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School shoes rip off!
I'm sure this comes up regularly but WHY OH WHY OH WHY OH WHY have my daughters shoes just cost me £36.00!!!!! She is 7 years old! It's one area I won't compromise as both my children have problems with their feet and need really good shoes. Also, I bought the shoes at one shop, then went to another shop as the first…
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Capiptal One Reclaim - Where do I send it?
I have finally got the courage to reclaim my charges from Capital One but have no idea at all where to send this letter - I have so far been given 5 different addresses by the wonderful people in India i presume ... can anyone help? Thanks xxxx
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debt and unemployment advice please
hi guys, thanks in advance for listening to me, and apologies if any of my questions have been covered before - i don't have much time at work to read through all the threads :-( here goes: my friend has just split up with his wife. they lived in a house and the mortgage is solely in his name. He has moved out and she has…
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Data Entry From Home - good idea?
I am still frantically trying to find a way to make more money with little effort on top of my full time and part time job. I saw a job advertised for a data entry clerk, working from home, getting £25 per application, paid via paypal. Is this for real? Seems too good to be true! All you need ins internet access etc and an…
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First steps
Posted for the first time yesterday & whilst it was one of the most painful things i've ever done & heard a few home truths I do feel a little better. Just wanted to let you know I've sold my first thing on ebay & made £14! Looking at changing my home phone line provider & even going to talk to CCCS tomorrow. Just one…
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Totally confused, feedback appreciated
I'm :confused: at what has happened this morning, I think i'm being lead a merry dance, so any offers of advice will be really appreciated, be warned, this may be long! I have a DMP in place with Kensington finance, this has been going for 3 months, most creditors have agreed our figures, but I had a letter from Nationwide…
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Head to Head
I'm looking to team up with some one or a number of people who want to be debt free and lose weight. I have tried with my O/H to get sorted out but after adding everything up and planning then after a couple of days then back to squre one ........ My lightblub moment on holiday after thinking about money life etc.... Like…
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Does anyone think I can do better?
Hi, here is our situation, just wondered if anyone could spot areas where we can improve. We have been keen MSE'rs for about 9 months. I thought some fresh perspective might see something different. Income: Job 1 £1143.80 Job 2 £200.00 Tax Credits £93.87 Family Benefit £67.00 Total £1504.65 Outgoings: TV Licence £11.50…
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No Links posting this time please
For anyone interested in a link to our shop, or if yoiu want some advice on setting up your own little business then pm myself or jamie Unfortunately the last thread seems to have been deleted :(
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Budget adjustment - getting a dog
As the title says - we are getting a dog, an Akita to be exact. I spend so much time working from home Jan-Sept without anyone to talk to & really need the company. Now I have successfully trawled the forums for insurance advice, but would appreciate it if people could suggest an approx budget for food per month and any…
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Budget planner
Hi, I'm sure that I saw on here that someone had made an additional spreadsheet to go with Martin's, I think it was more focused on what you had actually spent rather than planning ahead. Does anyone have the link? Thanks,
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SOA - Where do I start?
This is hard. I feel sooooooo crap. I've always been rubbish with money, having an overdraft or owing on credit cards has never been a problem for me, unlike some of my friends, who I used to to think were "holier than thou" but now appreciate are a heck of a lot more sensible than me... And now I've dragged my husband…
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Linked Creditors
Hello As some of my debts are with my bank, i understand it is advisable to open an account with a bank that is not financially linked to any of my existing creditors. I am sure their is a list somewhere on this forum listing which banks are linked, can anyone tell me where this list is please. My current list of creditors…
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Selling second hand books
Just sorted out a load of books and put them on amazon to sell. Staggered by how unworthwhile it has turned out. The first one to sell was listed as £7.99. The post and packaging brought it up to about £10.30. Amazon took of a massive £2.38 as commission, leaving me to get £8.01 Just been to the post office and it's cost…
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Can I stop the charges?
Hi all, Not sure if this is the right board to post this in but I am finally trying to get myself sorted and have now taken a positive stance on my whole debt situation. Stupidly, I have gone over my overdraft limit with the bank and the bank charges are crippling me!! I am with Natwest and it is £38 for this every day so…
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1000th Post Wahoo!
Just like to say thanks to everybody for making this a great place to post! Im not gonna thank anyone by name, but there are loads of great people on here who ive enjoyed giving advice to and receiving from! It would be fair to say this board has helped me start reaching my potential in potential in life after 7 years…
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Could someone tell me what AQA is please
Hi there I have heard a couple of posters mention about earning money from AQA. I want to earn some money as I am fed up of having to depend on my OH. However I can only work part time, as the child care fees would out weigh the money bought in by working full time at the moment. So I thought doing something from home like…
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Clearing my debt
Hi there. It's my first post on here. Finally decided to ask for your excellent advice. I've never been good with money, and this was shown in the fact that as soon as I turned 18, I took out loans and cards etc etc. Got into a little bit of a mess, and even though I'm now nearly on top of it, theres still a little way to…
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Aaaaaaaah
Hey I'm not sure if his is the right place to put this but I have an interview in under 2 hours and I am crapping myself. If i get this it would help me out big style. Just really wanted some encouragment :) Sorry if its being greedy :P Thanks All !! Chris :P
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Just Cant Think
Im hoping somone can help, Ive recieved a letter from Abbey about a payment that a company tried to take which i didnt have enough funds for so now they are going to charge me £35.00 ! which i cant afford so ive rung them and they said because i had a charge taken back in March they wont do it again until 07 even though…
