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Sorry - another "how much to offer"
VERY interested in this house. http://www.rightmove.co.uk/property-for-sale/property-21554329.html Up for £185k, fresh on market, nice area, divorce situation. How much to offer? We feel like such novices - people keep saying "go in at a low offer", but what is a low offer?
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Notice to Landlord
Hopefully we will be exchanging on 1st May. I haven't given notice to the landlord yet just in case the unthinkable happens and we lose the house:eek: We pay our rent on 12th of the month. Can we give notice on 1st of the month or do we have to give one month's notice from rent day? Doesn't say anything on rent agreement…
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Mortgage Addtional Funds to move
Hi, Hoping someone can advise. Looking to move home, bank have agreed additional 35k but may need extra 10k. Might need to put girlfriend wages and name on mortgage for extra - would I just put the girlfriends name down on part 2 of the mortgage ( ie additional funds ) or would I have to re-apply for a whole new mortgage…
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Well! A first!
An EA rang me today to tell me about a property they've got just come on the books. Am viewing it tomorrow. It's a midterrace with parking, 3 beds. Not huge and the street is a no through *but* there's an alley running along the end of it about 2 houses away. She says other houses normally go for 95+ but this is discounted…
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Tenants notice to quit
Hi, I need a template of a NTQ to end my tenancy. I'm on a peridoic tenancy and need to give one months notice, is this just a case of putting things in writing or is there a specific format I need to put the letter in? Thanks!
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Renting house out for a year with The One Account
Hi all, lurked for a while but this is my first post! I've recently been made redundant and am planning on taking career break of a year off to realise a life long dream of cycling overland to India. In order to do this I really need to rent the house out... I've found friends who are interested but I'm worried about…
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Budget 2009 announces the repeal of the Furnished Holiday Lettings (FHL) rules
What do you think this means?- this was all that was in the budget report. I bet it will be to stop you offsetting losses against income tax.
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Whats the exact process of mortgage approval for RBS ?
Hi All After spending about 2 weeks , my mortgage advisor tells me that RBS has given positive signals on my application and would now like to go ahead with the survey for my chosen property. For the last two weeks, he says, the case was with the underwriters and they had my salary slips and what not to see through my…
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Grantham
Girlfriend in Yorkshire. Me in Essex. I'm considering moving to somewhere in the middle. Renting or buying. I sold my house last year and am currently renting. Saw Grantham. Train service to London seems ok (I currently work in London). Anybody here have opinions on Grantham? Nice place or a sh*thole? Thanks.
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New Build Advice
We have viewed a house which was one of two left on a new build estate completed late 2008. The original selling prices for this house type when launched in april 08 (and so not at height of boom) were £265,000 with most sales on the l/r for between 250 - 285 k. We negotiated down to 185,000 with carpets legals stamp duty…
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Neighbours Complaining! Help!
Hi, I hope somebody can help me here, I have to tell the whole story so please bear with me! Me and my boyfriend are renting a 2 bed semi with very thin walls, we have lived there for 3 months. We also happen to have very miserable neighbours, who are friends with the owner of the house. When we were moving in, they came…
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Help-what to offer!!!
I just want to know what people think is reasonable to offer, i find it quite embarressing putting in cheeky offers (although I know it could save me a bomb) We have seen a house which we know is now owned by persimmon as they part ex'd it with the owners, we know they gave them 160k for it, its on at 169k what do YOU all…
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Putting in a matching offer on a property
A quick question for the EAs and otehr experienced people on this forum: The EA has told us of a higher offer that has been made on a propeprty that we have already offered on. This is their legal obligation. However, she told us how much this offer was for. If we match this higher offer (we are cash buyers, and the other…
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Who's found shared ownership housing good for them
Whether in recent times or over the years? My experience, but some years ago, was that these schems were great to help those trapped in the middle who couldn't buy but didn't want to rent. I keep reading the schemes are a scam which I feel is a bit strong so wondered if any have found them to be of help for them?
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Advice from Citizens Advice, Trading Standards or Shelter
I am doing some, up to date, homework for one of my family who is involved in housing issues. At one time the CAB were the ones to go to for housing advice but reading this board I see Shelters name often cropping up. Trading Standards name often comes up as well. So I was wondering of others experiences, good or bad, in…
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having probs with landlord - questions?
We are renting and our 12m tenancy ends on 23 May. Landlord is !!!!!! at us cos we not buying his house. We are in process of buying another house but not sure if we are able to move out before tenancy ends - might be shortly after - don't have completion date yet. So where do we stand when our contract ends on 23 May? Can…
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Secured loan-Sale of property
Hi, I don't know if this should be here or in the loans section but we have a secured loan on our property but want to sell and pay off all our debts including the mortgage and loan and start from fresh. We are planning on renting a nice property instead of buying again. Do you think the loan providers accept an offer of…
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Conveyance Query: Searches
I'm in the process of getting quotes for conveyance and I'm unsure about the costs that are added for searches. One solicitor said that the costs might not be necessary if the house has a HIP (which it has) whereas others add the cost automatically (both have said they would costs around £250). Is this separate from the…
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Rental question
We have opted to rent until the market picks up after selling our house in 2007. We have moved 3 times since 2007 and it is been tiring and expensive. In our current property, after our 6 months initial lease, they offered either 6 months or a year renewal. We decided it would be better for 6 months, as we want to get a…
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Buy/Rent- Buy/Sell
Live in a ground floor flat. Noise problems from above. We have installed soundproofing which has not been very effective!! We have no mortgage and the flat is probably worth around £150k. Does anyone have any advise on whether we should raise capital on current property and rent out, using the capital (and some…
