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My SOA
I'm not a newbie but I've never posted an SOA, thought I'd do one now incase I've been missing anything! Basic Income : 1100.00pm (this varies as some months I get bonus) My half of household bills : £450 - broken down we pay between us: mortgage : £473 gas : £30 electricity : £70 broadband : £15 Phone Bill £20 (maximum)…
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Hillside Services Limited
Please accept my apologies if I have posted this in the wrong place as I am quote new to this. Just wanted to ask advice from people regarding the following: I recieved a letter through my door from a company called Hillside Services Limited asking me to call them as soon as possible. I panicked at first thinking it was…
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Ppi
i have read a few posts regarding ppi on loans and was a bit confused. i have got ppi on my car and natwest loan. am i able to cancel these ppi agreements or not?? had an email from a company to "ask" have i been misold ppi? i dont know, have i??
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Lloyds has any had this problem?
Pay day today and I wanted to withdraw it all to put in new bank account ready for my first DMP payment ( too late to do it through work payroll) but presumably because I have a loan with lloyds they are withholding the amount of the loan. Are they allowed to do this? I have been in correspondance with them about my…
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Urgent Insurance Help Needed Following Burglary
Hi, My house was broken into earlier this week, and we are having problems with the insurance company. Our door (which was smashed to pieces) has been secured, but the insurance company wont send anyone out until next Friday to assess the damage, and sort out a replacement (which I imagine wont happen until the week…
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Doorstep Lenders profiting from FAREPAK fiasco
Just saw the BBC lunchtime news, where they reported that mothers are being approached by loan sharks at school gates offering 'loans'. Also that SHOPACHECK are going to have their best Christmas ever by offering loans at aprs of 140% and more! :mad: :mad: I think it's only just beginning.
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Bored.. trying to plan DH's party tomorrow on a V tight budget!
Got a feeling it's all going to go t*ts up! Trying to do a suprise party for approx 16 people on max £20 and that includes Dh's beer! Stress! So looking at £13 for food/decorations.. oh how I wish I would've sorted this early! Probably going to go to iceland for the party food but am seriously stressing! It's just a basic…
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Would a list of energy grants be a good idea?
As it is turning chillier, I wondered whether anyone has any links to grants in their area for grants eg for wall insulation, loft insulation, other insulation. Also for sava bulbs? I don't know any myself, but I thought I would start the thread off in the hope that others can help. It would make it easier to save some…
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Credit Report
I hope I'm in the right forum for this!! I have recently retrieved my credit report on line. THe majority of my payments have a green 0, which means I pay them on time, but two of them are naughty red 8s. One started in september 2003 and shows up as "satisfied" and was defualted in march 2004. THe other started in may…
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Making Money From Surveys - Any Genuine Ones Out There?
Just wondering if there are any good companies that realy do pay out..........:confused:
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sort-it.co.uk
www.sort-it.co.uk what do people think ?.. a new website - said to be from the Conservative party --- whoops noticed already posted ( did try and search first , but search function on MSE not working correctly at time) Please delete ( delete function not working ??)
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Get an 070059 Number
I have just registerd one of these at the following website: http://www.dmnumbers.com/ You can divert the calls to an email address and you can read em using an MP3 attatchment to your email when you get a message. There is NO cost to this, tell all your creditors you have a new mobile number and they will ring that…
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solicitors trying to cash in on bank charges
:mad: I had to post this as it annoyed me! after the lovely martin and co have told us privaleged (sp?)dfw we can claim our bank charges back-without charging us, I received an email today from "a no win no fee" solicitor "claim bank your bank charges-you don't have to pay anything unless you win!" It's likely that most…
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Unexpected Expenses
So far so good; have been budgeting really well, keeping a spending diary and feeling really good about it... However next week is going to be a challenge and a half. Tomorrow is my 3-year old daughters last swimming lesson of the term, and I completely forgot that they'll be expecting me to pay for next term: £30. She…
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Conservatives on BBC - debt busting?!?!
Anyone see BBC breakfast this morning with David Cameron promoting the Conservatives debt website https://www.sort-it.co.uk Just had a quick look and their might be some useful tools on there for MSE people. Some of that site is bloody annoying. There is a video ad somewhere too and they made a big deal about how it…
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How much have/will you spend today Friday 24/11?
Good morning lovely DFWs The end of the week at last! :beer: Had a very long day yesterday and didn't manage to get on here at all. Hope you had fun without me checking over your spends :p I had an awful day at work which ended with wine, takeaway, chocolate - you name it, I had it! Spent £19.59 all together but it was…
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Quite new here - am I on the right lines?
Hi all, I'e posted over here occasionally, although you'll see from my sig we're in the process of moving. This is for 2 reasons - one is wanting to move areas and the other is to get rid of debts. We've been stretched so much due to credit cards, loans, etc to the point where we've had very little to live on. But I'm…
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Telly Ads What Do You Think?
Hi everyone what do you all make of these tv ads constantly on advertising 'debt free solutions' either the loan consolidation ones ( with the massive interest rate they sneak in at the end in small type ) or the ones that are really bugging me offering you a way to be debt free in under five years. Is there any…
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extra mouth to feed :-)
Look what little cutie is joining me in the New Year when she is old enough (shes only two weeks old). This is Pumpkin http://images.kodakgallery.eu.com/photos218/1/43/64/22/6/4/406226443133_0_ALB.jpg her mum belongs to a friend of mine and she had a litter of 5 xx just a little piccy to make u all smile xx
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So where did it go?
Hubby asked me last night where all my money went as he buys "things" and I don't...................so I looked through all my old statements and you know? I couldn't possibly put my finger on it! I used to withdraw loads of cash from my credit card - nothing to show for it. And I used to spend shedloads in asda - we must…
