own, when we bought the house and applied for the mortgage I was in a higher paid job, but, thinking I was secure, opted for a lower paid job doing what I wanted to do but…
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SSTC to Available again?
Beginning to notice quite a few of these in this area (going SSTC mid-March to early-April... then becoming "available" again during the past few week). Anyone else seeing this? QT
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Nightmare tenancy - advice desperately required
I've been renting a flat through an agency for several years now. I've been having major problems the past 6 months, and today is the last straw. I need advice, or a direction to go to find legal advice. The shower is in a room of its own connected to the hall. There was water damage around the shower, which was…
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building society "error"...help please
Hi I'm reallyy hoping someone will be able to offer me some advice on mine and my partners current situation. Sorry if its a bit of a ramble. My partner had a mortgage with his ex partner a few years ago. He believed he had signed a transfer of equity form at the building society to take him off the mortgage in 2002.…
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Desperately seeking advice
Could anyone please help a first time seller in need of advice? Our property went on the market today after meeting with estate agent over the weekend and signing their terms to act as sole agents but we have now changed our mind about selling now and i want to take the property off the market? Are there any costs incurred…
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Negative Equity Crisis - Official Downing Street Petition
Please find below link to a new official downing street petition asking the prime minister to take responsibility for the negative equity crisis facing young families! The more signatures we get - the better chance we have of getting the Government and the banks to stand up and be held accountable!…
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Estate Agent's words when putting offer
How serious is an EA when he says, "We already had an higher offer for this property", when a buyer puts an offer? And what is the next step when EA comes back saying the offer is rejected? How long to wait before putting next higher offer? I know there would not be any fix answer for this but what are thoughts flkoating…
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Excessive Flat Maintance Charges
Hi I'm just putting the feelers out on perhaps investing in a city centre apartment, in Cardiff, with a view to short term letting. However Im a little put off by the 'maintance charges' i've been quoted. £1800 per year for a 2 bedroom apartment in a (albeit) newish complex of around 50 apartments, and £2800 for a 1…
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how to be the perfect live in landlord?
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Need help with survey results
Hi, In our basic valuation survey, it states that there is no evidence of subsidence, heave, landslip or structural or flood damage.. Now it does state knowledge of any such problems affecting properties in the vicinity... My question is: Does that mean I have a problem to insure the property, i mean like i have to pay a…
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NatWest Mortgages & Homebuyers report
Hi everyone, anyone know how long it takes NatWest to get a Homebuyers report done? They are instructing them today and said it will probably be done next week. Do you know which surveyors they use? and also how long before we hear if the property is OK and do they verbally tell us this before we get the written report??…
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Opinions please - how do I deal with this, do I need a solicitor?
Hi all, I entered into a 12m contract to rent a house in May 08. We then needed to move to a different city and moved out in Oct 08. The landlord said this was fine if we found replacement tenants. We found several interested parties, but didn't manage to get anyone in. This was due to several issues including the fact…
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Mortgage refused due to bad credit-but don't know how?
I've tried to see if I could get a mortgage as a FTB. I have always paid of my credit card and don't have any loans apart from my student loan. I moved into a rented property about 6 months ago and now being kicked out as LL is selling the place. Thought I'd try buy my own now, however bank said they won't touch me as I…
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How long should a credit check take? (for a rental)
It's been a week now since I paid for the credit check to be done, for a rental property, seems quite a long time to me - I hate suspense! Anyone know roughly how long it should take?
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Mortgage Timescale?
Hi there, first time I have ever postedhere so here goes! This weekend we put an offer on a house which was accepted, we are first time buyers currently renting. We are seeing a mortgage advisor (independant) tomorrow, and will discuss what mortgage we want to apply for. I was wondering how long (as a general rule) a…
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Boggy garden
Hi all We're in the process of buying a house, contract was sent back last week and now are just waiting for the mortgage offer to be sorted. We originally viewed the house back in Feb and the grass in the back garden was wet and boggy under foot - we just put this down to rain. But we went back on Friday to view it again…
