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Paying off partner's overdraft with my credit card
Is it possible to pay off my partner's overdraft (£2000) using a credit card in my name? I'd like to get a 0% balance transfer card and it will be paid off in around 18 months.
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Amex card referral bonus question.
Hello, I have had a British Airways Amex card for a few months. I got it in order to collect Avios points. My wife has a supplementary card on my account. Amex are offering a bonus of Avios points for anyone that I refer who is accepted for their own card. If I refer my wife, is she likely to be considered or will she…
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I want to avoid interest charges
Hi, I have 15k spread across 3 cards which are up to their limits (tesco having a large amount, mbna with a smaller amount then fluid with an even smaller amount) I also have a barclaycard and another mbna with nothing on them, but keeping them for 0% interest offers. My mbna one which has 3.5k on the 0% offer is due to…
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New credit card offers
Hi, Just wondering if having too much available credit on existing credit cards can prevent you from being accepted for new offers on balance transfers?
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New Clarity cashback incentive query
HI, I applied and received Halifax Clarity Credit Card this year, I'm sure there was a bonus of £30 cashback if you used it by a certain date, but can't remember what it said. Did anyone do the same and can let me know? Thanks.
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Credit Card Vicious Circle
Hi, I'm new here. I'm looking for help, advice, ideas, anything! I have 5 credit cards, all maxed out, totally £18k. One is 0% the rest the normal interest rate. Over half my wage goes towards paying these (I do pay more than the minimum) and once I've paid out rent, fuel, mobile etc., there isn't much money left in the…
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Halifax limit reduced
Hi, I just received notification that my Halifax credit card limit has been reduced from 2k to £75. I know the reason behind it. I have been doing housework and increased my Barclatcard limit from 6k to 10k Also received notification from MBNA that they have increased my limit. At the time same I have taken a new card with…
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Car hire nightmare
I recently rented a car in Honolulu from the airport branch of Advantage. We didn't take out the extra CDW, and had a nightmare which the company are now requesting money to the sum of $2000 for! Unfortunately we managed to lock the keys in the car boot along with all of our belongings. We called the roadside assistance…
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Paying off a Credit Card....advice
Hello I have recently paid off a lot of debt as i’m finally wanting to buy a home :) I have one debt left which is really hard to pay off it is £9000 with Barclaycard I wanted to convert credit card to a loan but can’t do this as i stupidly got an Arrangement to Pay on the card teo years ago after changing jobs and not…
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Both turned down for a credit card
Just hoping for a little advice. My husband and I both bank with HSBC and we recently both applied for their Reward Credit Card. I've been with the bank since last year. We have a good household income, no dependents, we are home owners with no debt apart from the mortgage and my student loan (around £25k total, mortgage…
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Amex
I have an AMEX card and have accumulated some points. What is the best way to use these points?
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Mbna balance transfer
Hi, this is a bit of a strange question. I’m planning on doing a balance transfer to a 0% deal I have been offered with MVNA - does anyone know if they send a confirmation letter when the balance transfer is completed or is it all on phone and email? Thanks
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Section 75 claim?
I plan to post on the consumer rights section also but thought I would see if any experts had advice on whether I would have a claim under Section 75 or not. Basically i ordered a sofa on Groupon on 6th August. The delivery tracking shows as in transit however the supplier has confirmed that this is wrong and the product…
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Response to a section 75 claim
Hi In December 2018, I booked a 2 day stay at a UK hotel through superbreak.com. In early August I learned superbreak had gone into adminisatration. Hotel only bookings would not be honoured nor could I claim through ABTA/ATOL. I was advised to contact my card company. So after contacting my card company and being told…
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credit/debit card for foreign currency?
Hi, Sorry if this is not the right thread. I want to order something from Amazon.com where prices are in US$. Does it make any difference whether I use debit or credit card? If yes, which one I better use? Many thanks. San
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Interest on balance transfer
Hi, I’m looking for some advice on what to do I have a Virgin money balance transfer credit card at 6k which the 0% interest rate period is ending end of this month. My credit score is pretty good and I have 2 other credit cards with lower amounts on but at their limits. I searched for a new balance transfer card but…
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Moving abroad with CC debts
Hi, I have some CC debts and currently stoozing them at 0% interest deals. I am planning to move out of the UK and to continue paying the minimum balances to eventually clear the cards. I have quite a few cards that have 0 balances. I am wondering if I should close these cards in order to make space for new CC deals with…
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Mbna
Hi 😊 A few weeks ago we had a letter from MBNA saying that they are changing all of their credit card interest rates into one amount for them all, eg purchases, balance transfers etc will all be the same rates of interest. Does anyone know if this means that they won’t be doing 0% balance transfer offers anymore? I only…
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Chargeback rights with Visa over missing parcel?
Help :0 I just came back from six weeks holiday in LA. I had a new laptop sent by Amazon to myself at my Air B N B. The parcel did not come to me. I was sent a photo by Amazon showing it was left outside the apartment, in view of anyone walking past. Obvs stolen. I have contacted Nationwide (my bank) and was told yesterday…
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Lost my credit card abroad
Hi, I was robbed in Santiago -I'm still here btw- so I lost all my cards and even my passport. So, my question for you here is the following. I called to the bank -Santander- to ask for a new credit card, but they say they cant send a new one to Santiago and that it is better to get that card sent to my place and then ask…
