lightbulb moment

earwig

hi i am new to this and thankyou for your suport so far but was is the lightbulb moment i have read about peaple saying thanks

freeclimber

Lightbulb moment = when you realise that the money you don't have won't cover the repayments on the money that wasn't yours in the first place.

It's all about change, commitment, resolve and liberation.

skintchick

It's the realisation that the time has come to change your spending habits and get rid of the debt, not by consolidating but by actually paying it off and stopping spending more than you have.

queenofthedump

the day it dawns on you that you have to get yourself sorted financially

Cantdance_2

The night when you lie awake sweating and wondering how you're going to eat this month when your salary goes in and your account is still over the overdraft limit!

:rolleyes:

dudleyboy

freeclimber wrote:

Lightbulb moment = when you realise that the money you don't have won't cover the repayments on the money that wasn't yours in the first place.

Hahaha... very true. :laugh:

So the next questions are...

"When was it's first occurrence?" and "Who came up with it in the first place?"

Was it Martin or another MSE contributor (like us)? Whoever it was... and whenever it was... we owe them a debt of gratitude (no pun intended)

BACKFRMTHEEDGE

The day you realise that all those small amounts you have fritted away matter. Also the day that you realise that things are not going to sort themselves out.

TTFN :cool:

Old_iron_balls

For me it was my other half in tears when I eventually told her exactly how much I owed.
From that day in November 2005 ive never looked back. £7,435 to go !

lynzpower

for me its that realisation I was drowning in debt and robbing peter to pay paul is no longer an option. And also thinking about all the money Ive given to the banks over the years in interest & charges, and saying NO MORE for yu MR fat cat, its my turn now.

BACKFRMTHEEDGE

thinking about all the money Ive given to the banks over the years in interest & charges, and saying NO MORE for yu MR fat cat,[/QUOTE]

SooooooTrue.....If only we hadn't been so generous and kind!!!!!

amosworks

My personal view of when the lightbulb moment occurs is that short space of time between you picking up a statement then hurling a string of expletives at it.