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HIPs (sorry if it already been asked!)
I've heard that you can now do your own HIP when selling your house saving money but ultimately taking up more of your own time. Is this true and where's the best place to start. Thanks
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FTB looking for a flat in brum city centre
Hi guys. Looking for a bit of advice really. First time buyer here. I am 25 years old on just over 20k salary. I am thinking of buying a flat in birmingham city centre for about between 80 - 90k for a one bedroom flat. I will have a 10k deposit perhaps in june 2010 and have been working for 2 1/2 years then. Will I have…
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Timings with house purchase - advice needed
Hello, We had an offer accepted today on a repo and we're really pleased. We have a mortgage offer in place but my partners father has some cash in the bank so offered to cover us so we can go in as cash buyers be seen as favourable in the EA's eyes. We imagined that as we have a mortgage in principle we could then set…
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Giving notice on 6 month AST
Hi all, Just a quick question, done a bit of research but can't really find a solid answer? Me and OH are coming to the end of a 6 month AST. We want to move out at the end of it but can't find anything written into the contract about how much notice we have to give. We're going to give 1 month's notice just in case. The…
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Estate agents performances & House selling
Hi all; I’m trying to find some information on how estate agents are performing. I am ready to consider selling my house. But if house sales are still low in my area (St Helens, Merseyside) then I’m happy to stay put for the time being. I know if I contact any estate agents, they will never give me a true figure on how…
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Help!
Hello all, In a bit of a pickle, we bought our flat in 2007 for £206 000, we borrowed £225 000 in total to consolidate some student debts etc. Soon after we moved in we realised we had made a mistake. We cannot bear the place and have had it up for sale for over a year. We can't move, can't sell, can't rent it out. The…
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Building insurance after exchange
Needing some advice on this as our solicitor is away at the moment... We sold our property to our neighbour and bought a new house, contracts have been exchanged and completion is due in 6 weeks time. We have arranged the building insurance for our next property but our neighbour (who is also our freehold secretary) sent…
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landlord ripping us off .what can we do??
hello! il try to keep this as brief as possible. moved into a property on 6th sept 08.instead of 600 deposit we paid 900 which the landlord wanted as we had 2 dogs.he paid a letting agent to manage the property .although the house as nice we found out the area was awful and next door were drug dealers that had people…
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What to offer
Seen i nice 3 bedroom house we love only thing is the garden is a bit small. It is up for £145k - £165k I'm thinking of making my first offer of £117k. What would you guys go in at as your first offer
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Credit Referencing affects Credit Score?
I just had an alert on my credit report and so went to check in. My credit score has dropped about 70 points (from just over 980 to 916). So I go from "Excellent" to "Good". There are no problems on the report and no overdue credit card payments or anything. Plus no new credit cards. The only thing that has changed is six…
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Rotting body under the floorboards
My tenants have informed my agent that there is a nasty smell coming from the living room. They are convinced that it is a decomposing rat and want to pull the floor up to find it. The rodent idea is indeed a possibility, and obviously I can't let them live in a smelly and potentially hazardous environment, but the floor…
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Be wary of 'the market is getting better' stories
There seems to be a rash of 'signs of improvement in the housing market' stories in the news as if the whole market is now on the way up. But be wary as even in the worst of markets the seasonal influences still seem to apply. So at the moment is it the whole market is on the way up or is it just the traditional time of…
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First offer,just waiting now....
Have seen a great house yesterday,on at £179000.Needs a good clean,but otherwise sound.I put forward my first offer last night,this was £140,000.Hope I've not gone to high !
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can anyone advise please
:hello:everyone ok bit of background i have a 3 bed semi we turned part of the garden into a drive, had a nightmare with the council kerb is 3 milimeters too high at our gate anyway thats another story eventually the council came and put a white line across now i thought that white line meant no one could park across our…
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Tenant question - what's next..?
On 21st Nov 2008 my partner and I signed an assured shorthold tenancy agreement drawn up by local estate agents on behalf of the landlord of a private residential property. The contract was for a minimum six months, and included the following clause: "If on the coming to the end of the fixed term agreed above, the Landlord…
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Help - Unmarketable House due to problem neighbours
Can anyone please help. We have had problems with a local housing association tenant ever since they moved in next to us 4 years ago. Abusive anti-social behaviour, rubbish everywhere, scrapped cars on driveway etc - despite the complaints to the Housing Association, nothing every done. Last year they moved a large twin…
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Help Urgent tennants doing a flit now!
As title, someone has just rung me to say that my dads tennants are doing a flit as I am typing my dad is on hol so can ayonw give me any advice as to what we can do. They owe him over £1000 in rent. Please help if you can, we are going down there but what can/ cant we do? Would the police be interested, im guessing no but…
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What you reckon my chances are??
Hiya, Apologies for the lengthy post... I just wanted to get your opinions on this, and whether or not you think I have a realistic chance of getting my landlord to agree to terminating my AST early? Myself and my boyfriend are currently in month 9 of an 18 month AST, which has a 12 month break clause, which as I…
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Any good website?????
Hi Everyone, Does anyone recommend a good webiste for renting properties? I currently use rightmove. Thanks.
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hip pack help
Hi we are in nearing the end of our house sale and its a bit of a rush as our mortgage offer for our new house expires in 3 weeks. we have been waiting on the buyer of our house to pay for his searches and have found out today that he is adamantly refusing to pay for his local searches and mining searches saying that we…
