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Estate agents!
Hello, Had a quick question about estate agents!... We saw a house we are interested in making an offer on, but the estate agent said we must book an appointment to meet their in-house mortgage advisor, as he needs to see proof of the mortgage agreement in principle we have with first direct. Is this normally what…
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rented property carpets
Hi all, i would be really grateful if you could gove me some advise. I currently rent a house, which is part landlord managed and part letting agent (they collect the rent only) I have my carpets professionally cleaned every 3 months (i have 3 children) Yesterday the man cleaning them said they are very old and very worn,…
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Oakdene (Landlord) In Administration - Where do I stand?
Hi all, I've been a regular visitor to the forum for ages- this is the first time I've ever needed to post though! I moved into my 'rent to buy' flat in Sept 08. The rent to buy scheme allows me to make an offer to purchase the property after either 6 or 12 months with all rent paid over that period being offser against…
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Agency Dispute
Hoping someone will provide some expert advice on this.... Basically I moved out of rented accomodation on the 1st February (Contract terminated on 3rd Feb) after my Landlord was repossessed and am now having trouble getting a total of £1300 back from the Lettings Agency. This is effectively in two parts i) The deposit…
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Inventories - Privately Rented Property
Hello to you all,this is my first post here, so here goes :) I was wondering whether anyone could help me please with the following. We live in a privately rented property through a Letting Agent and our deposit is held through one of the schemes. When we took the property we were advised by the Letting Agent that no…
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Repossession
I noticed on rightmove.co.uk that an offer has been made on a reposessed house. Can I find out what the offer was? I missed the public announcments page in the local paper the other day so I missed out. Can I find out another way? The estage agents wouldn't tell me.
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Get rid of Apartment at all costs?
Hi, I have my first viewing of my apartment today (after 8 months on the market). My mate is the estate agent and the guy is a cash buyer and not looking anywhere else.... at the moment. If he makes an offer around 10% below asking then I will owe the lender a nice big £25k for Neg Equity (which I have - just). Should I…
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What to do?
I'm a loiterer looking for a bit of help from all you lovely peeps out there. My dilema is that we have inherited a house in an area that we don't know and put it on the market on friday. Not knowing the area we went with the EA for the asking price. There has been a lot of interest so far (great!) and we have had an offer…
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EA in admin unable to get keys back
Our EA has gone into administration and all sales offices are closed. I am very concerened about our keys. I have tried numerous times to speak with the administrator but the response I get from their receptionsit is that he is very busy. I want my keys now, is there anyway to escalate this to ensure I get my keys. Also…
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This house buying malarky is hard
Here's our history First flat we offered on was accepted all went well until the survey showed that the foundations were unsound and it was about to collapse (narrow escape) Second house was accepted and then we were gazumped (this happened last week) Third house we offered on and was accepted but then sellers changed…
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Buying Someone out
Ok, my ex partner is going to be moving out of the house very shortly and i would like his name off the mortgage, how could i go about this. I have my sister who is willing to move in and take up the mortgage in both our names however she does have an IVA against her is this going to make it impossible? or is there a way…
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Rental Property and EPC
Hi I've been letting my flat to tenants since August 2008. The tenancy agreement was for six months and we have just renewed the AST for another 6 months with the same tenants. Now the letting agents I am using are saying I must get an EPC. However, my understanding was that beacuse these tenants moved in before October…
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What are the cons of buying a repo?
OH and I are STRing (hopefully completing on the sale on Thursday). We'll probably be looking to buy in about a year. Now, we're watching the market in the area we're moving to already, and the odd repo is coming on the market every so often. So we're wondering whether to consider these next year. Right now, there is a…
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Self Build or renovation
Hello I would be interested to know if anyone has carried out a Self Build, or bought a really cheap property and renovated it, and their experience with not only the hassle of it all (perhaps!) but also their experience with the mortgage attached to it and obtaining a Land Mortgage.
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Buy to let - should I pay lump sum off capital
Hi, I have a buy to let property with a fixed rate "interest only" mortgage of 5.29% for 3 years. As bank savings interest rates are so low at the moment, I am thinking about paying some of the capital off my buy to let mortgage instead of saving my money in the bank. I am only allowed to pay 10% per year until the fixed…
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REDC UK Repossesion auction. SCAM??
Hi, Has anyone got any thoughts or information on the American auction company called REDC ? I have put in some offers on a local repossesed house (been advertised by local estate agent) only to be told that it is now going to auction regardless of any offer. My offers have been close to the listed 'for sale' price, and in…
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moving house- do i need a deposit
hi we are thinking of moving house, and getting something bigger, and to be near a good school for our daughter, my question is we are currently in a 2 bed end terrace which was bought for 100k in aug 05, we are on a tracker mortgage, if we move and stay with our current lender do we need to find a 5 or 10% deposit for the…
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My Choice Homebuy
Our daughter and son in law have been accepted on this scheme and are going for an interview to sort out the financial side of it. They can start househunting but not put in an offer until after the interview in a couple of weeks. They have asked us to go with them as they are not financially "savvy". On the face of it,…
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A quick survey.....I hope its ok in here
Does anyone take any notice of HIPS?
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Need Help Renting a Nice House for July Weekend Hen Party
Hi, I am after some help trying to rent a nice house for a hen party, please can anyone forward links to houses, cotteges, barns that are good value, my requirements are: July Weekend (2 nights) Preferably south england (no further north than yorkshire) Sleep 12-16 Thanks MT :T
