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Renting Query - 1st Time
My partner and I are looking into moving out and renting in a few months time. We are currently saving for the deposit and advanced rent plus other costs such as furniture etc.. The area we have looked costs between £400 - £550 per month. Can someone give us an idea of the cost of bills so we can go into this fully…
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Mortgage approvals drop further
........and some who want a mortgage won't be able to get one! http://newsvote.bbc.co.uk/1/hi/business/7206585.stm
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Any landlords in the Muswell Hill area with a 2 bed flat to let?
I am desperately looking for a 2 bed flat in the Muswell Hill area to move into with my family. Have phoned all the flats advertised on findaproperty.com, Primelocation.com, Gumtree etc that are in our budget but the few they have are all gone :( If there are any landlords on here who happen to have such a flat in the…
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Tax on letting income
Hello, I'm just about to let my flat as I've got to move to another part of the country for my work. Can somebody tell me if I am right in thinking that when working out the amount of tax I need to pay on the income from the flat, I can deduct the interest I'm paying on the mortgage for the flat ? Any advice much…
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Help with property negotiating
Hello everyone. This is a post with a difference. I got a lot of help of here before so am using it again on a commercial sense. I have been offered the opportunity/space to open a childrens playhouse in a large shpping mall or commercial centre in north italy. They have sent us the terms etc and we need as much advise on…
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Becoming a Freeholder - implications
Hi I am looking to buy a ground floor property - there is a leasehold flat upstairs. The person who buys the ground floor gets the freehold - anyone got any idea what the implications are - I am new to all this !!! What sortt of questions should I be asking the the solicitors ???? Thanks Herman
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US rescue plan sparks Asian rally
Not directly a link to the housing issue, but if the result of the interest cuts in the US manages to stabalise the market, will the UK follow suit? and will this stabalise the markets in the UK? From BBC news http://news.bbc.co.uk/1/hi/business/7206125.stm
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CGT move to be unveiled
From the BBC News website http://news.bbc.co.uk/1/hi/business/7205811.stm
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land access problem
Hi, I am very worried. My dad has some land to the rear of a terraced row with shared access through an archway. There was a gate and we had a key. The gate has been changed to one without a key eg, you open it from the inside. It has been a few years since we have been in but under 12. What now? The other person is a…
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how would lenders calculate my income
i started a company nearly a year ago, of which im the only director & employee. i know that for mortgages i will be classed as self employed by lenders due to the company size. but will they take my income as what i pay myself through paye & dividends, or the companys net profit?
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What to offer on a guide price
Hi We are looking to put in an offer on a house that has a guide price of 185-200k. This house isn't at auction it is just through an EA but has a guide price range rather than a certain asking price. What does a guide price typically mean does this mean they are looking for 185k 192.5k or 200k? We were going to offer…
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Parents selling house..advice needed
Not sure if this is in the right place, but...... My parents are selling their house and going into a council flat and giving large amounts of money to their children. At the moment they do not need to go in to care, but what would happen in the future if they did but they had given most of their money away? Would anyone…
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Renting a House on School Property
Hi there, My partner and I have been given notice to leave our rented accommodation, due to the landlord wanting to sell. We have narrowed down our search and are currently going through the referencing process for an apartment. Since we have started this ball rolling we have been given a 'possible opportunity' to rent a…
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BTL to be reviewed
Good news? (clicky) I welcome anything that helps to improve relationships between LLs and tenants. GG
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Covenants In Leases, Advice Please.
hi, as the freeholder of our property we are in the process of extending the lease for the leaseholder,who lives in same building. the terms and premium have been agreed. we have received quite a strong worded letter from their solicitor telling us to remove the covenant about no children under the age of 12 and its not…
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Laqndlords agents are claiming I owe them £693!!
Here's the story, I moved into a rented flat on the 1st of December, I paid one months rent (£825) and 6 weeks deposit £1238 and also a letting agents fee of £150. On the 11th of December I was made redundant and contacted the landlady who informed me she would return my deposit in full and not hold me to the minimum 6…
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Bedroom Question.....
After another viewing, the feedback from our EA was that the viewers adored the house but thought the third bedroom was too small. Now this room is tiny, and part of the reason we want to move ourselves. My daughter currently has a junior bed in there in an attempt to make the room look bigger, but obviously this isnt…
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Why do EAs think you will be impressed by excessive use of first names?
Is it me? :confused: I rang an EA earlier today to arrange a viewing and when he asked my name I gave our surname 'Bloggs... Mr & Mrs Bloggs'. He immediately asked me what my first name was and proceeded to use it at least once in every sentence... something along the lines of... " Well Nenen, if I can just take a few…
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Mortgage approvals drop 21% in December
But don't worry, I expect there's a 'Spring bounce' on the way :rolleyes: http://www.mortgagestrategy.co.uk/cgi-bin/item.cgi?id=157367&d=403&h=401&f=402
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Nationwide puts up mortgage rates - welcome to the crunch
If you think low central bank interest rates are going to save the housing market's bacon, think again: http://news.bbc.co.uk/1/hi/business/7204231.stm The UK's biggest building society is the latest lender to hike rates despite no movement from the Bank of England. Nationwide said rates on its tracker mortgages, which…
