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Cancelling credit cards
Hi, I have two credit cards both now at £0 one of them just ended the 0% offer.... Im looking for another 0% offer...What is best cancel them both or leave them active and will it effect my credit rating? Any help would be amazing? G
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Section 75 post brexit
Has brexit changed anything for section 75? Does one have to be UK resident to be covered by section 75 (using a UK credit card)?Thanks
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Beneficial Credit Card - Unable to contact
Hi All, I'm at a bit of a loss as to what to do about a credit card facility I had. Basically in about the mid 2000's I took out a credit card with Beneficial. I didn't have a huge limit/ balance, maybe £1000-£1500 or so. I lost contact with them when they were being sold to HFC / HSBC. Over the last 10-12 years I've been…
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Amex Interest Charges
I have been charged a staggering over £200 interest by Amex for paying around just £2000 less then the full balance; that was also due to the fact that I did not see any indication on Amex mobile app/website that there was still money to be paid as I had paid around £10000 about 2 weeks before the due date. When I…
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MSE News: Amex to cut cashback rates on best buy credit cards from August
American Express Platinum Everyday and Platinum Cashback cardholders will see cashback rates slashed from 4 August, meaning some could earn £25/yr less on the same level of spending. We round up what's changing... Read the full story: 'Amex to cut cashback rates and hike minimum spends on best buy credit cards from August'…
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MASTERCARD PAYMENTS TO ONLINE GROCERS
I have recently experienced having my John Lewis Partnership MasterCard Credit Card being declined by Tesco for online grocery shopping. As I have had no problems using the same credit card with any other purchases, I contacted John Lewis Financial Services for an explanation; when it happened the first time on the 18…
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Check Eligibility - Experian; Amex
Hello everyone again,I wanted to ask:Using the tool offered by Experian, he tells me I'm eligible for an 80% Amex.But on the Amex site he takes me to platinum, basic and 3.5 / 10 and the other 2/10, why? And which of the 2 should I believe? Thank You
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Barclay Reward or Platium
Hello everybody,I moved to London last year. I have 3 cards, the so called "Credit Building" cards.Now, my credit score is pretty good on Experian, while not so good on Transunion and Equifax here it is rated as: "Fair".But now I've seen that I'm eligible for their cards at Barclays.I wanted to ask you, which is the best…
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Barclaycard Balance Transfer
I have received a barclaycard balance transfer offer of 0% until 1st May 2023 at 2.9% transfer fee. Is this a decent offer?
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Extending an expiring 0% introductory rate
Hi I have a small amount outstanding on my credit card, and the 0% rate runs out next month. Is it worth me transferring or paying this off now, or do credit card providers ever offer an extension on an expiring 0% introductory rate?
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Barclaycard reintroducing money transfers
Just had a message from Barclaycard, with new money transfer offers: Hello Stephen Being a Barclaycard customer has its benefits. And this May we've two offers for you. We're relaunching money transfers – just look below to see what's available. Money transfers are useful for those times when only cash will do, like when…
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Proof of income - advice
Hello everybody,I've applied for a Tesco credit card to build my credit score. I came to the UK last year, so I don't have practically credit history.They ask me to send them additional information so they can decide whether to give me the card or not. Tesco request one of the following: Bank statements covering the last…
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Single use/disposable credit card number - or similar
I want to make an online card payment of about £20 in a local currency to an organisation that I don't know too much about, in what I would describe as a 'high-risk' country. They have a payment page on their website which asks for the usual card details - cardholder name, card number, expiry date, CVV. Ideally, I want to…
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Should I get a second CC?
I have an Aqua Reward card with 3000+ limit. Although it is a subprime card, it has 0.5% cashback, no foreign transaction fees and I always pay full. I can barely use 1/3 of the limit each month so really cannot think of a reason to have another CC, maybe Amex with cashback is an exception. Another concern is having a…
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Leaving Job After Credit Card
Hello. I applied for a credit card, and put my current job info in there. I've been accepted and was given the card, even though that my time at current job was 1 week, it stated on the application if it was less than 1 month, to state 1 month. Now after a week, I have my new credit card, but the job isn't really for me. I…
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Marks & Spencer credit card - £40 cash back
Hi, Wonder if anyone can help or advise please - I opened a M&S credit card after reading about a !40 cash back offer on the MSE site. I fulfilled the cash back criteria to receive the £40, but only received £25 cash back. When I spoke with M&S they did not know of this offer and advised the only applicable offer was for…
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Google Pay - activity missing
I’m a regular user of google pay, linked to Nationwide CC. All has worked well and a major benefit is being able to see a list of activity on the app. Yesterday neither I or my wife could access the activity on our phones (same card) It says “No activity yet”. Contacting google is not possible, the FAQs are unhelpful and a…
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dupe
Sorry duplication
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dupe
sorry duplication
