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credit/debit card for foreign currency?

Hi,


Sorry if this is not the right thread.

I want to order something from Amazon.com where prices are in US$. Does it make any difference whether I use debit or credit card?
If yes, which one I better use?


Many thanks.

San

Comments

  • born_again
    born_again Posts: 17,266 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    edited 8 September 2019 at 7:49PM
    Depends on the rate that the card provider add's on for the exchange.

    As to which is best. The one with the lower % charge.

    A quick check shows some debit @ 2.75% & credit @ 2.99% Of course that will depend on who your cards are with. Maybe worth asking them to confirm the % charge.

    Subject to just how much you are spending.
    Life in the slow lane
  • eddddy
    eddddy Posts: 17,257 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You can go to this page and select each of your debit and credit cards, to see how much you would be charged for a US$ purchase.

    https://www.moneysavingexpert.com/credit-cards/travel-credit-cards/

    The page talks about spending whilst overseas (e.g. in the USA), but all the same charges apply if you buy something on a website and pay in US$.
  • sanova76
    sanova76 Posts: 284 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Thanks for the replies.
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