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What would you do ? - Ex's property
I completed Friday in buying my ex partner out of our former home. It has been a long drawn out process. Basically I moved out and a month later he moved in his new wife to be. This was 19 months ago. Being the nasty piece of work his is he has only just agreed for me to buy him out (50% of full market value ) so I can…
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Inside Track - Property Investment
I'm interested to know anyones thoughts on this company??? https://www.insidetrack.co.uk I attended one of there seminars (purely out of interest, & just to be nosey) and found it a very pushy experience... has anyone else been to one and how did you find it?
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Water Search - Advice Please
Our searches have just come back from our solicitor, and regarding the water search it states that: "the water company is not responsible for drains and sewers that connect the property to the public sewerage system and do not hold details of these." What does thsis mean, and is this normal?
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French property and UK advice
does anyone know if you buy a property outright in france does any bank such as barclays (who have offices abroad) loan you money based on a french property to enable to help you buy back in the UK for example. just a thought. any ideas appreciated. thanks in advance.
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advice please!
Hello! Ive just had an offer accepted on a property. However we know that the property was underpinned 25 years ago. The town is largely a clay area. We have looked through the internet and keep reading different views on this topic. We were told by the Estate Agent that the previous purchaser pulled out due to 'cold feet'…
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survey advice needed
We have just recieved our survey report on a 1936 built property. The report reads well but does raise a few isues, your comments and advice would be most welcome. 1 Part of the heating system is very old, and probably dates from the 1960s. it is disappointing to note that there is no separate central heating header tank,…
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Repayment or Interst Only Mortgage ?
I am looking to buy a house and rent it out. I am going to take out a buy to let mortgage to do this. What I would like to know is, is it better to have an interest only or a repayment mortgage from a tax point of view? I understand that you can rent out a house and claim tax relief on your tax return for the interest that…
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Letter of acceptance re SO property...
Is this ok? Am I getting too hung up on what to say/what not to say?!!! PURCHASE OF ********* I am pleased to accept, subject to contract, your offer of ****** It is my intention to purchase 60% share of this property and note that I will be responsible for the additional monthly rent of £140 and £5.20 monthly insurance…
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Loft Conversion £7000
Just had a quote, not on paper for a loft conversion with 2 x velux windows, bulding regs etc fixed staicase with fire door at the bottom, bannister at the top, not including electrics. this price any good for a 3 bed terrace, also could I sell as an extra bedroom? £11.500 for dorma conversion
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Getting mortgage while on probation
Hi everyone. Me and my partner are starting to look for a house and there is a house we like, but we still want to look around - just started looking last weekend really. My partner is in permanent employment and his probation period ended in the beginning of October. But I am just due to start my job on November 13th and…
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Sorry, posted twice for some reason!!!
Hi everyone. Me and my partner are starting to look for a house and there is a house we like, but we still want to look around - just started looking last weekend really. My partner is in permanent employment and his probation period ended in the beginning of October. But I am just due to start my job on November 13th and…
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Potential Purchase with Existing Residential Mortgage
Hi Guys Any help is much appreciated. I bought a flat in Jul 2004 on a 5 yr fixed rate residential with my mum as co-owner. I have now seen another property that I want asap, so my question is: Is it possible to transfer the initial property mortgage in my sister's name (leaving my mum as co-owner) without incurring any…
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Electrics survey
Does anyone know if it is still going to law next year for a person selling the house to have the electrics survey completed to show the electrics are safe? Or is this no longer the case?
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Mortgage Talk
Does anyone have any experience of Mortgage Talk when buying a Ben Bailey home? We have reserved a new-build and Ben Bailey referred us to Mortgage Talk as they are a broker. Are they any good? Thanks
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Difference in price?
Can you please tell me if their should be a difference in price between an ex-council house (in a council estate) and a private house in a similar location. I was willing to pay £206000 for a 2 bedroom but just discovered it is ex-council.... Thank you
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How do you cope with nothingness...?!!
Please how DO you cope???!! At the end of our tether right now ... wondering what the solicitors are actually doing!! We were moving last Friday (possibly) but then a problem developed and our solicitor (who is VERY nice!!) said he wasn't sure what the problem was except it concerned a "lease" ..in the chain, but he didn't…
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Those with "nothing happening" ...!!!
Please how DO you cope???!! At the end of our tether right now ... wondering what the solicitors are actually doing!! :mad: We were moving last Friday (possibly) but then a problem developed and our solicitor (who is VERY nice!!) said he wasn't sure what the problem was except it concerned a "lease" ..in the chain, but he…
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Rent or Buy?
That's the BIG question. Rent or buy? Or maybe I should say rent or can we afford to buy? Here's the situation. I am the lease holder of a fish & chip shop. Have been running the business for just over 3yrs. We have a buyer for the business and once everything goes though and we pay off all our debts (we will then be…
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How can you tell if a house is ex-council?
OK. So looking on rightmove for properties. Was just wondering how I can tell if properties are ex-council. Thanks.
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FTB: What do i need to do?
I am a first time buyer and am only 22, the gf and i would liek to move in together and we are looking for a place around the 100k mark. My salary is £21000 and hers is £11000. I have a debt of 2k which 1k is my overdraft and the other is a loan which ends in May next year. She has no debts. We have no money for a deposit…
