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Homebuyers survey missed faulty windows...
We recently moved and have discovered that several windows in the house are broken.. one doesnt lock and cannot be fully closed one has dropped on the hinges so although it shuts the top still doesnt close properly and then there is another which cannot be opened at all as the lock is broken. Now can anyone tell me if the…
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Renting property - Deposit Question
If I am looking to rent out my home and a tenancy agreement is being signed is it compulsory to obtain a deposit and go down the whole "Tenancy Dposit Scheme" route ? I a letting the property to a friend so we had not intended on requesting a deposit. Thanks
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Tenancy Deposit Schemes - Advice Please
We are looking to rent a property out and are trying to find out if it is compulsory to take a deposit from the tenant and therefore have to go down the Tenancy Deposit Scheme route. We had agreed not to request a deposit as we are renting to a close friend (though will be signing a tenancy agreement). Thanks
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How much time to leave between offers?
Hi, I made an offer yesterday on a house which I have just found out has been turned down. TBH I expected this on the first offer. The house is on at 186 and we offered 178. We do like the house and it needs no work doing on it. We know at the moment that there have been a few other viewings but no 2nd viewings. With the…
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Mortgage advice? places to go?
Hi, I'm looking at moving house. This will involve me adding to my current mortgage. This is halfway through a 5 year fixed term with the Nationwide. These have advised that I leave this running as its on a good interest rate and then have another seperate mortgage account running alongside for the extra money. Before I…
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When to get a Solicitor involved?
Hi all, I am a FTB and confused about when to get a solicitor involved. Am i right in getting the property valuation/survery done before getting a solicitor or one must have solicitor in place once offer is accepted? Thanks in advance
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So Northern Rock have a good mortgage book, eh?
OK, don't believe everything you see in the papers but if it's true, so much for all the guff about no real danger to the taxpayer: http://www.telegraph.co.uk/money/main.jhtml?xml=/money/2008/01/22/ccrock122.xml So what exactly does the taxpayer now own for its £25bn loan and £30bn guarantee? And just how "high quality" is…
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please could some one help
hi i am asking of behalf of my friend she is 55yrs old and she has lived with her mum all her life and been her mums carer for the last 5 yrs her mum has died now and has not left a will her mum had no money to leave just her house which my friend lives in. According to the law my friend and her sister own 50 50 share in…
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how long - surveyor in to mortgage offer
hi all, can anyone give me a rough idea how long we should expect to wait for the formal mortgage offer? - the surveyor/valuer is going in today thanks in advance
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Buying A Freehold Garage Block
Hi! I'm not sure who I need to direct this question to in the outside world, so thought I would ask you good people first! :D A friend & I know of a large block of garages down his road which are in a state of disrepair, 2 are still used, but the remaining 12(approx) are not. These garages are Freehold and part of the…
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New renter advice
Hi all, We are just in the process of selling my OH's flat and are going to rent for a while until we decide to buy. I have a few questions, would you mind taking a look? 1. How long before we want to move in will we need to start the whole process? We have negotiated 1 month between exchange and completion (our buyer is…
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quick question about a landlords responsibility
hi, we have been renting a house for the last 6 months the problem is the windows won't open! yeah sounds daft i know but they are old wooden style single glazed things that the previous tennants have glossed over and are firmly stuck. and they are pretty rotten so im scared if i force it the whole lot would fall out! our…
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renting - credit checks??
Hi, just wondering if anyone could advise. Basically have been renting a house for almost 6 years but told recently we have 8 weeks to move out as the owners are wanting to sell. We found a reasonable house to move in to but have just been told that they will need to do credit checks which im not sure we will pass, does…
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electrol role and mortgage
Hi all Just a quicky......what impact does it have not being registered on the electoral role for the property you live in when you come to remortgage or switch products..... i used to live my folks, where i am registered but have not registered for the house i have moved to... in the same city as folks house...... its…
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Reducing offer - advice needed
We saw a house on the market at 195k and we offered 190k which was accepted. There were a fair few for sale boards down the road and after an internet trawl, it would appear the green opposite is owned by a a water authority and will be deativated in 2009. there is a plan to build 120 properties, flat and houses mix with…
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Which mortgage?
I have secured a house for 125K :T and will put down a deposit of 35K and will need a mortgage of 90K... I earn 21K and have about 20K in savings. My plan is to live in it for 2/3 years then buy- to- let it. My Brooker says to look at a 2/3 year fixed deal as I want fixed payments so I can budget. I was thinking about a…
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overseas mortgage
Hi everyone and apologies for duplicating a thread. Could anyone suggest a mortgage broker for a mortgage in Mexico? Long shot I know but thought I would ask. Anthony
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Viewing an appartment to rent: Questions to ask?
Myself and the lady will be viewing our first appartment tomorrow evening, with a view to renting for a 6/12 month period (obviously depending upon circumstances). It is the first time for us both, so we are probably a bit naieve to the things we should look for/ask about. So with this in mind - what questions should I be…
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Queen annes property
Anybody had dealing with this company, i am thinking about buying abroad and would like to know if anybody can tell me anything about them. also what safe gaurds can i take to let me know if they are legit or not thank you for your help in advance
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buying a repossed home
Hello We're looking for some advice. We tried to make an appointment to view a house we really liked the look of and the estate agents said it would have to be during daylight hours as there's no electricity supply, anyhow, after much probing it turns out the house has been repossed. Has anyone encountered problems with…
