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Money debt and credit
Has anyone had any dealings with the above company?...they are offering me a DMP...but I know nothing about them.
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new poster, not sure if in right area but here goes..
I became unemployed 4 months ago and struggled to pay my mobile phone bill since.. The debt for reconnection is £146.24. My network provider has passed me onto a debt collection firm who i spoke to on monday 2nd of Feb and paid by direct debit £26.24, with the promise of paying the remaining £120 by monday the 16th. The…
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Has any1 been 30k in debt and cleared??????
Evening All, Has any1 been 30k in debt and cleared it, or made some good headway towards clearing it. I don't want to do this via a DMP or IVA. Any advice any1 has would be great. Thanks Kat x:confused:
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RMA collections - MBNA
Hi knowledgeable folk on here, wonder if you can help me out. A company called RMA on behalf of MBNA are harrassing my sister. She's never been good with money and has finally admitted that she's missed payments etc. Got her to contact CCCS and they were brilliant all the relevant paperwork has gone off. These people wil…
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Found a second job I know I will love! Anyone else?
Hi everyone, thanks for all your great advice so far. The first DMP payment is in and the calls and letters appear to have stopped for the timebeing. Bit gutted that my fixed rate at 5% ran out today and NR are putting our payments up by £40 :eek: but instead of interfering with the DMP so early on, I have decided to go…
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lDebt letter from unknown company
Hi this is my first post here and am after some advice my DHs parents received a letter adressed to my husband (he hasnt lived there in 12 years) from a "private investgator" his parents opened the letter (another thread!) and phoned him, we live 200 miles from them and hes away with work (Army) he rang the number on the…
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Help - Egg arrears have come out of nowhere
I have posted this on the Credit Cards board as well, but thought someone here might have an answer so here goes... Apologies in advance if it's a bit drawn out, but has anyone else experienced a similar situation who could advise me please? I've come home from work today to find a letter from Egg on my doormat. It states…
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Football Pools Cashback Deal On Quidco
I have just noticed that there is a Football Pools cashback deal on Quidco. If you go through Quidco and open a new account make a deposit and spend £15 and you will get £25 cashback! I also noticed other offers on the site like half price pools - 55 games for only £27.50. Pretty sweet deal if I say so myself. :j
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Whoops... Missed a payment. Send the bailiffs!
So I fell out of work for a while and got behind on my council tax payments, which ended up being sent to debt collectors. I was paying them an amount monthly, but then for some reason I forgot to pay them this month. ARGH! So I had a text message arrive this morning saying 'A BAILIFF IS SCHEDULED TO ARRIVE TOMORROW'. I…
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Being chased for debts but have moved abroad
I am getting letters from capquest demanding payment for a Vodafone debt and threatening court action and bailiffs and so on. I was going to write the standard letter requesting the CCA and so on but I want to do this via email as I have now moved abroad. Is this possible and can I expect them to reply via email? I really…
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Being chased for debt.
OK, my hubby has just recieved a letter from a debt collection agency for a debt going back to 2003. I know the statute of limitations in England is 6 years but what is it in Scotland? I've heard it's 5 years??? Also how does the statute work if the debt was accrued in England but the person owing it now lives in Scotland?…
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Another CCA Request
Hi people Well i have been dealing with a company called Robinsonway and put a cca request in November 2009.Well basically have just been told by an advisor i won,t name that its tough tits if the cca cannot be produced and even if it went to court and is thrown out then Robinsonway will still persure the debt ! Can anyone…
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Stop blo**dy phoning me
I'm sure I saw a template letter on here once that asked credit card companies to stop phoning harrassing for payment (maybe a bit politer than 'stop bloody phoning me' though). Have searched and can't find it - does it ring any bells with anyone?
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Council increased debt!
I have been paying some council tax arrears and I thought they were nearly paid off, down to the last £400. Suddenly, I get a bill from the council for that property and the arrears are still over £1000! I started paying through Phillips DCA and then realised the charges they were applying were horrendous, so I started…
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CL finance cca
Hi all, My Dotty perkins store card debt was sold to CL finance after I was on a reduced payment arrangement for a couple of months. I sent a CCA request at the end of December and as yet have had one letter from them saying the were 'looking into the matter' but nothing else from them. I have had no statements-I have rung…
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More Credit File Worries
Hey Guys, Over the last few months it seems i've had nothing but problems trying to sort out my credit file. I moved home back in october of last year, and have updated my bank details etc and the credit files shows these details are correct. But i checked this morning (CreditExpert) and the credit file is now showing my…
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HELP needed ,not sure what to do !!!!!!!!!
I have accumulated debt's of nearly £7,000 over the last few years and now it's all getting too much. I owe on credit dards Egg,Tesco,etc and a personal loan which is about £3,000.I have a low credit rating so i wouldn't be able to put all the debt on one card. Should i try to balance transfer as much as possible or take…
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Overdrawn on Overdraft - what to do....?
Dear Fellow DFW's, I am in a right pickle. Currently am £200 over on my Overdraft and I am somewhat anxious about this as you can imagine. I can already see my bank rubbing their hands together with glee as they are thinking, whoppee, another £50 in the pot. My question is, do I extend my OD (and incur charges for doing…
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Starting to panic, advice needed - SOA posted.
Hi everyone I need s
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£10 & data request sent but the money has been taken against 'debt'. What now?
:mad: :mad: :mad: :mad: :mad: :mad: :mad: I feel like I am pulling my hair out with this situation with the DWP and their so called 'debt' from 1990. I am also tempted to pay but I feel that if we do just because it is easier then they get away with doing this to others and so I feel that we must fight this. Last week we…
