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Moving House Tips
Hi.. Am moving house in the near future aand with a young family im trying to make it as efficient as possible. Here's what i have thought of: Make the beds 1st put coloured stickers on the boxes to show which room they are going into put elastic bands around the cutlery (thanks to monica from friends for that one!) Is…
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Advice needed
My wife's grandmother has been renting for 47 years from the council and feels it may be better to buy the flat she is in rather than paying the rent. She obviously cannot get a mortgage (early 70's) and we have been thinking of buying it for her and renting it back to her. The flat would be in her name to get the discount…
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Mortgage Credit Question
Can anyone tell me: When you go to a bank for a mortgage interview - is it better to not let them credit check you if you are going to go to another bank later ? - i.e. does it count against you in terms of Experian (etc) in that it looks like you are trying to get lots of credit - or is it ok to do this two or three…
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Costs of house move
We’re planning to move next year, and as this is the first time we’ll have both sold and then bought I’m getting really confused about money. It was such a horrible experience trying to manage everything last time that I’ve blocked out a lot of the process! We’ve got around £125k outstanding on our existing mortgage, and…
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first time buyer
hi all Im about to step into the property market and to be honest i havnt a clue. Would anyone out there be kind enough to point me in the right direction,for example a list of absolute must do's or haves. cheers :beer:
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Renovating question
Just had an idea which may be stupid, but if you bought a run down house,did it up with the intention of selling in 6 months at a profit, could this be classed as a business ?. Therefore if you had an interest only mortgage, I think this would be tax deductable. Or does the fact that you are living there mean that you…
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Advice needed on conflicting valuation reports
I recently applied for a mortgage and decided on a valuation only survey. Before it was carried out I changed my mind and went for the Homebuyers. The mortgage company cancelled the first and setup the second valuation as the first company was unable to carry out a homebuyers. Unfortuantely for the mortgage company but…
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Advice needed please FTB
Hello there. Just had an offer accepted on a house at £100k. My wife and I have a meeting with HSBC on Monday - having already had an initial consultation last week. I know they are going to try and sell us stuff but I'm not sure what - can anybody tell me and give me some idea of 1, what we need, and 2. how much we should…
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property abroad
anybody bought abroad especially bulgaria
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Changing Management Company
(Not sure where I sould post this one) I am a private occupier of in an apartment block upon an estate. The Council owns the freehold of the whole estate. A management company is in place to service the estate - provide caretaker, maintenance, insurance etc. The residents are not happy with the management company and would…
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my name on the mortgage with partner
Hi, I live in Scotland so the system might be different, but I am sure many couples will have come across this problem. My partner and I are buying a flat. I have a deposit but it is difficult for my income to be taken into account for the mortgage as I have just started freelance working. Also we get better income…
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Do you think I can ask my Vendor.....
....to cut the grass on the garage's drive before they move out? We're 2 weeks from exchanging contracts and the grass on the garage's drive is nearly 2 ft high, it is a jungle! The garage is at the bottom of the garden and is accessed from a side road. Do you think I'd be unreasonable if I asked them to cut it? They…
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Curtain - Incentive on new property
Is it normal for the curtains to be different in each room? I have three different sets of curtain, and roll down blinds in another room. They say it was interior designer selection, or do you think I've been fobbed off with remains from a clearout or some sort.
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Free Legal Advise Wanted
Hi, does anyone know where I can get free legal advise concerning conveyancing on property matters. Kind regards Ashes
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Land registry
Hi, does anyone know how I can get a free check on a property by the Land Registry. Kind regards Ashes :confused:
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Property Advice Reqd
bascially i asked a while back my mate needs to move away from his current H.A his best option is shared ownership but he has grown tired of the huige waiting list.... should he just buy a house (or a flat?) on the open market and rent it out which ideally means he wil be earnign some form of money to invest in a property…
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Do nothing ! -- Makes you think
This may have been posted before but it bears reading again, especially if there are any new readers on the forum. Yes it is over simplified, and yes there are many variables, but it does show the importance of timing in a market, and what you can save in interest, if you make over payments on your mortgage.…
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Part-ex house - developer wants lagging upgraded
Hi, We're in the process of buying a new house and part-exchanging our current one with the developer. The price for the part-ex was agreed 3 weeks ago. Today my solicitor has received a letter from the one acting for the developer asking that the lagging in the roofspace is upgraded. I've spoken to the sales negotiator…
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anyone used this french property website www.1st-for-french-property.co.uk to
sell a property in france? i read an article in the mail on sunday that someone had sold through them and wondered what experiences might have had. or any other french property websites worthwhile to sell a french property. thanks in advance.
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Win a flat???
Our local news recently featured a story about a couple who have set a website featuring a competition to win their flat. I've checked it out and it looks like the jist of it is that: - Punter plays £25 to play spot the ball - 12 prizes will be awarded - First prize being the flat followed by 11 cash prizes varying in % of…
