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Nationwide Select credit card
I checked my balance transfers a few days ago and had a good offer from Nationwide. However I went to use it last night only to be greeted with a message saying as I was in persistent debt they were unable to offer me this facility. This was utter rubbish as the card had a nil balance and had not been for for at least 18…
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Aqua Card Simplified Rate
Hi Guys. So I am on my journey building a decent credit file, or at least trying too. Currently sitting at a poultry 700 Experian & 400 Equifax. I know this doesn't mean much, but it's the best way to represent things, which is obviously why they have done it. I only have a bank of 17 months old, phone Contract of 15…
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Visa keep freezing my debit card for too many transactions via my ebay business
I've got my own ebay business, and recently, because ebay have switched receiving payments via paypal and are now doing it themselves. I now have to pay postage on items I've sold via my Visa Debit Card individually, rather than my paypal credit, the problem is I'm now allowed around 30 transactions before the card is…
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Barclaycard money transfer offer
Hi all. I've changed my Barclaycard from Platinum to Rewards and suddenly I have a new money transfer offer on it. The transfer fee is only 2.6% which seems to be lower than any other money transfer cards advertised on comparison websites, which are between 3% and 4%. I just wanted to ask whether some of you have ever been…
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Continuous payment authority breach
I decided recently not to renew my household insurance with Tesco insurance. No messaging facility and nobody to answer the phone. So i decided to block renewal with my bank (santander). Guess what the insurance renewal went through. The bank appear to be embarrassed. The banks credit card team s view initially is that the…
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Credit limit
Hi I have a credit card limit for £1200, if I topped up this card to say £4000 and then used it to pay for a holiday still leaving the £1200 in the account will I be covered by section 75 thanks
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Balance transfer from JAJA to NatWest CC failure
Tried for 3 days to do a transfer from JAJA to NatWest using the NatWest banking app which all failed even though I've done it before. Phoned NatWest today and they are aware of issues and sorted it there and then over the phone for me, so well done to NatWest. Just posting to let others know if they want to get out of…
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Interest on card....
I generally use 0% purchases credit cards to make purchases, building points etc as I go. At the moment I have a Tesco credit card, which has 0% on purchases for another 8 months or so. Accidentally used the card at a cash point to withdraw just £10 in cash. Doh!!! Even though I pay way more than the minimum balance due…
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Cloned debit card
Yesterday I had a notification that by Barclays debit card had been used at a Shell station. I was at work so that obviously wasn't me, also I haven't been at a Shell petrol station in ages. I called Barclays, they said that the transaction was made by swiping the card, rather than using the chip, which is basically a…
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Barclaycard Rewards Switch
Sorry if his has been asked; I have the option to swap over to the Barclaycard Rewards Card. It says there's no credit check, but has anyone done this and kept the same credit limit? It's not entirely clear on the app.
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0% chance of getting certain credit card-why?
I have an excellent credit rating as per expedian and the other one. I am looking at getting a new 0% credit card for some home improvements. When i do the checker most of the decent ones are coming back with 0% chance of getting them. Does anyone know why? I earn a good salary. I have moved house and got my first mortgage…
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Credit card for a pensioner
Asking for my dad he’s 83 and until recently he had an ASDA credit card the ASDA card no longer exists and he’s been using a debit card to do his weekly shop. what are his chances of obtaining another credit card at his age? Can anyone recommend a card interest rates probably not much of an issue as he always pays the…
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Debit card fraud
£203.03 has been taken from my Barclays account to pay for Asda groceries online which I did not order nor receive. Oddly on the same day £4.41 was CREDITTED to my account for Asda Groceries!!!!!. I am not an Asda online customer. I have reported this fraud to Barclays who have blocked my Debit card but have not suggested…
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origin card vanquis
Hi I got accepted for a credit card with a £250 limit which is pretty low tbh but I don't have the greatest credit so that's understandable.. what's the best way to use this card which will enable me to get credit increases? Should I pay off the balance I'm full or pay minimum payment. I've seen a lot of conflicting…
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AMEX Gold Card - Highest Credit Limit?
Hi All, I've been with Amex for two years now and have their gold card, I currently have a limit of £23,950 but the higher the better. As I am looking to make a couple of big purchases this year so wondered what is the maximum credit limit one can have?
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Options for consolidation...
Please could I have some advice on my options in my financial situation. I have a car loan and 4 credit cards at standard APR all of which amounts to around 22k. My credit rating is medium and my bank refused to offer me a loan. Would I better off paying one card off at a time, applying for a 0% balance transfer card…
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Amazon New Day Credit Card
I have an Amazon credit card from New Day and when I signed into my online account I couldn't find the option to download a pdf version of my statement, just a csv version. Have they stopped pdf statements?
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Beware Sainsburys
Hello all, I had a couple of credit cards from these shysters to manage balance transfers and cleared them both on the 12th statement within the 12 month deal or so I thought. Turns out they charge interest from the date the account was set up but neglect to point that out on the statement, so I've ended up being stung for…
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Amex-FT.com Subs 25% Credit
Can't resist this, 25% Amex statement Credit from any FT.com Purchase before 20/06/21. Is it fair to assume this includes FT.com Digi subs 1year 309 pounds. thanks
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0% Purchase Credit Card
Am I able to use one of these to pay off an outstanding amount on a buy now pay later kitchen once I reach the end of the 1 year deferred period? Bit confused over whether it would be classed as a purchase - thanks in advance
