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Repossession & Service Charge Arrears
We're going to have a look at a flat which is a repo. We've been told by the E.A. that there are reasonably large service charge arrears. Does anyone know if the seller ( mortgoror ) pays these off and sells the flat clean, or if these become the buyers responsibility to pay off ? I know I can ask the E.A. but they seemed…
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how many viewings on average
over how many weeks, did you get before an offer? ive had 5 viewings in 2 weeks is that good? as its gone very quiet suddenly
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Ghost viewings....do they happen?
Peeps - we had 2 viewings scheduled for yesterday, and one was cancelled 1 hour beforehand and the other one they were unable to get in contact with, so also never happened. Our house went on the market the friday before last, and our EA rang us on the Monday with 2 viewings booked for the saturday, 2 hours apart. Now call…
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Can I avoid Capital Gains tax by selling a second property?
I'm just about to buy a second property with a view to doing it up and selling for a profit. I have been told that if I do this I'll be subject to capital gains tax. Is there any way that I can avoid this....?
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ARE WE A SEMI? Property descriptions
We've currently got our house on the market. The property descriptions with the agent are for an end terrace. We are in a row of 4 houses & are on the end (hence end terrace) BUT the land registry have us registered as a semi & the papers we have from when we bought have the property listed as a semi? So what do we…
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Buy to Let - House Insurance - Best Prices?
Hi, Im going buy to let on my new home, and was wondering what the best rates for insurance are, and if anyone could suggest some suitable and competitive companies? Thanks
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House to sell and buy procedures
Basically i have a house to sell, which i have not yet put on the market. I am actively looking for a new house..... problem is whats the first thing i should do ?. Do i go to my bank to get extra mortgage in place ?, i would like to find a house before i put mine up for sale.... where i lvie the houses sell quickly so i…
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To offer or not to offer?
Hi everyone, Been looking at some of the really good advice on this board and now it's my turn to seek some advice asap! Hubby and I are first-time buyers and decided last week to have a look around this Saturday with a view to buying something in the next 6 months. We have a mortgage in principle agreed with HSBC but…
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Not sure what I should do
A few days before my EA sole selling rights contract ended
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Is it okay?
This may seem really silly but I just want to do things right. My stepdad is like the smartest man alive and knows his business when it comes to home buying. Would it be okay for him to come during our home buying to make sure that we are doing the right things and getting the best deals? We are firsdt time home buyers and…
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Advice needed-House completed but issue with seller-im worried!!
Hello, I purchased my house which completed onthe 8th. Got a letter addressed to previous owner arrive. Its from the previous owners mortgage Halifax saying: ...'there is a shortfall of 2000 in the amount recieved to repay the mortgage account. This is due to early repayment fee.....' it goes on... 'Until we recieve the…
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Property in the South West - Best Area?
We are wanting to sell our house and split the property profits between two areas. One being central Scotland and the south west of England (Dorset, Somerset and Devon area) We are looking to spending in the region of £200-250K in the south west and about £200 in central Scotland. Would we be better doing this or finding a…
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Your Move causing us problems pls help
Hi, sold our house via Your Move. They made mistake after mistake even though they sent 2 valuers round to take photos and details etc. I kept a list of all thier shortcomings which were many and varied, also had copies of the schedule mistakes plus dates that things happened on. ie, 2 and half weeks b4 a schedule ready,…
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Advice needed regarding my mother's home
Hello everyone :hello My elderly mother is becoming very worried about what will happen if she has to go into care, what will happen to her house? What is the best advice she can follow to ensure that her daughters do not lose their inheritance? ::confused Many thanks in advance for your help. Fiona:confused: :hello:
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Paying by cheque
This may seem a stupid q to ask but what counts as a personal cheque? Is it just a cheque connected to your bank account? My searches are nearly all complete and got the final cost i need to pay the solicitors, it said they don't accept personal cheques. Would i be able to pay by credit card cheque? I paid this way to…
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7 bed house normandy
just spotted 7 bed house stables 2 half acres land no work needed ideal b&b near chic town avranches 150 k for pics email frenchgites2000@yahoo.co.uk
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do I need to pay estate agent???
I have posted many times about my rollercoaster sale/no sale. Very briefly I have had my house up for sale for 18 months 7 with this estate agent. I have hasd my sale fall through 3 times. Now that we are at the 11th hour (before I loose the sale I am aiming for) my estate agent eventually gets their but in gear and gets…
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Can my buyer after exchange delay our completion date??????
I am exchanging on 29th sept, my buyer has just told me that his mort company will not release the funds til they confirmation that the block building ins has been renewed, renewal date 29th sept????? We exchanged a while ago and all set 29th as date Booked removals etc... Buyer ays there may now be a delay???
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Do you think property prices will double in 10 years?
Just wondering whether anyone thinks property prices will DEFINITELY DOUBLE IN 10 years' time? Mum is buying a BTL in my name with an interest only mortgage. I want to take out life insurance to cover the cost of mortgage but only up to the time to sell it perhaps in 10-12 years time. What do others think a £100K property…
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First time renter... credit checks and current business lease
Hi everyone, Love this forum - thought I'd ask this and see if anyone has any clues before I do anything... I'm looking to rent for the first time. Up to now I've been living with my parents. Thing is, I'm self employed and the business pays rent on the premises, phone, internet and other utilities. Because I live at home…