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My House buying nightmare
I'm on the edge of my tether with my house buying nightmare now, and was wondering if you guys could offer me some advise, help, or just plain lie to me about how it'll be ok in a couple of months After 3 years of renting with the ex, after splitting up i decided it was about time i got on the property ladder... So, back…
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Buying at auction? risky or not?
I have found a lovely 3 bed first floor flat in a rural village, its perfect! Only catch is it's being sold at auction for a guide price of £79,000:confused: Im stumped from there onwards.
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Suing landlord for return of deposit
Yet another landlord wanting the deposit for betterment thread... Having told us when leaving (September 06) that the house was fine, the garden was a bit overgrown (brambles from BEHIND our fence and next door's tree) and he'd probably need to get someone in to clean the living room carpet (fair enough), Landlord decided…
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Deposit??
Im about to move house but im a little confused on how the deposit part will work. Hopefully someone can help me. Im no. 4 in a chain of 5 (No. 5 is going to a care home so the chain ends there). I have 130K equity in my house and the new house is 285k so based on the forms I rec'd, I need to find 10% or £28'500 which I…
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Need urgent advise
I live in a rented flat with my wife for nearly 3 years. We never missed or were late for any rent payments, we keep the flat in immaculate condition,so much so that we painted the whole flat and refreshed it( expenses for the paint were reimbursed by the landlord). The estate agency that is in charge of managing the flat,…
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Accord Mortgages
Any one heard of accord mortgages or have any dealings with them, we are thinking of taking a mortgage with them, cant go to high street cos I have ccj saticfied but not cleared yet.:confused:
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Lordswood
Any one from lordswood or chatham whats it like, moving there ?? :confused:
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Free Legal Advice Forum ?
Hi, I once stumbled across an internet 'free legal advice' forum which basically was a forum where you could ask a solicitor for advice on any point of law, etc. Unfortunately I can not remember what the site was called, can any one give me a web address for a site of this nature. I know that there is the CAB but it's…
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When is there no going back!
evening our buyers want to complete by the 5th of March. so we have to exchange this week! at what point is the contraact binding? is it at the exchange point? or on the date of completeion? Might be a dumb question is the completeion date that date that we would move out?:confused: Thanks
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Capital Gains tax on Property
I am, hopefully going to buy a second home as a getaway for weekends and holidays. It is only 70 miles from my main residence. If, in future, say 10 years time I sell this property I will have to pay Capital Gains Tax. I know there is an annual allowance, and any improvements can be offset. However, is there any mechanism…
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Buyer enquiries
We have had a number of enquiries regarding the purchase of our property. What is the situation regarding having corgi certification with appliances such as gas fires. It has only become a recent requirement to have your appliances tested. The buyer is asking for certificates. We have never had this done so how do we reply…
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FTB - Advice needed....
Hi guys, Im a 22yr old single Mother, work part time & studying towards a part time degree. More & more so, considering our future now, as i start to think about 5 & 10 year plans.... High on my list of priorities, is to get a mortgage (I live in a privately rented house currently) mainly, as a mark of security.... As, I…
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Renting to an immediate family member - social payments
Hi Everyone I'm not sure if this is right place to post this but I'm looking for some advice. Approximately 8yrs ago I took out a mortgage for a house so that my mum would have somewhere to live and it would be an investment for myself. My father had passed away 10 years prior to this after his business had failed and the…
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Self Cert Mortgage Advice Needed
Hello everyone. I am looking for some advice on the best way to get a mortgage due to my current status. At the moment I have a mortgage & secured loans totalling around £62,000 and the property I am selling is on the market for £95,000. I am looking for a new mortgage and will have to self cert & joint app with my wife…
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Rent 2 Buy
Has anyone any experience/advice of a rent 2 buy scheme from the viewpoint of a tenant. Is it worth the expense of taking on the property maintenance especially on an older property. Trying to get a foot up on the property ladder but with little savings. Many Thanks..Hetty
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Where to put short term equity from house sale
Just about to complete on the sale of our house and will have a large sum from the equity to deposit somewhere whilst we wait to complete on the purchase of a new house. We have about 2 months to sit on the cash and obviously want to maximise on the potential interest. All the current accounts and savings accounts have…
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House Buying - Finding The Right Conveyancer
i am just about to appoint a solicitor for the house I am buying. When we sold our last house I was really dissappointed with the service provided, it took too long and they made the searches on the wrong address. Has anyone tried the online conveyancing companies, and if so how do you know they are reputable. Are they any…
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TPOs - URGENT ADVICE NEEDED
Hi, wonder if anyone can give me some advice on tree preservation orders as we've just been royally stitched up by our vendor's EA or the vendor himself. Cut a long story short, we sold our house before Xmas and chain behind us is due to complete on 16th March. We were struggling to find anything we liked in the area we're…
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HAs anyone used ROYAL MAIL redirection?
How reliable was is? How long did it take to set up? We are moving house and things are moving rather quick! So i thought it would be easier to set this up!
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solicitors/convenyancing fees - help please!
Hi, can anyone advise on the merits or otherwise of using a remote firm of solicitors who specialise in conveyancing. Their fees are much lower than other quotes I have received £130!! and they say that they do exactly the same as every other firm of solicitors but do not need to charge the higher fees as they act remotely…
