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Bought debt help
Hi everyone. Hope someone can help with this. Yesterday I received a letter from the Land Registry regarding an application to put a charging order on the house I own with my husband. It relates to an old debt of my husband's that I didn't know about and is now being chased by TBI Financial Services (it was originally with…
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WooHoo! I just paid £7 for a haircut! (inc tip!) How much do you pay?
:wave: :j The lady who comes round and does my MIL's hair just sorted mine out as well - and later I'm going to colour it myself with a £3.99 dye from Savers. :eek: A Cut and Colour would normally cost me £114 plus tip at my "middle of the road" salon - but there's a credit crunch on so Ithought I'd better try harder to…
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help/advice credit card unenforceable agreement?
decided i need help. Basically, to keep it short as poss, i have an outstanding (alleged?) credit card debt. I have not had an actual card for at least 6 years now, so my last purchase on this was around that time. For years i have kept up payments with what i could afford, i am on benefits due to health problems,…
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Anyone ever paid for a professional CV?
Hi In a bit of a quandry at the moment. I had my CV reviewed ( trashed) and was offered some hints and tips on re writing it! Now they also offered their own service at about £179 + VAT and a cover letter thrown in. I am also aware that i need to present myself in a more positive light on the CV and highlight achievements…
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advice please
Hello, Have only posted once before but really need some advice. The last few years have been really hard with family illness and deaths I am single and after looking after realitives through illness had to move in to rented accomadation. I work full time in a fairly low paid job. Have managed to get in to debt with…
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RED Debt Collection Services & 3 Mobile...
Hey guys, Hope someone can help with this cos my bad credit is killing me!! Back in 2005 I had my 3 phone stolen and as I was in USA I didn't know, so when the next bill for £300 came to me in the post my dad cancelled the phone straight away. I called 3 from USA and told them that the insurance should cover this and that…
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My posts don't 'take' !!
What the heck is going on here !!!!?? Grrrr.... Tried twice to enter a post in the banruptcy section and it just disapears ! What's going on ?? HELP ! (It was quite a long post (new thread) and I've typed it out twice now...and !!!!!! ! it's gone !)
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Saving V Spending!
Hey guys, new on here so apologies if in wrong place. A little background...I live with my fiance in our own home. We each put money into a joint account where all household bills/mortgage comes out of. No problems there. We are getting married next year (the MSE wedding tips forum has been the best thing ever..so many…
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First credit debt collection :(
First credit debt collection. Anyone had any experience with these?? I was quite shaken up earlier, I received a call from these out of the blue, and they said I had not replied to a letter they sent on the 29/08/2008 (which I have not received yet) Anyway they basically told me that they will take be taking me to court…
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Feeling low today...
* Been really ill so i didn't get to the bank to transfer funds (no pc at home) to pay a bill so i will get charged next month, * my department at work is being canned and it looks like i will have to find something else i'm a temp so no payout * i thought i was doing ok with a secured loan having brought it within 2…
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Income Support Problems
Hi all, I posted this in the benefits section too but as it's bill related as well I thought maybe you could help too. I don't mean to spam, I'm just desperate. Since June 2007 I have been claiming Income Support. I care for my ill mother but do not claim Carer's Allowance (she receives the Severe Disability Component). I…
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Hillside Services Limited
Really worried and wondered if any of you can help?! My husband entered into a car finance agreement last year he was in the army and when discussing it with them they asked if he had a partner and if she could talk to me she basically said would i be happy to become a point of contact for when he was out of the country…
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Lots of new surveys on Onepoll - hoorah
Just in case you had given up - just logged on a got another 70p's worth of surveys done - hoorah!:j
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HELP with my iva
Hello everyone, i have been in an iva with a company called accuma for 3 years in feb 2009 , i have to date paid in £7000 and have 3 more years to go . i have debts to the value of 45000 that is joint me and hubbie . i cant not keep up with the payments anymore as work have cut down my hours we were paying £300 a month ,i…
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Help: Rossendales and my stupidity
I was visited by a calm pleasant gent from Rossendales and I stupidly signed a walking posession. I owe CT about £3000 with charges. I sent an offer of payment in along with a cheque of £100. About a month later I was visited by a bailiff from rossendales wanting the full amount or removal of goods. Well I broke down as…
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Car Mot
Hey quick one i'm trying to sort me budget for september - i've never had to get an MOT for a car i've bought from new - does the MOT expire the Month like tax discs or is it to the day? Thanks guys
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Bailiffs?
I'm not 100% sure if this is the right place for this post. This morning we had bailiffs come to our door. I didn't answer, as I could tell it wasn't good, and they went away asuming no one was in. It's for debt which is just £158 (seems a small amount but we can't pay it). It outstnding council tax on the property we have…
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New to debit management
Hi everyone, Debt is a funny thing I feel alone and to be honest ashamed of loosing control of my finances. I have red countless threads and have seen some really good advice so thought I would post what my situation is and what I am doing about it. To get any further advice from you guys. I have had a bad couple of years…
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New to this & Dealing with Triton & RBS CC debt
After deciding last night not to get too depressed about this I decided to post for the first time. I defaulted on the RBS CC in June after missing some payments. In hindsight I coud l have dealt with better by calling and telling them I could not make the minimum. Anyways after refusing to accept what I said I could pay…
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aqua card - help please.....
am wondering what to do next - ive sent a cca to aqua and as of yet they havent cashed the cheque (silly me didnt send it recorded).....i am wondering if there is a way to reduce this because they are adding so much interest on and i will never ever afford to pay it all...i owe £460 on it and pay £15 a month but they add…
