Halifax credit card

mk2_dee

Hi

Quick one, I am with Halifax online banking but looking to apply for a credit card, but don’t know which one to go for, all I plan to do is book flight and holidays and hire cars with it, I don’t have any other credit cards just a debit card, any advice on which one to get ?

Thank you

Ben8282

If you bank with Halifax you could try asking them if you are eligible for a credit card and in your situation I would suggest the Clarity card.
However, as you have no other credit cards you may experience difficulty in obtaining a mainstream credit card immediately and have to make do with one of the credit builder cards.
Ask Halifax and see what they say. If no, use an eligibility checker to see what you may be eligible for. Good luck.

mk2_dee

Getting into to a branch is difficult for me with my working hours, I was in the other day but no appointment was available, they did mention clarity card,

20aday

The Halifax have a soft search checker on their website which gives you an indication of what you might be eligible for.

It’s subject to final checks etc so the rate(s) advertised might not be the ones you get offered (potentially) but a soft search won’t impact on your credit history.

stehouk

You could apply using the Halifax app, it is one of the best banking apps, i have two of their cards, although as already mentioned if you don't already have a history with credit card usage you may be better trying a card like aqua or vanquis.