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btl owners quick survey
Hello to all btl owners I am wondering, with the new capital gains tax rule coming in this year (and also the negative news of the housing market) are you going to sell up once the new rule kicks in to lock in your profits or will you hang on and ride out the storm?
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ITV 10.40. Tue 15 Jan - Sandbanks.
Starting now on ITV - programme about Sandbanks 4th most expensive place in the world to live. Poole Harbour
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Damp Meters
Sorry if this is a bit rambling but this may be of interest to people who have surveys done by people using those electronic damp meters. I was in B&Q and saw one on offer as end of line stock for £15 so i got it to check to see if our house has any damp problems. We used to suffer from lots of condensation but this was…
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After 7 months we have exchanged!!!
The title says it all really. :D Initial offers were put in on 1st July last year. Every problem that we could have had we did in fact have! However we got the call today to say exchange has happened, and we complete on 1st feb so by then it will actually be exactly 8 months from the offer. Please don't think i posted this…
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conveyancer question
Hi everyone, Currently in the process of buying a place, when we were looking for a conveyancer my mortgage advisor recommended a name of a conveyancer in a solicitors firm. The conveyancer wrote a letter to explain charges etc and that she was a conveyancing executive and the work would be done under the supervision of a…
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Insurance excess held by solicitor
Two years ago when selling our house we discovered a subsidence problem. The buyer agreed to go ahead with the purchase on condition that we transfer the benefits of the house insurance to them so that any remedial work would be paid for. We did that. We had to pay the normal £1000 excess to the Insurers - we handed that…
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does anyone have experience of local authority maintenance charges and points system
am i right in thinking, as per my lease that maintenance costs are worked out with a points system. if anyone knows about this please shout!
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was going to go with newcastle netsaver but...
see the rate is dropping nearer the end of the month. was 6.43% gross (yearly) Any other suggestions please? approx £25k to go somewhere (after Isa allowance used up)- also sufggestions for best rate there too! Will we get better interest leaving £25k in one account or spreading it around a few places- e.g 1 savings…
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Buy to let?
I'm sorry if this has been talked about before but I haven't had chance to have a proper look through the forums yet. I have just moved back to my parents after renting a house with my ex. At the moment I don't think in my local area I could afford to buy a house on my own even though I earn a reasonable salary. A friend…
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What does this mean?
The house next door to us which has been up for sale for over a year has had a notice stuck on the window. It says that anyone wishing to remove property from this house must contact the local estate agent (address and number is given), it says if after 7 days there is anything left in the house it will be thrown away.…
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Help - flatr under offer but just received 5k estimate for works
Hello We sold our flat a couple of weeks ago. We made the buyer aware that some esssential roof repairs will be carried out at an estimated cost of 2800. there is 800 in the sinking fund and she agreed to buy the flat at x price, understading she would get a bill for 2k. However, we got home tonight to find a revised…
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survey on a new build
Hi all I am buying a new house for £142000 and need to get it surveyed if I go through my mortgage company its £220 for the survey. I can get one done independently but how much for and can anyone reccomend a good one and what to survey. Its my first new build and I am clueless. Its in Glasgow.
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Landlords insurance cost
I am trying to find a good policy for my property. What is a rough guide of cost - 4 bed detached, good gardens, double detached garage, good area, built 1993, v good condition, unfurnished, 850 per month. I would like all the standards on the policy incl accidental damage. It will be fully managed and all the gas,…
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10% to 15% over asking price?
Hello, Saw a lovely flat at £94,995 however the vendor is looking at least 10 to 15% over in offers.. What would be a reasonable offer? I keep losing in offers over!
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littlehousecompany.co.uk - any comments?
Am looking for a net based alternative to the estate agent mafia and have come across this company: http://www.thelittlehousecompany.co.uk/sellers.htm Is there any experience of them out there? Any similar/better operations people know of?
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Renting on one income?
Me and my boyfriend have tried buying for the past 3 years but we have lost all houses and now we cant get a mortgage because my boyfriend is slf employed and has no proof of income. We have decided to try renting but its only me who has proof of income. Any ideas if letting agencys would accept us to rent with only my…
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new home hell
Hello all, first post, woohoo. sorry for the long post. OK here is my dilemma and i would like any advice i can get before having to reach for the phone and get my solicitor involved. We have recently bought a new home, a flat in a converted church. Apart from the usual teething problems (intercom not working, car park not…
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Purchasing Land from Coucil
I am in the process of buying land from the local council on a 99 year lease.. Do I have to go through a solicitor to purchase the land or is there a cheaper way of doing this.
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My House for sale!
Hi Guys, My house is on the market a t the moment went on end November. How many months do you think i should leave it before i start panicing that it is not sold!! I have only had 2 viewings and none planned. I have moved out and no chain. Anyone wanna buy it!!…
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First Time Buyer!!!!
Looking to buy a property instead of rent but both are high and me and my partner do not have the best credit history. What are our chances of getting a mortgage and would we be able to find property in Warwickshire. I have lived in Warwickshire all my life and would like to stay there. Who are the best mortgage companies…
