-
Cancelling Sky
Apologies if this has been brought up a zillion times before - but if I cancel my sky (which I want to) what happens to the box and dish? do they collect it? also - with the digital tv coming in what do I need to do? Thank you! 1 step
-
Mackenzie Hall Debt Collection! Unreasonable!
I have been receiving letters, phone and text messages from Mackenzie Hall for the last two months, I have never taken any of them seriously as the letter were unprofessionally written and phone calls did not sound genuine. But yesterday I received a letter from a Debt Collection Agency called MeritForce (used by MH) who…
-
Any advice greatly appreciated!
Hi all, I have been reading the threads and looking at all the challenges and people's amazing achievements for a while now but have only just joined the site. I have £15688.69 of credit card debt and a reasonable credit rating (can't get any more credit though so no interest free credit cards for me!) I want to get myself…
-
ive registered now what do i do
after seeing it on here have registered at slice the pie but can someone explain to me how it all works. im not really computer orientated and cant make head nor tail of it any help appreciated.
-
Question regarding Council Tax and Baliffs
Have had contact from a council tax baliff who posted a letter through my door asking me to contact them, which I did via email to explain I was unemployed and their offer of £90 a week was maybe more than I was getting coming in. By miles. Since then I have contacted the council, who have adjusted their figures, finally,…
-
what can i do?
ok so last year my 3 year relationship ended, and stupidly at the start of the relationship i took bank overdrafts and a credit card to pay the rent and bills because i couldnt survive on only my £40 something quid a week jsa! 3 years on i am still struggling to repay this, and the ex goes and leaves! i know it was stupid…
-
n2b's debt free diary....... £29,508 in debt
Hope you dont mind me starting my own thread here... just feel if i keep writing on here it may give me the encouragement to go on... I have been lurking on this site for a few months now and it is definatly in my top rated websites.... i am becoming a bit addicted actually (: My finances are a mess and i want to become…
-
I'm going to work tomorrow!
I've not been since before christmas, just stopped going as I was finding sundays difficult when OH was working job til finish. When I took the job he was home by 10am and I was due to start at 11 so had time but he got more deliveries and was getting home at 10:50 giving me 5 mins to get to work. I have a real ocd about…
-
Advice for My Dad - Debt Collection Agency Harrassing Him (Mackenzie Hall again!)
My dad got a letter in July from a company called Mackenzie Hall in Kilmarnock (he lives in Wales, and incurred the debt in Wales) demanding repayment of a debt (he thinks) he and my mother incurred approximately 12-15 years ago. They subsequently divorced and he had an administration order which was discharged (not sure…
-
Xmas - Olympic Challenge 2008
Afternoon guys and girls, it's that time for the 2008 Xmas Olympic challenge :j In honour of the Olympics it is time for the next MSE Olympic Challenge We'll be kicking off today 15th August and finishing on 15th December - just in time to raise some much needed cash for xmas. The Levels are.... Bronze - £1008 Silver -…
-
Mackenzie Hall - debt from 1994 and CCA request
Hi, I didnt know how to start a new thread (i hope someone can help me here) Mackenzie Hall have written letters to me and I have written back requesting copies of original credit agreement etc., for a debt to M & S in 1994. They phoned today I didnt confirm anything with them, They said that I owed £159 (funny it was £180…
-
terminal illness and debt-Help!
My dad has been diagnosed with a terminal illness and I have discovered that he has an £8000 debt. Obviously it is a difficult time and this is the last thing I want to be talking about with him, but I am concerned that when the time comes I may be responsible for paying it back. He does not own his own property and has no…
-
how to get a debt free date?
I have noticed that a lot of you have debt free dates in your signatures is there a program that works this out for you or is it just a time when you want to be debt free (a good guess) as I want to do it in 5 years but htis is just a good duess on how long it will take.
-
Update to sparky0107's Debt free date
Hi everyone, Just thought I'd post an update of my new debt free date. On a positive note, since I had my LBM my debt free date was April 2013, now with 2 balance for life transfers & a couple of 0% deals I've managed to get my DFD down to November 2011, shaving off 27 months. Hopefuly some more deals will come up & I can…
-
Cccs >> Thanks <<<
I made an appointment to talk with a CCCS Debt Counsellor, a Lady contacted me yesterday and spent well over an hour talking with me, going through all of my Income and Expenditure, they gave me help, advice and reassurance. I would just like to tell everyone how much better I feel having talked to a “real person” and to…
-
Running Away
Hi, Unfortunately I have managed to run up a significant amount of debt, and now I need to emigrate to Australia, for family reasons. I'm not going to be able to repay my debt in full by the time I leave, but am repaying as much as possible Is my debt enforceable in Austalia? And how likely is it that I can be tracked down?
-
Help needed
I am asking for some advice from all you clued up people out there. I have a cc account with MBNA although they have agreed to accept lower payments while we sort ourselves out they are refusing to lower interest payments and these are overtaking what we are paying them we are paying £80 a month and interest is £95 my…
-
Any help or advice?
I'm such an idiot i've got a bit of debt, then i got a bit more and knowing that i'm already struggling i found myself looking for another loan to get a car - but i didn't i stopped looking and started thinking of ways to pay my debt off. I have a loan with provident urgh! Capital one card, additions & now as i'm back to…
-
I recieved a Statutory Demand for Bankrupcy
Good morning people. I am a newbie and I was hoping a few of you could help me. The other day I recieved a Statutory Demand of Insolvency Act 1986 from Connaught Collections. Basically I was wondering if it is real or fake. I want to go bankrupt but I can not afford to do so. If it is real does this mean I will end up…
-
Moorcroft - Do I have to deal with them?
I have a utility debt with E.ON. EON sent a red letter telling me to pay and I offered them £14pm. They passed it onto their in-house "United something or other" and I wrote offering the same money. Both letters have been ignored. Last month I got a letter from Moorcroft threatening legal action as I had made no effort to…
