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Snowball Calculator
Can anyone please let me know the link for the snowball calculator, the one that is https://www.whatsthecost.com I know but someone posted another on here somewhere that was a little different and easier format for printing I cant find it anywhere! Thanks :money:
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How to look rich while actually being skint!
Can I have some of your thoughts on this one please. I would like to appear loaded but in actual fact as you all know I am not. Just for fun and we can all try them and see if they work then we can pretend we are loaded while squirrelling our money away to pay off our debts.
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Old Bank Statements
I wanted to get a history of all my transaction for my current account. I've only been with the bank since March 2003, so didn't think 3 years of statments would be that hard to get. But Halifax want to charge me £5 per quarter for my old statements, working out to £60. Is there anyway I can get them for free? I spoke to…
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moneylove
Has anyone read the book 'Moneylove' by Jerry Gillies? It gives a totally new approach to receiving, handling and giving money. I am sure that a lot of people will find it hard to put down once they begin reading it.
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lightbulb moment
hi i am new to this and thankyou for your suport so far but was is the lightbulb moment i have read about peaple saying thanks
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Sick of saying 'Sorry, I can't afford it'
Is anyone else tired of using this phrase? I'm trying soooooooooo hard at the moment to spend as little money as possible but then spend just as long worrying that people will think I am tight or money obsessed! So far this week, I've been asked out for a girls night out and 2 holidays and I've had to trot out the well…
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Notice of intended litigation...help plz
I have just been granted an administration order from the county court which i received on the 14th, I was under the impression that creditors are not allowed to contact me without permission from the court but this morning I got a letter from moorcroft debt recovery for 1 of the debts that is included in the order i have,…
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Retraining & getting more debt
Hi! I'm really hoping for some advice from money minded people... I'm 27, graduated from uni in 2000 with an English Lit degree 2:1, since then I used my degree to come to Japan and teach English. Prior to that I never found my niche and just did lots of jobs here and there (nothing that was very satisfying or enjoyable).…
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Demand for Sky payment from Lowell to an unknown name at my address?
I know this is similar to another thread in this forum, but my difference is that the claim from Lowell is addressed to a name that has never lived at my address. How do I know, well I built the house and I am still the current owner! The original letter from Lowell arrived last September and I wrote explaining the above…
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Debt free after 25 years
Like many people i've been lurking round the debt free wannabee board for some time. I just wish it had been around years ago. Anyway, here's my story (I'll keep it as short as I can). Left Uni at 21 and married straight away (27 years ago - there that gives away my age, and its my birthday today). I can only remember one…
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My new life - Day three
I am really looking forward to today. Have have brought my lunch to work and all the snacks to keep me going - including some apple crisps I made last night for the first time - they are scrummy. My cheese omlette and jacket potato for tea last night was scrummy too - I had forgotten how much I enjoy jacket spuds - they'll…
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Goldfish Prats
6 months into my Payplan DMP, I have just received a computer generated letter from Goldfish Loans telling me to make an immediate payment of £900 or else. They know I am on a DMP, I have written 2 letters to them following similar demands a few weeks ago, Payplan has written to them and they are banking the payments.…
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Which credit card to pay off first?
Hey All, I know the general consensus is you pay off the card with the highest interest rate first, but I've got a 0% for 6 months balance transfer pending and once this comes through I'm curious to know whether I should chuck all my available spare cash at this in order to clear it before I have to start paying interest,…
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Money missing from my account!
Hi all, This is a bit of a strange one but if anyone can help me you guys can! :T I have noticed for many many months now that £2 mysteriously disappears from my Barclays current account and then appears again a few days later. It doesn't actually go anywhere, it just disappears off my available balance as if I have a…
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What have you spent today – Friday 17/3/06
Well…..nothing so far today as its still the middle of the night… lol. :D I do have to go to the dentist today.... :( so will probably pick up some bits and pieces – I will update this post later. In the meantime…. I’ve seen the light at the end of the tunnel but it was only someone carrying a candle bringing me more…
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financial pickle, advice needed
Hi everyone, I've spent the best part of today trying to help a friend with her finances, i'm no pro but i've done the best i can, i came across the bank charges reclaim link by chance cos i was pee'd off that my bank had charged me for a missed DD, long story so i won't go into it lol, anyroad, between us we've managed to…
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I've seen the light
Finally after years of money burning debauchery I've just realised I was such a fool. It's just over half way through the month and I've got no cash left, no money in the bank and my credit card is run up to the max. :eek: Looking for advice. I need to make a serious change in my life. I would like to clear this debt by…
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Monthly day by day budget calculator
Just wondered if anyone has got a link to something I guess its like a spreadsheet, youve ogt the month, you put in when your direct debits come out when wages go in, you can add bits when you spend money and as you go along it automatically calculates it for you so you can see when your in the green or red!!! Quick…
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Success for someone
http://www.manchesteronline.co.uk/men/news/s/207/207940_bank_pays_out_2000_in_fee_row_.html And if you follow the links at the bottom of the item you get a link to... HERE (this forum somewhere) only it doesn't work.
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Remember Me
Hi, I'm back, the one that hadn't quite got the light bulb moment! Have ditched Secure Homes and guess what I've ended up owing them £1338 (how the f... did that happen)? Am now paying that at 135 per month for 10 months. Since leaving them gas and elec have gone up, can't switch the elec as there is a debt on the account.…
