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Advice please :)
Hi there, I had an accident (I was put at fault) on 30/12/12. I have to pay £500 excess to get it fixed. It has now been in the garage 8 weeks. The advice I need is : the car I have is a lease contract hire (2year contract) can I claim back the £185 per month payment from my car insurance (admiral) with me not having the…
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LBM+motivation= happy times as a debt free lady!
:jHi everyone :) Have decided to start a diary to motivate me into driving down our debt. A little about me, I'm 31, newly married last year, have 2 wonderful step children, 2 beautiful cats, a lovely home and a really awesome husband. Am really very happy with everything I have in life :D However, debt is really…
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Rumbly's LBM
Hi everyone :) I thought I had my LBM about 10 years ago. I paid off pretty much all of my debts in 5 years, and bought a house (deposit was DH's annuity). Another five years pass - it wasn't my LBM. I was nearly £43k in debt plus mortgage. :eek: That was August last year. When I thought I'd had my LBM. It seems these were…
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Not the best predictor
They say that past behaviour is the best predictor of future behaviour. Well, no more. My past behaviour has left me with a cluttered, messy house - not so bad since i moved but still have too much a garden that needs a huge amount of work - no garden now the ironing pile from hell - still here a room full of craft…
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Time to move forward! Life and times of a city girl in the country
It's too late to write anything much but want to start with SOA. There is a lot of material to work with here! -deleted for privacy reasons GOALS: Pay off credit card SAVE: To start a new business - preferably by September 2014. :o Would love the savings figure to be £10,000 Horrified to realise the bank account offers a…
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6 Years Until Freedom!
Good Afternoon Everyone :) I've been a long term user of this site and had diaries years ago. I had depression, lost my way a little and ended up in more debt than before :o :( Ok so a little about me, my name is Lucy, I'm 30 and spend my time between my OH's house and my Mum's (her's is close to work ;) ) I have 1 loan…
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Middle Aged DFW, DMP Journey
Good Morning All, I've decided to start a brand new shiny diary. I am a long time member on here and a regular poster on the Old Style Boards. So I've been playing at it for a long time. But things finally came to a head in January and have got DH on board as well. He is even better than me at burying his head in the sand.…
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call credit email
Hi does anyone know of an email address for call credit report
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Car crash mse
Title says it all really - am useless :o I'm going to start February as the start of the new year as my resolutions to lose weight and save money kind of fell apart on the 18 Jan when I had to reapply for my job, my son's birthday party was cancelled due to snow leaving me with 25 mini babybels and 24 bags of Wotsits all…
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My Diary
I have been browsing this website as a guest for some time, but now it is time for me to come face to face with my responsibilities. I am going to become debt free within two years. That is my goal, 2 years. Lets see what we have here. Credit Cards / £1400 Catalogs / £4000 Car Finance / £2500 Pay Day Loans / £1000 It is my…
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Over the Rainbow.
Hello, I am new. Been thinking about a diary for a while and today's the day. I have debt to pay off and as of yesterday two mortgages to pay.:( So we need to tighten over belts and get to the other side of the rainbow. Thanks for reading. Back tomorrow with more of the story. xx
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Credit Cards GONE - Hello Final Ever Loan
Removed private information
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Seeking Happiness
Hello, I hope to use this diary to sort my life out, i would like to be debt free and happy. At the moment, im neither. Long story cut short, goes something like this. I have my own business, i have 2 young children - a long term partner that moved out last year but we haven't split. This situation is taking its toll and…
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PinkPepperPots journey from debts to savings
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The kick up the a&£e diary for debt busting
Hi anybody who may read this. I've been inspired by so many people on mse since I joined and I've ummed and aahed about starting a diary for a while now. I"m brilliant at deciding to set myself financial challenges...problem is when push comes to shove I come up with all the excuses under the sun as reason for why I've…
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Miss Doodle will be Debt Free
Hey Guys, I was introduced to this website years ago, probably when I wasn't really ready to face the debt I was in :o but I'm now older, wiser and ready. Now I can't remember my original user name or password and think that the original email account may have long died, so here I am again with a new name, a new diary and…
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I want to get there
Hi guys, Been reading the forum on and off for years now, never really post. Here goes : I want to be debt free and save for a deposit on a house. I currently rent. Money I currently owe is £5400 across two credit cards. Both of them are at 0% one for 2 years, the other for a year. I know they are at 0% but would love to…
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Thrifty and Frugal in 2013
Morning all, Im starting my new year a month late but I have a block about doing anything new in Jan as it seems like a resolution and we all know how they tend to turn out. I have 4 CCs with about 16K debt on them, which I know i can clear in April but i need to learn to have better control of my finances so that they…
