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Debt-free wannabe challenges

Archives for April 2015

Sell it on Facebook in 2015
This is a place where you challenge yourself to put all your unwanted items weather it be clothes, DVD's/games, Bric-a-brac, cars or anything you want rid off on Facebook to make a little extra £££££ in your pocket!! No matter where you are in the UK I am pretty sure there will be at least one buying/selling Facebook group…
~Make £10 a day May 2015 challenge ~ in memory of PrincessMelody2009
:hello: Hello and welcome everybody This is the 93rd month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long, but please read as it…
NST: May the odds be ever in your favour!
NST: May the odds be ever in your favour! MMM says: If you are one of the 99% of people who is forced to live with only a finite amount of money, you should probably give some thought to how that money is spent. You can buy [FONT=&quot]things, [/FONT]like cars and mobile phone plans for your kids, or you can buy…
The 'May The Force Be With You' Magical Eurovision NSD Challenge!
Hello eager fellow penny pinchers.Alas,the month of May is almost here.Where does the time go? After a very highbrow and cultured Shakespearian tribute month,we are going to change gear and celebrate the glorious month of May with a fab Eurovision theme.The dates are: SEMI-FINALS 19 & 21 MAY 2015 GRAND FINAL 23 MAY 2015…
Payment A Day Chapter 16
*The principles of PADding* Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now) The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200…
What do you get for free?
Hi! I am writing an article for a national women's magazine about women who get things for free. I am looking for someone with a good story to tell about something they get/got for free. I can pay a small cash sum for your story. It could be: - free haircuts by being a salon 'model'?? -free gym membership in exchange for…
Owe bank money...but do they also owe me?
Hi! After being made redundant last summer, I experienced financial difficulties. I had an overdraft of over £1000, a loan and credit card. I was also unable to pay utilities, council tax and tv license. My finances are now being managed by a charitable organisations who are fee free :j However, after reading about how I…
Snowball Saving Challenge #1 2015
This challenge is a little like the Debt Snowball challenge where you'd work to pay off your debts starting with the smallest amount first then working up to paying off the largest. However, This challenge is about starting from a relatively small savings goal and working towards a bigger saving goal. This challenge…
April 'Take Your Lunch to Work' Challenge.
It's back, by popular demand! Save your £'s by taking your Lunch To Work (LTW)! A new thread for April 2015!! Although the title is 'Take Your Lunch to WORK', ANYONE can join in You can be a stay-at-home-parent, unemployed, work part time or work full time. The point is, buying lunch (or breakfast, or both if you were…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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