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Falling prices and BTL opportunities
Undoubtedly, house prices are on the way down. This could be good news for potential BTL investors. Firstly, negative equity and financial stress leads to more reposessions. This means cheaper houses for wannabe BTL investors. Secondly, in a falling market, people are less likely to buy a home. Renting, therefore, becomes…
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Buying abroad, advice welcome
Has anyone recently bought a property abroad? I am considering purchasing in either Egypt, Bulgaria or Turkey and would welcome any advice from others on what to look for, the right questions to ask or what to avoid.
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Failure to complete, has anyone experienced this?
We are first time buyers and exchanged contracts on our first home on the 7th December, we were supposed to complete the purchase on last Friday, the 14th. On completion day it transpired that 3rd house in the chain has had a notice of interest registered against the property by an ex-partner, meaning that our vendors…
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Leeds City Council Rent Free Weeks???????
Hi Can anyone tell me how many and when the rent free weeks are with Leeds City Council. I can find anywhere online and I dont have it down on paper anywhere. Thanks
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environmental searches only came in 2001..
so if anyone has bought before this time and are near contaminated or potential contaminated or on or near landfills then the council is saying you cannot do anything. sounds absolutely ridiculous. can someone enlighten me? thanks in advance.
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buying in Kuala Lumpur
hi all im thinking about buying an apartment in Kuala Lumpur. you put down a 10% deposit then dont have to pay anymore until the building is finsihed (2009). they also offer rental packages (they organise the rentals and everything for a small fee). with house prices rocketing there, i would have probably doubled my £5k…
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Referencing -Letting Agents
Hi, I've always rented privately before but have seen a property I like via a Letting Agent. I've got the forms to fill out for referencing but I'm just a bit worried I might not pass their checks as I don't have a great deal of credit history. I've only really started building up a credit history again over the last 14…
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When is the Mortgage Deposit paid?
I have found a property, had the offer accepted and just waiting for the chain to finally end. I have a self cert mortgage in principle, my question is at what stage to I pay my 10% deposit and to whom?
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HELP !!!!!!!!!!!!!!!!!!! can i pay using credit card ??????????
just a quick question,. me and my partner are getting our 1st house together, we need a £13,500 deposit and wondering if any1 has or knows if we can pay the amount by credit card to our solicitors so that we can get a completion date before xmas ? thanks House move been going on 4 3months now, our Solicitors r Rubbish ,…
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environmental indemnity anyone taken this out?
we have been told about an environmental indemnity insurance policy. anyone know anything about these? thanks in advance.
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estate agent fee and selling privately
hi there, got a few questions regarding my house selling just wonder if any MSE here can help. about 2 weeks ago we put our house on the market thru an estate agent, and had 2 viewings so far but no luck yet. 2 days ago i mentioned to my friend im selling my house and she is looking for a house luckily. i showed her pics…
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Water stain on ceiling in flat
Hi, Would like some advice please. We were away over the (last) weekend and returned Sunday night to discover a water stain on the ceiling in our bedroom. Our bedroom is exactly below the upstairs flat bathroom. I enquired with those that live directly upstairs whether they were aware of a leak or had left the bath…
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previous landfill issues near our house..help...
we bought our house 5 years ago. did the normal research you do when you take on a solicitor to do conveyancing. nothing came up about the issues with regard to landfill. it was all go ahead. we have now spoken to another estate agent who says he is having problems selling houses in our close because of issues to do with a…
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Negotiate price on new build
Can you do this... We have sold our house to a first time buyer, they have had survey done and are looking to complete before March. On Saturday we looked at a new build on the market for £199950, what would be the best form of attack to get this price down and get 'extras' added into the price? Not having done this before…
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Return of deposit
New here so hi to everyone;) Here's my question...What do you do when your LL has told you that he has authorised the return of your deposit(and you have no reason to disbelieve him) and the LA has not returned it despite ringing him at least 3 times a week for the last month and everyday all last week.First he says he…
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I need to move
I am currently renting from my local authority. I have medical problems and I am waiting for details on medical retirement(i.e. date and any contact). My problem is i applied for re housing on medical grounds and was advised to supply the medical evidence. I rang my employer (every working day for the past 10 days) asking…
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December Rightmove Figures - London 6.8%, Nationally 3.2%
Good to see London going strong as certain forum members predicted. (Those figures are DOWN by the way, not UP. And let's annualise those figures like EAs and vested interests loved to do when prices we getting out of hand and tearing apart the country... London -81.6% Nationally -38.4% Oh, they'd also have you know that…
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Stamp Duty Delay Advice Please
Hi Guys I am to complete this thursday.I am a few £k short and can sell my shares tomorrow to cover it. Unfortuantelt then the cash wont hit my account till next monday.This is to pay the stamp duty. Do I HAVE to pay the stamp duty when I complete or can I delay it for a few days? Much appreciated THANKS Al
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My surveyors have gone into receivership
Hi, A few months ago I bought my first property. I had a full survey done at the time. This showed no significant problems so the purchase went through at near to the price originally offered. However, since then, it appears that the survey missed a widespread damp problem (costing up to £5k to put right). I have since…
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Has anybody been awarded 3x their deposit because of TDS?
"What if your landlord isn’t protecting your deposit? You can apply to your local county court. The court can order the landlord or agent to either repay the deposit to you or protect it in a scheme. If your landlord or agent has not protected your deposit, they will be ordered to repay three times the amount of the…
