Cccs >> Thanks <<<

isgman

I made an appointment to talk with a CCCS Debt Counsellor, a Lady contacted me yesterday and spent well over an hour talking with me, going through all of my Income and Expenditure, they gave me help, advice and reassurance.
I would just like to tell everyone how much better I feel having talked to a “real person” and to publicly thank them.
Well done CCCS and THANKS :A :A
:j :j :j :j :j :j

CCCS_Sarah

Glad it went well for you!

What was the outcome of your appointment?

beanielou

Pleased you feel better now.

Jacks_xxx

:j :wave: I know.

It's an awesome thing isn't it?

We didn't end up going with CCCS but the time spent talking about our options to a real person - who was knowledgeable, kind, honest, and had no agenda other than to help - was a huge turning point for us.

So based on my personal experience that's why I direct people towards CCCS time and time again on this board.

Have you made any decisions yet?

Love Jacks xxx

Broken_hearted

Good to hear a sucess story

isgman

Outcome,,, CCCS have sent me "letter & Financial Statements" to mgive to all my Creditors, (much the same as I have been doing) as they are on the CCCS Headed Paper I am hoping that the Creditors will see I am trying to resolve the problems, feel better for having talked to the Lasy from CCCS, Thanks for the comments you ahve all posted,,:-)

Deep_In_Debt

I found it a huge relief once I'd spoken to CCCS. I'd tried to go it alone but a couple of my creditors recommended I contact CCCS as they were more likely to accept a DMP via them than me doing it myself and true to their words, those two creditors were the first to accept my DMP. It's taken a lot of stress away from me, and creditors know that I am serious about clearing my debts. It's also great to speak to real non-judgemental, sympathetic and honest people who are there to help you and not make money out of you.

Good luck.

rog2

I am really pleased that everything went well for you, isgman.

Often the hardest part about dealing with debt is being able to talk with a real person.
Creditors, and often Society in General, tend to treat 'debt' as failure, even when it is those creditors, or that society, that was responsible for at least part of the 'debt' in the first place.
The way that creditors 'deal' with debt is often intimidating, usually demeaning and, in some cases, downright insulting. No wonder the 'debtor' is made to feel 'inferior' and is, often, reluctant to share his/her problem with another 'real person' as he/she has been 'conditioned' to think that debt is heinious and merits the same level of treatment that was meted out to lepers in the sixteenth century.
Small wonder, therefore, that it comes as a surprise, albeit a pleasant surprise, to find that there are still non-judgemental organisations, such as CCCS, CAB and NDL, out there, who are staffed by people whose agenda does not include belittling people less fortunate than themselves.
Websites/forums, such as this one, whilst they serve a useful purpose, are no real substitute for the 'personal' input that only real people can give.

Well done to both igsman and CCCS.

isgman

Thanks All, the support here is just great, no one makes you feel like a failure, Debt is something that just happened, major change in my income, put my head in the sand, thought it would be OK,, all the usual stuff, unable to go onto a DMP at this time as my debts would just take too long to re-pay, trying to sort out extra income to get me onto a IVA as I don't yet make the 25p in the £ they would be looking for. Time will tell. but I do feel much better now : Well Done This website Well Done CCCS. Thanks Everyone