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Currency Card - Iceland
Hi, going to Iceland at Xmas. What is the best way to take money? Don’t need a big amount as only going for 4 days. Had a WeSwap card but not sure what’s happening with that and don’t want to risk not being able to use it out there? Any ideas?
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MBNA - How did the fraudster get my card details
Hello, I've been contacted by MBNA today to ask me to confirm two transactions on my credit card that I didn't make. The only problem is that the card that has been used fraudulently is a card that I have used for a balance transfer and nothing else. I have never bought anything using it, entered the card details into a…
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Curve Card
Hello! This is the discussion thread for the Curve Card Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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CC To pay Loans
Hi All, I have 2 loans linked to my mortgage and a personal loan that are finishing in a couple of years, so I was wondering is it possible to get a 0% credit card and pay the loans off? Thanks in advance.
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Section 75 for solar panels
Hi, can anyone offer any advice, please? We had solar panels fitted by a local company here in the North East five years ago, and took up a finance agreement with Ikano Bank for about £10,000, payable over 10 years. In June this year, 2021, a fire broke out in our loft, caused by the battery that came with the panels.…
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Money Transfer from CC with 0% purchase balance (Halifax)
Halifax have just increased their 0% money transfer offer from 18 months to 24 months. I decided to take the offer but I have a purchase balance on the card which is still on 0% introductory rate and I don't want to pay it off yet. I asked Halifax if any future payments will go towards the balance with higher interest rate…
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Samsung Pay+
I have just seen the warning about using Paypal and losing Section 75 rights. I have just signed up to Samsung Pay+ and linked it to my Sainsbury's Mastercard credit card. Does the same apply, or am I covered under Section 75?
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Deliveroo taking unauthorised payments
I recently had small amounts of money in 2 separate transactions taken from my bank by Deliveroo. I queried this with them they are stating they cannot find the transactions any advice please ?
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Credit Limit Reduction
Hi peeps, I have had my credit limit radically reduced on a couple of my credit cards. I’m not quite sure why this has happened as I have had these cards for years, always make acceptable repayments on time (not necessarily the full outstanding amount always but that’s my choice), I have no other outstanding debt, I paid…
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Got a travel credit or debit card you haven't recently used?
With coronavirus halting travel for many, you might not have used your specialist travel debit or credit card for several years. Read the full story: Got a travel credit or debit card you haven't recently used? Check it won't get automatically cancelled If you haven’t already, join the forum to reply.
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Will retracted finance charges show up on credit file?
My credit card payment was due last Friday. I have a direct debit set up to pay the minimum balance.So on Thursday, I went into the card's website and tried to pay the statement balance.The website rejected the payment and said check with my bank, which I did.My bank could see nothing wrong. They then offered to send the…
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Halifax Clarity card
Can I visit a branch of the Halifax and pay off the money I owe on my Clarity card in cash? If so must I wait until I get the monthly bill? TIA
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Partial Settlement - Barclaycard
Hi all, My first post, so here goes. I have an outstanding balance of just over £1557 with Barclaycard and over the last 12 months i have had a repayment plan in place of £20 per month, with all interest frozen. Last week i made a "partial" settlement offer of £856, which Barclaycard accepted. I made this payment over the…
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Part payment on a car with credit card, a good idea?
We are buying a used car from a dealer. They have a credit card surcharge of 3% and the car is £7000, so that would be £210 charge if we paid the entire amount by card. So, I thought it might be a good idea to part pay with a bank transfer or cash, say £6000 and pay the rest £2000 with credit card. This way I reduce the 3%…
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Credit card balance from app to actual system(can’t spend)
Basically my phone app balance said I had £70 available to spend on my credit card a few days ago. Yesterday I went to use said credit card on something for £50 which obviously is less than £70 so I should be able to spend it. I went to purchase an item using this card but the payment got rejected. So I check the balance…
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Section 75 - time limit? and who pays?
Hello friends, I welcome your advice and guidance, 1. Is there a deadline for claiming under Section 75? What about a purchase in Jan 2019? 2. What if the service purchased (wind tunnel hire) has been part used? eg 10hours from 22hours purchased? Does that affect it? 3. Who pays any refund? ie the Credit Card will pay up…
