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First time buyer Need help
Hi My offer for a house (under £250,000)has been accepted and i am arranging the mortgage with a broker. The estate agent said if i put £500 the house will be off the market and no one can make an offer. If i buy the house they will give this money back. If i don't buy the house the money will go. Has anyone been in this…
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Advice re letting agents fees
Hi, I don't normally post on this board (on dfw) but hoped that could you give me some advice / your views on my sons situation. He's looking to rent a flat with his girlfriend and has only v recently become self employed. They've found a flat through a letting agent (against my advice as I felt they'd be better waiting a…
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best option? 2 or 3 bed
hi guys, going into partnership with a housing association,<have no choice> after a split as i need to put my money in sumin so it dosnt get eaten up living off it.i have 2 girls age 14 and 10. only aloud to buy up to a max of £180,000, so in essex that dont buy alot round my way let me tell you!, now do i buy a 2bed and…
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Indemnity policy??
I am really worried as looking to complete on my house sale on Friday 26th Oct and the sellers solicitors have advised that they cannot complete without either a certificate for the heating system (which I do not have and never have had from moving in) or an indemnity policy. I spoke to my solicitor who said that he would…
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FTB Query: Offer Accepted, When to Do What, When?
Hi FTB here, Have had offer on house accepted, we have got back the qualified acceptance from seller which we were happy with. Mortgage offer from our lender is with solicitor and our deposit is ready to transfer to solicitor. Now what can we do. We have got a completition date of 26th November. Can I now start to organise…
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Can E Agent Still charge fee if I find the seller?
I have just put my house on the market due to husband wishing to seperate. Before signing up with EA my upstairs neighbour put in an offer which was lower than the EA had said and said we would get a lot more. However I got the house surveyed and its no where near the valuation the Estate Agent claimed the house would…
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2 Questions for a potential shared ownership buyer
I want to get into a shared ownership scheme next year as i don't really own enough to buy outright. Most of my smaller debts are shortly to be paid off due to my re-claiming my late fees and over due fees (thank you Martin by the way). However: I have some rent arrears from a property I moved out of about 6 months ago -…
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Building a house in your garden
Hi, take a look at this house....http://www.bairstoweves.co.uk/bel/property-details.php?pcode=ELM060371&dbtype=sales&rps=BEL_RPS&pamend=1170067006 My question is do you think i could build a house on the land to the side? is it big enough? If so how much do you think i could sell it for to a devolper? Would a devolper buy…
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First time buyer's huge dilemma.
Hi, I work in NHS in West Midlands. I earn around £42k a year. I am single. I am a recently qualified graduate (graduated 2005). I am renting at the moment and shell out £350 p.m. Recently I viewed a property next to my best mate's place in Birmingham, Kingstanding area. It is a 3 bedroom property in the market for 199950.…
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Giving out landlords details...
Colleague is moving out of a property tomorrow and pays for electricity and gas on payment cards. Called Southern Electric and said she will be moving out of the property so wants her name removed from the account. She was told to call back with readings - eh!! It's a pay as you go system and she explained this, but they…
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Landlord Retaining Deposit
Hello, i have recently moved out from a flat which i rented from an agency. They informed me that they would be retaining £80 of my deposit because of a stain on the carpet for cleaning costs (which did not remove the stain) and to contribute towards the cost of replacing the carpet. We spent 2 days cleaning the flat…
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WOW Estate Agency
Hi, I was wondering if anyone had any experience of dealing with Wow Property, the Internet based estate agents that offer a fixed price house selling package??? Thx
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Renting to a boyfriend?
How can I go about making sure this is all done properly
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Renewing rental contract period
I'm renting with my boyfriend - we're both new graduates, I'm 24 on £25k (vet), he's 25 on much less with a part-time lecturing job and trying to build up a freelance business on the side although always looking for the dream full-time job (he's a sound engineer, it's a tricky industry to get into). This is a long-term…
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warm air heating
does anyone know if having warm air heating is safe and is it better than gas heating, thinking of buying a property with warm air heating !! has anyone changed from war air heating to gas ? what costs did you incurr ?/thanks
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What price to offer?
Hi Guys, I see some people are still here who were around 2 years ago when I was buying my now current house. Anyway we've seen a small 2 bed bungalow on the market for £214,950 and wondered what you would think was a fair offer. We haven't been looking for anywhere but this has come up in our village and is in an…
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LL wants to go to dispute service we want to go to court....
Ok heres a brief summary my brother and his GF moved out of their flat end of August and the EA did an inventory check which went well, but noticed that the oven in the kitchen had not been cleaned and their was a small crack in the leg of the bed. The EA said the LL would possibly want to get professional cleaners and…
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Cost of readying ex-rental property to sell?
I'm after some advice from LLs or anyone with experience of getting an ex-rental property ready for sale on the open market. I have a relative who is currently allowing someone else to live in a property he owns outright (tedious family story - won't bore you with the details). It's looking increasingly likely that the…
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Buying Neighbours Parking spaces help
I current rent a property that I may be able to purchase from the landlord. The property is semi detached and has a shared driveway to the right of our property away from the attached neighbour. The driveway opens out into a parking area and the neighbour owns two parking spaces there. We own the driveway but the deeds of…
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Unserviced boiler - Who's responsibility
Hi all, I realise that ultimately it is the buyers responsibility to be happy with all these issues, just looking for a cross section of opinion, or, best case scenario somebody to tell me of some obligation on the buyer side. The survey noted some corrosion to the boiler bottom of the boiler, and after the EA lied about…