survey on a new build

itsarichmansworld

Hi all

I am buying a new house for £142000 and need to get it surveyed if I go through my mortgage company its £220 for the survey.

I can get one done independently but how much for and can anyone reccomend a good one and what to survey.

Its my first new build and I am clueless.

Its in Glasgow.

Doozergirl

You'd be after a "professional snagger" rather than a survey. You can google for them.

There's no point in surveying a brand new build. It's not as if the electrics won't be up to standard and if it's gonna fall down, it won't do it just yet that's what the NHBC guaranteee is for.

PasturesNew

Reading a doozergirl answer in these forums is like drawing a line under the original question.

Take her advice. No further reading is required.

Doozergirl

The original conversation killer; that's me!

bobrobb

First Poster - Be gentle....

I am also in Glasgow and if you are looking to secure a mortgage on your new build I'm afraid you will require a survey by a Surveyor on the Building Society's "Approved" panel. They often do two visits to newbuilds, 1 to check it is there, where you should get your valuation, and another before funds are released by the lender to check it is a good security.

A snagger as suggested by doozergirl would be advisable before you complete your purchase.

In term's of cost £220 seems quite reasonable and probably about right. You will find local surveyors in teh Yellow Pages, DM HALL, Whyte and Barrie, Graham and Sibbald and Donaldson's are all big lenders who would do it for you and transpose onto your lender's format when you decide who you are going with. If you call them with the cost of the house they will give you a quote over the phone.

PasturesNew

Just a question about snaggers

My friend bought a new build 7 years ago at £100k.
Then the boiler gave up the ghost, spilling all the contents of the water tank through the ceiling into the living room.

Subsequent investigation said that the builders had skimped on the boiler capacity.

Would a snagger pick up on stuff like that?

Trollfever

It's not as if the electrics won't be up to standard

I know of a new build development by a national builder that has had two fires caused by faulty electrical work. Pics of fire engines in attendance available.
The development has also had two floods caused by faulty plumbing one of which bought all the ceilings down.
The next door development by the same builders has/had a blocked sewerage system caused by builders rubble.

bobrobb

I'm no expert on snaggers but they should be able to tell you if the boiler is installed in line with current legislation, regards vents and the likes.

They might have picked up on that capacity issue but I would think that would be easily overlooked

A snagger's inspection would be like a surveyors and only concentrate on visible areas so unless there was an issue with the consumer unit it's unlikely that an electrics problem would be picked up either

Doozergirl

Trollfever wrote: »

I know of a new build development by a national builder that has had two fires caused by faulty electrical work. Pics of fire engines in attendance available.
The development has also had two floods caused by faulty plumbing one of which bought all the ceilings down.
The next door development by the same builders has/had a blocked sewerage system caused by builders rubble.

I meant the 'standard' Building Regulations.

It's hardly unusual for a new build to have snags and indeed defects. No surprise to me. We've had to call the trades back to rectify snags on every house. I like to think that my standards match that of the prospective new owner.

A building surveyor will talk in general terms and still wouldn't be qualified to know if there was faulty wiring, in fact, probably only a qualified electrical engineer would. Short of calling in all the associated trades to check the workmanship, a professional snagger will know the regular sorts of things to look for in a new build and find all sorts of things that a novice buyer wouldn't.

itsarichmansworld

bobrobb wrote: »

First Poster - Be gentle....

I am also in Glasgow and if you are looking to secure a mortgage on your new build I'm afraid you will require a survey by a Surveyor on the Building Society's "Approved" panel. They often do two visits to newbuilds, 1 to check it is there, where you should get your valuation, and another before funds are released by the lender to check it is a good security.

A snagger as suggested by doozergirl would be advisable before you complete your purchase.

In term's of cost £220 seems quite reasonable and probably about right. You will find local surveyors in teh Yellow Pages, DM HALL, Whyte and Barrie, Graham and Sibbald and Donaldson's are all big lenders who would do it for you and transpose onto your lender's format when you decide who you are going with. If you call them with the cost of the house they will give you a quote over the phone.

Got it in one Rob the mortgage company will not fund the house without a survey regardless of being a new build.

I have relatives in the building trade so I will get my brother (spark) to check electrics etc.

Its a bellway development anybody got any info on them so far my research has been ok lot of people happy with them.

oh dm hall surveyed our house for the part exchange!

bigjoe

PasturesNew wrote: »

Reading a doozergirl answer in these forums is like drawing a line under the original question.

Take her advice. No further reading is required.

Er except she is wrong in this instance.

A survey will be required even if it is a new build. No survey - no loan.