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Schools in London
Dear MSEers, Apologies if this is a subject that's come up before...I've just been offered a very good half-time opportunity in London at the University. Unfortunately I've got a 2 year old and a 6 year old. I'd like to take this opportunity, but as an American who has been living in the gentle counties of East Anglia, I'm…
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First Time Buyers...no deposit....eek!
:confused: Hi Everyone, Im a bit of a mortgage newbie and wondered if anyone could offer me some much needed advice.... basically, we are a young couple looking to purchase a property... i am ashamed to say we do not have a deposit... but we read somewhere that if somebody is your guarantor you do not need a deposit...a…
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ANOTHER how much is this worth thread(Sorry!)
Can you please give me an opinion on how much you think I should offer for this property? We have nothing to sell and have an AiP. Any thought would be much appreciated? the location isn't really great but everything else is?…
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Letter from landlord - Rent adjustment!
Afternoon all, I have recieved a letter from my landlord today stating that from Next month, our rent will be reviewed, and REDUCED from £430pcm to £410pcm - due to my landladys mortgage payments decreasing. Has anybody else had any landlords passing on their reduced costs or have we just got a very nice landlady?
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a bit stuck- advice needed.
Was wondering if anyone could help us with our dilema!- I bought a shared ownership property (40500 for 30 %) back in nov 2007 just before the market went wrong. My partner owns a 2 bed house ( with the help of his parents) which has quite a bit of equity in it. we are looking to move in together- ideally into our own…
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Buying a house that's currently a rental property
Hi all, hoping for some advice or guidance of this situation if anyone has been through it themselves. We spotted a property that was up for auction, currently its 7 bedsits (basically a 5 bed house set up as 7 seperate rooms and shared kitchen and bathrooms) with 3 or 4 sitting tenants. It didnt sell at auction, and we…
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testing estate agents
after a terrible experiencewith previouse agent i decided to do little test on potential new agents. i made appointments with 3 agents all for tomorrow told them that was only day available but i needed them to call me today to confirm so i know that i can leave work and not be left standing ther like a plonker. any how…
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Get your money back off the council
Please forward to anyone who owns a leasehold flat where the council is the freeholder. Even though we own our flat the council is our Freeholder and we are just the leasholder. We have just found out that even though we have only been in our home a few years the council owe us nearly £400 in overpaid service charge. Each…
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Selling/Buying/Renting?? Help
Hi, I am relocating across the country and am selling my current flat. Recently received an offer of £250k (about to accept today) My original plan was to buy simultaneously in the new location when I sell my flat. However due to the down-turn in the market, I am considering moving into rented accommodation for the next…
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Need advise on offer for a maisonette
Hello guys, My partner and I have found a 2 bedroom maisonette in Bookham, Surrey which we would like to put an offer on. It has been on the market for a while now and the estate agent has given us a price range of 175k-200k. We have a maximum budget of £179k but would like to get the maisonetter for as cheap as possible.…
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Shared ownership issue
Hi Im new to this forum but already liking the look of it! I am in a shared ownership proerty with my wife. Its a 2 bedroom apartment and we moved in in May 2007. The apartment was valued at 155k. We purchaed 35% to start with which required us to get a mortgage for £54,250 Our mortgage is up for renewal next may as we had…
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Borrowing on mortgage to renovate house?
Hi all - hoping someone has got experience of this. We are looking to purchase a property that needs quite a bit of work doing to it. Asking price is £140k. We have been told by our mortgage lender that with our deposit they will lend us £166k total (this was before we had found a house that needed doing up). Does anyone…
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What do you think of this advice from an estate agent ?
Hi guys, Today i was talking to one of our clients (i'm a web developer) who is the owner of a large local estate agent chain. My house is currently on the market (not with him i might add) for £165k, although i really want £160k - the 5k is there just to be knocked off. He advises i'd be much better off advertising at…
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Rent arrears and possible eviction - any advice?
Hi Guys, Was wondering if someone here could help me. I lost my job 3 months ago and thus I'm struggling big time with the rent. Initially I had a 6 months tenancy which ended in January and since then its been on a month by month basis (Oh I'm in England if you needed to know and my landlord is based in Ireland - again in…
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Help needed in negotiating a lease
Hi everybody, Having had a look around the site you all seem lovely and very clued-up, so I wondered if I could get your advice on a little problem I'm having... My girlfriend and I have a nice little house in Leeds, but our rental contract is up on the last day of June this year. We plan to go travelling in January 2010,…
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Some info on property please!
Can't use Property Bee at work, and currently not net connected at home - Argh! Would like some history on this house: http://www.rightmove.co.uk/property-for-sale/property-24870887.html + What do you think of it? How much would you offer? & is the neighbouring loft conversion a good sign that a conversion should be…
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on the market now & priced at over top selling price of last year
I've seen a cottage, only 4 in a row, it's lovely and within my budget. However, I looked into the house prices for those 4 homes, and the house next door (identical as mid-terraced) has sold 3 times in the last 7 years. (next door) property 1 sold in Sept 2002 = 136k property 1 sold in July 2007 = 198k property 1 sold…
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Moving house whilst technically a student.
Hi, I hope someone here may have some advice for me. I currently have a 150K mortgage on a house in Cambridge which can comfortably sell for 200K (even in these interesting times). My mortgage is currently at the end of it's lock in period so I have no redemption period. I have a very good credit rating (and so does my…
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Amended HIP Legislation
Which came into effect from 6th Apr this year, would someone be as kind to clarify 1 point for me please. From that date it is no longer an option to market the property without the hip and the new parts of it, piq etc, however I am unsure as to whether its still ok to market it immediately if you have ordered the hip…
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Mortgage process
Hi all, we have paid our reservation fees for the house 2 weeks ago, and now we are waiting for the mortgage to be processed. The sales adviser told us that this Friday the lender's going to do valuation, so my question is... if the lender is going to do the valuation is this mean they are going to offer us the mortgage as…
