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Renting - what to look for?
Hi all, my partner and I are about to move in together. I haven't rented for years (back with parents) and I don't think OH has ever rented. So when we go for viewings/talk to agents what do we need to be watchful for? Inside/outside the house and/or dodgy practices by agents? Thanks C xx
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Exchange and complete on same day
Following my recent thread on my gazundering drama, its looking like my sale and purchase will end up both having exchange and completion on the same day (in about 2 weeks time) How have others in the same boat gone about organising things like notifying utilities, phone companies, etc. Obviously I don't want to end up in…
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Home in country/on coast
Right, at some point in the future we intend to sell our Spanish home and our house in the UK Midlands and buy somewhere on the UK coast/country. We are willing to consider anywhere, but need to keep within budget, so does anyone know of a website where we can search on price rather than location? Thanks!
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No Gas! Should I Pay Rent?
If you read my previous post you'll see that we have had lots of problems with our landlord, first he fitted a boiler, he wasn't corgi registered so we got someone to inspect it and it was infact a dodgey job, so he had to get it replaced by a Corgi Official. Now the corgi guy came out done the new job, and all was well…
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Mortagage Calculators
Hi We have seen a house today that we are intereseted in buying but which is the best fixed mortgage around at the moment. Also which is the best mortgage calculator so we can work out how much we will be adding per month to our mortgage?
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Transfer of Title
I need advice/ information please. I am married and am a British citizen. My husband is South African but lives and works in England. We have a flat that we purchased in joint names but now we want to buy a house. We don't want to sell the flat yet and would like to let it out. However in a few years time we would have to…
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Stock Markets Bombing!
Still think house prices are going to keep rising? Dream on. Check the front page of the BBC news website.
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Should The Council Change The Locks ?
My mum recently accepted the tenancy of a sheltered housing flat nearby. There was a quite significant delay between the offer being accepted and the keys being handed over and we have since found out that it was because they had lost them. The Housing Officer visited my mum and explained they had been lost and my mum was…
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Selling - is this negotiation ok?
I'm a first-time seller, selling my house to a first-time buyer. Their surveyor discovered a chimney breast isn't adequately supported - it is still in the loft but has been removed from the room below. 2 builders have advised that an RSJ is needed, and building regs should pass the work. Buyer's solicitor says I must have…
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C&G Mortgage Offer
Hi, Has anyone recently taken out a mortgage with C&G, if so can you advise how long it took for the mortgage offer to come through after the valuation/survey. The reason I'm asking is that we are selling our house to someone who is BTL'in, and he's applied for a C&G mortgage for this purchase. The valuation was completed…
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10% £50/month rent increase -ask for reduction ?
Just had a letter from my letting agents saying they want to increase my rent by £50/month to £525/month, from £475/month ! I rent a very small 1 bed basement flat on south coast, own entrance, small garden. I have rented the flat for 13 years. I pay rent on time & must be one of my landlords/agents best tenants. Previous…
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So, House Prices can't fall uh?
http://www.permanenttsb.ie/news/default.asp?nid=551 The article above discusses House Price falls in Ireland, not far away from us really, and maybe the UK should learn some lessons quickly about speculative markets, which the housing market has turned into (Homes into Investment properties). With the threat of this global…
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If there is a crash...
My thread seems to have disappeared so apologies if you've read this already. I know very little economics so bear with me if this is a stupid question... If there was a crash, which individuals, if any, would benefit. I'm not referring to organisations, just individuals. Assuming that interest rates were still relatively…
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Survey Advice
Hello, I am buying a property, built approx 1970 in excellent condition Mortgage with Abbey, basic survey and valuation comes to £430 I am looking into getting a homebuyers survey done, asking the surveyor to add this on. My mortgage broker called this morning and said this costs approx £600 - when I asked if this was on…
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Finding owner of derelict property
I've seen a tumbled down, stone built mill near to where I live and I'm interested to see if the owner would be interested in selling it. By the state of it, it has obviously been derelict for a few decades so the owner obviously has no great interest in it. The problem is how to find out who owns it. I have been in touch…
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Buying on designated flood plain
I've recieved a homebuyers report on a 1st floor apartment I'm buying. It states that the property is on a designated flood plain. The building was flooded in the awful torrent of rain in late June (near Sheffield). I have looked into what it means to be on a flood plain and it states that the chance of being flooded is…
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Yearly accounts???
Hi ya Im trying to find out some things about having a Right to Manage company. Can anyone help?? Situation is that im in a converted house with 2 flats, and we will be managing our own building 1. Do we have to prepare yearly accounts and submit to companies house, even though this RTM won't be making any profit?? 2. Do…
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I get my keys today.
I am very happy I get my new (to me) house keys today. 49 days from offer to completion and that was with a chain of 4 parties. Now I am not looking forward to the actual moving bit but I think all will be well:beer::T:beer: Wooohooooooooooooooo!!!!!!!!!!!!!!!!!!
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Providing copies of utilities bills
We are at the finally stages of selling our houses. We have answered all the questions put forward and provided the necessary certificates etc. I had already provided the details of all utility providers, including account numbers, plus estimates of the expenditure. they have now asked me to provide a copy of the latest…
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March,Cambridgeshire whats it like?
We are thinking of moving around this sort of area next year can anyone give any insights as to what its like? Is it a nice place to bring up children? Property is very cheap but is there a reason for this? It seems a very quiet place would the kids get bored when they get older? Thanks all.....:D
