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mortgage promise ??
My husband and I are relocating due to a new job. We currently live in rented council accomodation but are looking to buy when we move. We have seen a few places - one is around £15,500. My husband currently earns around £14220 pa and we receive tax credits at around £3000 pa We've been told that such a thing as a mortgage…
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Buying a house with a crack in the adjoining wall?
Hi Everyone, We've been househunting for a while now and have now made an offer on the house that we're currently renting. The owner has now told us there is a crack in the adjoining wall to the neighbours, runnning down from the roof. He said that his survey (about 3 1/2 yrs ago) came back saying it was all fine and that…
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I need EA advice URGENT!!
Can anyone advise me on the following.I have sold my house with agents and am also buying with them The problem is this They rang me after I had an offer on mine to say there was a maisonette coming on in a road they know I was interested in.They took us round and we liked it immediately and offered the FAP of 220k.There…
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buy to let
as a fifty plus person and 2/3 different pensions(moved jobs etc) i'm thinking of getting into the buy to let market. need to supplement income when i retire?? does anyone out there have any practical advice, do's don'ts, before i dip my toe into this, what i'll told is a quite lucrative venture. croc
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Whistle Blower - Full stream available!
In case you missed it... www.psview.plus.com Edit 24/03/06: My Bandwidth for the month has now expired. This stream will be up again on Tuesday 11 April for 3 days, if you know anyone you'd like a chance to see the programme.
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Proof of funds - what is required and when?
I hope there is someone out there who can help with this one! My parents have today had their offer on a bungalow accepted. They are cash buyers, having some savings of their own and money that my brother will be lending them until their own house is sold at a later date (we're trying to make the whole process as stress…
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Whistleblower - question
What was the site/database the first journalist was looking at that revealed that Foxton's was one of the most complained about EA's ?
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unbelievable!! well I thought so..
We are selling and having took the good advice offered here, decided not to view houses we were interested in until their was a sale agreed on ours... Sure enough we sale agree the sale of our house. Our buyer is represented by our estate agent and tells us there is a complete chain ready to go. That night we view a house…
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New home survey?
Hi, I am currently in the process of buying a new build property on a shared ownership basis. I have had a lenders valuation. In a letter from my solicitors they have advised if I "have any doubt about the condition of your purchase property, you should now be considering extending the scope of the Building Society survey…
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Offer accepted! Wish me luck! - FTB journal
Thanks everyone on this forum, we learned a lot from here. We are FTB and have our offer accepted. Things seems to be happening real fast and smooth. Hope it's not an illusion! Mar 8th, Wed, Day 1: Meeting with Mortgage advisor and was offered mortgage in principle (?) Mar 11th, Sat, Day 4: Viewing this house for the first…
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Estate agents=scum of the earth?
What I suspected since a long time: http://news.bbc.co.uk/1/hi/uk/4826692.stm Why doesn't the government not step in??? I worked in a few european countries and this is the only country where the estate agents have such a strangle hold on house prices or the whole market. It's for the government's own benefit it something…
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a funny video clip to get some arguments going! hahaha
just thought i would post this link to a short video clip regarding house prices in the uk. http://www.parkerchris.pwp.blueyonder.co.uk/vocationvocationvocation.html let the arguments commence! lol
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How long does it take from draft contract to completion
OK - I'm a FTB and this is my first post on MSE, so please forgive me if I don't sound like I know what I am talking about! Here is where we are with our purchase so far: Searches complete and all fine Valuation complete and all OK Mortage Offer received and returned by us Draft contracts in the post from the solicitors -…
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Am I panicking over nothing?
Am 100% borrower submitted mortgage inquiry online - received AIP, made offer, offer accepted, submitted full mortgage application plus supporting paperwork - ie wage slips, current rental agreement, proof of ID, current utility bill and cheque for valuation. Valuation went ahead - (have a copy) and everything was fine.…
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Buying a buy-to-let from parents
Hi all, My first post so pls excuse any overlap with previous discussions, but I believe my case is a little different to anything I have found already. At the moment my parents own a property they rent out - with a large portion of the mortgage still to re-pay. Due to the shocking prices of houses these days, I am not in…
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offers?
right, i am a cheeky first time buyer,with a deposit and have seen a house that we like,but it does seem overpriced.( imo ) the house is a 2 bedroom link semi property with garage and conservatory in peterborough at £159.999. do you think putting in an offer of £30k lower would be a waste of everyones time? with me…
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How to find the right house
I am currently housing hunting by visiting the local estate agents BUT mainly looking the rightmove web site. Is this the wrong strategy? Someone was telling me that good property never make to the "web site" as they get snatched quickly from the agency! Is relying on the web sites, like the rightmove, a futile exercise? I…
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Thank You All
:j :T Not been on for a while as finally moved house and all went smoothly on completion day, after months of worry with the first buyer pulling out. I've definately got a lot greyer. I even had to laugh when the removal van got a couple of punctures and we didn't move in until later even though we had the keys by lunch.…
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how many buyers back out??
im due to complete any time now and getting twichy. my buyers are in b and b and the house we are buying is vacant so looking good already and only sold 7 weeks ago, but still scared, how many buyers back out last min?
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The secret agent
Quote: Lying to customers, faked signatures, false passports and dodgy deals with developers. An undercover investigation reveals the secret world of estate agents' dirty tricks.
