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Complicated
Hello group, I am currently looking at purchasing a rundown property for £165,000 with the intention of using it as our family home. I currently own my own house worth about £110,000 with £7,000 outstanding on the mortgage and I own my mothers home worth about £100,000 with about £9,000 outstanding on the mortgage. The…
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Cgt
Hi all I was reading online article about a person who accumlated a number of properties over several years by borrowing against against the houses purchased to fund the next one and so forth.... At the end of the article ti explained that this person was a property millionaire on paper only becuase should they sell, they…
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its so damn complicated!!!!
Hi everyone, after reading everyones contributions to this site for so long, im now going to take the plunge and ask for advice for myself! Ive got debts of £45k and hubby £40k. I thought i was managing fine as i have a good job and could cope with the repayments and contribute to the household. Also, about 1/3 of debt is…
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How much discount to expect on a new home?
Hi How much discount can we expect to get on a new home? Anyone know please? We are FTB with mortgage agreed, solicitor in place, and want to buy by the end of the month (October), or leave it for a year! I've read about 5% builders discount on here, what's that? are there other discounts? We mainly want money off the…
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Rent Price
Me and my girlfriend have found a flat we both like on a new development. We are renting through an agent and I wondered if the price we see in the papers/on the net for the monthly rent is negotiable at all? Has anyone had any luck in negotiating the price down with an agent? Or is the price you see the price you pay?
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Talking down the market
In light of the recent "crash" threads which have had more emphasis due to the recent Northern Rock Debacle, can I just say i hope the people currently locked in rented accommodation due to the high prices ie macaque,carolt etc the best of luck with a downturn. I know you are desperate to buy a home and hopefully with the…
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Redhill - Surrey
Hi :hello: does anyone live or know much about this area? we want to move and this maybe an area we could consider as still close to London... all thoughts welcome thanks
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U-value
Does anyone know about the u-value's on a new build?? I have just exchanged contracts & im sure i've read somewhere that stamp duty tax will not have to be paid if your home has certain eco ratings. Does anyone know what it is & when it comes into effect?
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has anybody used quick sale?
hi im wanting to sell my property quicly as poss and found these guys on the internet has anybody had any dealings with them or know of anybody else thats reputable that buys your house quickly? we have had enough of where we are and want to buy a plot of land any advice appreciated thanks in advance sammy
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Where's Your Crash?
Still round the corner? LMAO, you muppets. 6 years and counting.
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Capital Gains Tax on house
My mother in law bought her council house over 20 years ago, She was in her early sixties so could not get a mortgage. Her daughter who was in her twenties at the time, working, and living had home bought the house with her on a joint mortgage. The mortgage was paid off a many years ago and the daughter got married and…
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Where can I look for rental flat/house
Hi All I will be going down the bankruptcy road my credit rating is no good will have to give up my house to pay off some of my debts, so I will be looking for a rental flat/house in Kent, I know some of the agents will not look at me, (credit checks) can any body point me in the direction of where private LL advertise are…
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Potentially sticky situation
Hi there, have just posted this in the mortgages section but thought i would put it in this section too as some of the issues overlap. Have a buy to let property with my partner that we bought three months ago - everything on that front is fine. We are going to the tax office this week to speak to someone about our self…
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selling house without an agent
Firstly I apologise that this is at the moment a bit of a vague rambling question, I'm still trying to think it all through in my head. basically though I wonder if it is possible to sell a house yourself using an ad in the paper and a solicitor? The very quick explanation is that my dad is in a care home which is…
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Probs with sale due to the lease
I would appreciate some advice please. Basically, we are in the middle of selling my bf flat in order that we can buy our own house. Here is the problem, the solicitor..... or even the buyers solicitor. The buyers solicitor will not let us exchange contracts because he says that the freeholder is not doing what they state…
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Help needed: How to sell overseas property?
Hi Everybody, We bought an off-plan villa in Bodrum, Turkey. All went well, building work ended this summer, villas architecture is different and by an award winning architect, very pleased with it. We had found the development via friends. We never used middleman or estate agents during our buying process. In the mean…
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Buying Grandparents House (questions)
I was wondering if anyone could give me some advice, ok here's the situation; Basically my partners Grandparents own their own house, due to health problems they are looking to buy into sheltered acommodation and have offered us the oppurtunity to purchase their home which is a fantastic oppurtunity to get us on the…
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British Gas Service Agreement
Hi, I am hopin to move on Friday!!!!!!!!!!!!!!!!!!!! My move is being held up by ME, I put on the fittings/fixtures etc contract, that I have a Service Agreement with British Gas. Fairplay i have one. But can I find it. NOPE. So now i'm getting questions about it from my buyers solicitors. Which is fine as I've said I've…
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Moral dilema: neighbour wants pvc windows...I want to object
I have a bit of a moral dilema and I'd be interested to see what other people thought. I live in a block of flats where all the window frames are wooden, so they are brown. A planning letter was sent to me this week saying my neighbour downstairs has requested to have white pvc windows installed. I really don't want this…
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Advice please.
I have a house which i own and intend to rent out.It has been valued at £140000 to £150000.I have just put in an offer for another house which has been accepted and i intend to live in the new house.I am seeing my bank manager on monday about raising the money for the new house using the equity and rental income from my…
