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Water Bill
Ah bollox, I have just received a request for full & final payment of an outstanding water bill from a company called Roxburghe Debt Collectors. I had seven days to reply but have been away what with it being Easter & all, so that's passed by. Anyway, here's the problem. 1) I have never received a water bill or any other…
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Renting and problem with water bill.
When we moved into this property a water meter was fitted. For the first two years it worked out at about £300 per six months (small terrace house, very water conscious family of four). I recently asked around and found that most people seem to be paying less than £400 a year! Our last bill was for £750 (for six months)…
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Modernisation costs
Hi everyone :) I'm looking at a 3 bedroomed terraced Victorian house that is on the market for £103,000 - the estate agent says it needs 'modernisation'. The house will need.... New kitchen New bathroom Central heating installed One or two new windows Rewiring in a couple of rooms (is this even possible or would I need to…
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Will I be able to move house?
Hiya I'd be grateful for any advice that you're able to offer me. In October 2007 I bought a 2 bedroom house and got a 100% mortgage with Northern Rock. I also borrowed an extra £15,000 from them on top of this to pay off some debts, so therefore I am in negative equity. The thing is, I would now like to move to a smaller…
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Tempororary dirth of new to market?
Just wondering if anyone had noticed whether or not (or was worried that) the new HIP ruling has limited properties going on the market these last couple of weeks... I appreciate that Easter with 2 bank hols slows everything down, but i have the fear that now people have to have a HIP in place BEFORE advertising property,…
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I have a friend with house buying problems...What can he do?
A friend of mine is trying to buy a house in East London. At the moment he is living with his brother since his divorce but now he would like his own place for him and his daughter. The house he wants to buy costs £150,000. He can put a deposit of £33,000 from the start, and wants a mortgage for the rest. He has more money…
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Selling and having to buy 3 months after due to Early Repayment costs
Good evening from Naples, I have a house in the Uk which up until December was being rented out. It has been empty for 4 months so we decided to sell and move to a bigger city for jobs when we return to the Uk next year however due to the Early Repayment Charge we have to buy a new house within 3 months (will rent this out…
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police raid, house damaged
Hi, My Mother in Law was renting out her house. Police raided it last night and found a cannabis farm, house is totally destroyed inside and will need total gutting. Is the letting agent in anyway responsible for the rent until the agreement ends, or some money towards repairs? Thanks.
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FTB what should my starting price be?
Hi Looking for a bit advice on what my first price offer should be. Currently renting a detached house, the landlord had the property for sale when I started renting it and is open to selling it, but its not on the market. When the house was bought in '05, it was for 140,000. It was priced at 195,000 last november. Now I…
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Paying housing Benefit Rent to Private Landlords
Why is it that the Council Benefit Rent section pay the rent direct to the council & to Housing Assocations but if you are a tenant of a private landlord the rent gets paid to the tenant & because of this tenants are not paying all there rent to landlords & are now getting kicked out. What will happen if all private…
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helping dad to sell his house
hi all, dad has had haarts around today (im in a different county so could not be there) they are asking for 2% i thought they should getting 1% seeing as it will be a sole agent am i right? with regard to the HIP they want £390 i said do it online via hips4u or similar,can someone explain the best way to get HIP ie if he…
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Consent to lease confusion!
Hello everyone - hope someone can answer my question as my head is about to explode with it all! The scenario is as follows...... My husband and I have a joint mortgage on a house. We no longer live in the house due to relocating up north for work. We now live in my husbands batchelor house which is in his name only. We…
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Tenancy dispute
Hey all, I was wondering if you may be able to help me with some advice on a dispute I am having with the estate agents/landlord of the house I used to live in. In September 2007 I moved into a house with two friends (call them Mr. Smith & Mr. Jones) on a shared tenancy agreement with a 6 month contract, after 6 moths this…
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Quick straw poll: is this expensive for estate agent fees?
I have used all the tips on here, and I can only get quotes for £1500 plus vAT to sell my property. It's only on for £69k (as shared ownership) so that seems extortionate to me!!! But seem to be in bit of catch 22, many agents won't take it as they can be hard to sell.....what do you think? is this a lot? I'm tempted to do…
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landlord getting repossessed advice needed
my daughter is in the process of buying the house she is renting off her landlord, and has a mortgage agreement in place, however the landlord has been dragging her feet in signing the papers, also hassling her to pay the rent a few days early each month, now the landlord has said that the mortgage company (mortgage…
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Corporate Tenancies
I've got a lovely 2 bed ground floor flat which I currently have let to a corporate tenant. It's 5 years old, all mod cons, orp, garden, etc. It's been let for the past 18 months and now my tenant is moving out on 22 May and I really need to make sure I don't have a vacant period between tenants. HCR who are looking after…
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Lodger Agreement - clauses for severe breach of contract, non-payment etc
Hi there, I'm a resident landlord and have been for the last 5 years. I've always used an agreement which regarding notice simply states 1 month's notice from either side to end the agreement. However, I'm shortly going to be giving notice to one of my two current lodgers and looking for another one, and I wondered whether…
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Websites for finding info on houses...
Hello - can you please point me in the direction of websites that tell you info on houses ie what it was previously bought for, how many weeks on the market, price drops etc I'm looking to buy my first house and want as much background info as possible;) Thanks a lot
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Guarantor problem
Hello, I'm a student and I'm looking to rent a place for which I have a gurantor, the only problem is I've received the application form from the agent and it says on the guarantor application. Credit History - Do you have any adverse credit history, settled or not (if you do you wont be able to act as a guarantor. The…
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Wall cleaning - end of tenancy
We are due to move out of our rented flat in two weeks time, and have been gathering end of tenancy cleaning quotes. However, I have just noticed that none of these service seem to offer wall cleaning - one of them said to me that this is because they have had paint damage issues in the past. The walls in our flat do need…
