Check Eligibility - Experian; Amex

MrPaky

Hello everyone again,

I wanted to ask:

Using the tool offered by Experian, he tells me I'm eligible for an 80% Amex.

But on the Amex site he takes me to platinum, basic and 3.5 / 10 and the other 2/10, why? And which of the 2 should I believe?

Thank You

MrPaky

MrPaky said:

Hello everyone again,

I wanted to ask:

Using the tool offered by Experian, he tells me I'm eligible for an 80% Amex.

But on the Amex site he takes me to platinum, basic and 3.5 / 10 and the other 2/10, why? And which of the 2 should I believe?

Thank You

Sorry for mistake:

Platium and Basic = 3.5/10

Other = 2/10

[Deleted User]

The Amex site will be more accurate.

[Deleted User]

Experian get money from referral links so it's always likely they will push you towards following the link and applying so may well tell you a more optimistic figure than Amex directly. Amex issue the card not Experian so their prediction will always be more reliable

MrPaky

Thank you all! 

floppydisk1

 You can read it this way - Amex or any other direct lender eligibility check ( does not really matter which one as long a it's a direct site ) vs experian, MSE , moneysupernarket ,Johny down the pub or any other comparison site.
 Amex said  - we CHECKED you against our own internal criteria  and you chances are quite low.
 Comparison site said -  we THINK that Amex might want your business with this much probability ( with no way of knowing their internal criteria or desired customer ).

Dandytf

I recently applied and accepted via Experian.
Any comparison sites or eligibility sites including providers such as Amex are no guarantee of success.
OP your results seem to be lower , allow a few months before applying.