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Cashplus
Does anyone know if the cashplus card reports to the credit agencies. Iam looking for a card that does not report to credit agencies. It says they will need to verify your identity so would this include an initial credit search? Is there any monthly reporting? I want a card to use without other family members knowing
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received aqua credit card without applying for it
UPDATE at #14 A few months ago there was a letter theft incidence in my flat block. Today I received the aqua credit card without applying for it. I suppose I should call the aqua fraud team? What else should I do? I use credit card on online shopping for quite a bit, but always pays back full amount. So don't wanna make…
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New card or keep using
Hi all, I am an international student from Korea, due to I am new in the UK, my credit score looks not good, and I currently have four credit card; Barclaycard Forward, Aqua Reward, AMEX Gold and BAPP. I would like to apply a new Visa/MasterCard comes with retailer cashback offer or no foreign transaction fees( due to Aqua…
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Successful charge back on fault and miss-sold car - 45 day limit?
I was recently granted a chargeback by my creditcard company for a car purchase. The car arrived with an oil consumption and misfire issue (currently parked on my drive unable to use it) I have diagnostic reports as evidence and solid proof that the car was sold with full service history when in fact it had lots missing. I…
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Fee free CC with max starting credit (for rentals abroad)
Hi my dear MSE forum fellows, this is my first post so first of all greetings for all of you! Please help me to choose the credit card which will likely to accept me with my bad to medium credit history and give the biggest starting credit enough for car rentals and fee free to use abroad on purchases (I don't care ATM, I…
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Two Balance Transfer rates
Looking for some help. I have a virgin 0% card with two transfers. £4500 expires 17/10/2019 £2000 expires 29/02/2020 Now I know I need to transfer some money onto another 0% card to prevent getting charged interest but how much? The current balance is £5800 Do I need to move £4500 and leave the remaining balance to be paid…
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Balance transfer from wife's credit card
Hi Everyone, my wife has about £10,000 on her credit card, which is a bit hefty and a bit unfair given that we put the car on it! I'd like to take £5000 of it to a 0% card for balance transfers. Would I be allowed to do this, or would the bank not let me take a debt that is in someone else's name? If I can take on 50% it…
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Refused by Virgin credit card although I was pre-approved?
Hello, Back in April I did a research via Experian to find a credit card that would be suitable to my credit score. It used to be higher and the only reason it'd gone down is because I had switched bank not long before. Therefore on my current bank account, there wasn't enough history. Virgin credit cards came up on top in…
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Amex fixes contactless card security flaw in final win for MSE's campaign - MSE News
American Express has fixed a security flaw which meant lost or stolen contactless cards could be used AFTER they'd been cancelled, in the final step for MoneySavingExpert.com's...Read the full story: 'Amex fixes contactless card security flaw in final win for MSE's campaign ' Click reply below to discuss. If you haven’t…
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Did I commit fraud?
Hello, Around a year and a half ago I took out a credit card with 0% interest because i wanted to do a balance transfer. I then proceeded to take out a credit card with a bank. I had since relocated to a British island to begin a new job where I only intended to stay around 9 months. However, I used my address in the UK…
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Marks and Spencer MasterCard credit card
I paid for Thomas Cook flights using M & S Credit Card. When I tried to claim under Section 75 M & S insisted I claimed using the “charge back” scheme. They said that I should allow 60 days for response and if declined only then can I claim under Section 75. Are they giving me the correct information? Surely they are…
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Halifax credit card
Hi Quick one, I am with Halifax online banking but looking to apply for a credit card, but don’t know which one to go for, all I plan to do is book flight and holidays and hire cars with it, I don’t have any other credit cards just a debit card, any advice on which one to get ? Thank you
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Thomas Cook Flights bought via opodo
I bought 2 flights via Opodo on my Halifax Card do i have any hope of getting a refund via Section 75 or Chargeback ,thanks in advance for any help
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Best way to get rid of an old credit card debt
Dear all: Hopefully the title of this thread is not misleading. Effectively my debts etc are as follows, also when I clarify the term "debt" I am not misleading myself with semantics - I just don't mean that any of my debt is bad debt as in no defaults etc. I also understand the credit scores are in many ways meaningless…
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Digital product - am I within my rights to request a chargeback?
I am seeking advice on whether I am able to request a chargeback where the digital retailer has refused to reimburse my lost digital resources, that I had previously purchased. Synopsis: I play the mobile-based MMORPG, Star Trek Fleet Command, published by Scopely. As seems to be the growing trend in online gaming, this…
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Section 75 Natwest / RBS Help Please
Hi all, I have submitted a Section 75 claim / dispute to Natwest credit card. I have submitted all of the information that they requested, receipts, contact with the retailer etc., but now they are asking me to send a letter to the retailer asking them for a mutually convenient time to collect the goods. Is this standard…
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To Amex...or not to Amex!
Hi all... My wife is trying to convince me to get a British Airways Amex credit card so we earn Avios points then use them to get discounted flights or some other stuff using the Avios points. We currently use Debenhmas' Master Card in our daily shopping and bills. Every 3 months we get £10-£20 in vouchers to spend in…
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Left with partners credit card debt
Hi, I have been foolish enough to take out a 0% credit card in my name to manage a 5k debt for my partner. We have now split and I'm worried he won't keep paying the DD. Is there anything I can do?
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Balance Transfer Credit Card
Hi All, First time posting so still getting used to things. I am coming to the end of 0% on a purchasing card and have just over 8k spent on this. I am looking to get a balance transfer credit card that would allow this to be taken over and paid across a 0% period. I applied for a card and they estimated my credit limit…
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Halifax Clarity v Tandem
Following advice on here, for some years now, when abroad, I've been using Halifax Clarity [Credit Card]. I now see that there is a 'newcomer' to the market, Tandem, which offers 'cash-back'. A bit of background. I am old enough to remember when the first ATM's were introduced. It was Barclays and they sent out a pack of…
