PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Buy to Let - House Insurance - Best Prices?

Options
Hi,

Im going buy to let on my new home, and was wondering what the best rates for insurance are, and if anyone could suggest some suitable and competitive companies?

Thanks

Comments

  • clutton_2
    clutton_2 Posts: 11,149 Forumite
    boswells 01603 218000 - if you are a member of National Landlords Association you will get a much better deal and a magazine, helpful legal helpline and a great resource of useful info re landlording.
  • dunstonh
    dunstonh Posts: 119,688 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    It doesnt work that way. The cheapest for one person could be the most expensive for another. Different insurance companies have different target areas and they will price accordingly.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • clutton_2
    clutton_2 Posts: 11,149 Forumite
    ""It doesnt work that way"" - what does work that way is that if you are a member of NLA or any other landlords professional associations you get a significant discount as Boswells buy bulk policies from the huge insurance companies, and we landlords then benefit from economies of scale.

    of course i pay different premiums for property in different postcodes, but, i still get the discount.
  • musey
    musey Posts: 416 Forumite
    Part of the Furniture 100 Posts
    I am a member of NLA and also the local Landlords Association, I am offered discounts by Boswells,HFIS and another ins co whose name escapes me the best discounts were via my Local Landlord Assoc. The best deal I got was was with HFIS.
  • silvercar
    silvercar Posts: 49,564 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    Boswells will calculate whether it is cheaper to join a landlord assoc to get the discount or not. Helpful on the phone as well.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • Thanks for all the advice! Much appreciated - I will investigate!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.