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Section 75 question re Thomas Cook
My partner and I booked a flight-only with Thomas Cook Airline direct with Thomas Cook online. We accept that we don't have ATOL protection. I did the booking so my name is on there as the lead traveler but we paid on HER credit card - of course the documentation they sent has BOTH our names on it but my name is at the top…
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Recalling money transfer within the same bank
Hi guys, I have initiated a money transfer order from Halifax Credit Card to Halifax Debit Card, which had x% transfer fee and 0% interest. By the time I called them they said the payment has went through - though it has not cleared yet on the other end (same bank - halifax, but debit card). They said will place a request…
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Prepaid card that can be topped up from PayPal?
Now the PayPal access card is defunct is there a card that can can have funds transferred from PayPal?
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Thomas Cook CC Scam
Don't know if this has been posted in the Thomas Cook thread, but this is just a warning: There was a very quick report on the radio this morning about people being called and asked for their credit/debit card details so that a Thomas Cook refund could be processed. THESE CALLS ARE LIKELY TO BE A SCAM from scammers…
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Section 74 - Will they get out of paying?
Hi Sorry to bore you all another TC victim! I booked some flights only with TC, but my friend paid for them on her CC. So on the invoice/remittance, it's my name and address (she is rubbish with IT which is why I booked) but she is named as a passenger on the flight. She paid on her CC for all the flights, will this affect…
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Balance transfer advice
Hi Guys I have never done one of these and maybe I am doing something stupid, so please criticise. I have just bought a house and I am in the process of refurbishing and moving in. I expect a lot of spending in the next few months. I have 3 CC Tandem Limit £4000 had this for 1 Year NW Select limit £6750 had this for 4…
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Ryanair car hire booking rejected by Europcar
My friend, who's 79, booked a flight on his credit card to the Republic of Ireland plus a car hire, both with Ryanair - paying a small premium on the car hire because he's over 75. When he and his wife landed, and went to Europcar (who Ryanair arranged the car hire with) to collect a vehicle, he was point-blank refused…
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Some thoughts about my next CC
So, a little pre-history, I have 5 credit cards with relatively low limits (fair limits considering my income and social status) like this: 1. Lloyds Platinum Mastercard - £5,000.00 (formerly Choice Rewards) - 3 years 2. HSBC - £4,000.00 (almost never use it) - 2 years 3. Barclaycard Platinum - £2,250.00 (0% BT card, once…
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Section 75 Help Third party issue?
I booked and paid a deposit on a credit card to GWWM who were pertaining to be an 'independent travel agent'. it has since transpired that this company has no valid insurance and has not booked my holiday. they have since disappeared with no way of contacting them. I have spoken to my credit card and asked to claim back…
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PayPal Credit 0% allocation
I have 2 credit agreements on PayPal credit, the first I have had for 6 months and is 2 years interest free on the full amount, the other is an apple purchase and is 4 months interest free if paid within 4 months ending in Nov 2019. I was making an over-payment to pay of the 4 month one in full before the interest started…
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I need your help
Hi there Hopefully someone can advise me on the best thing to possibly do! I'm a homemaker who lives with her full-time working partner, I'm unable to work unfortunately due to personal health problems (added to the fact I can't apply for benefits) so my income comes through my partner. I've never had any problems paying…
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Is a refund or partial refund via credit card possible
Hi Just a quick question we travelled on holiday with Thomas Cook for ten days returned on 10th September. Hotel was supposed to be 5* and it was awful. We are well travelled and this was an awful place. Rep was short of useless and not interested. We were out in a room directly facing a hotel entertainment stage that was…
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Changing credit card direct debit
Could one of the knowledgeable folk on here give me some advice. I have a direct debit set up for one of my credit cards to pay the minimum balance. Now the card is clear, i would like to change the direct debit to pay off the full balance instead. (I only intend to use it for an occasional small purchase just to keep the…
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Retailer charging card after refund?
Is it possible for a retailer to charge you a second time for an item if they have refunded the original transaction? To give the brief reasoning behind my question, I ordered an item via ebay(paid by CC not paypal) from a large retailer. Within hours I had buyers remorse and decided I would hold off from the purchase,…
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Claim back
I paid for a 3 day event as a trader, as part of the agreement Electricity was purchased from the company. I needed electricity to operate the stand and produce products for the customers. The electric was due to be available from 7am day one this was not made available until 12.15 PM. Preventing us from setting up the…
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Paying Off a Cash Advance Balance
Hi all, I have just been on the phone to my bank, which has left me very confused. I currently have a 0% purchase offer and I am being charged interest because of a withdrawal I made 2 months ago. I thought that any amount paid above the minimum would be applied to the balance with the highest interest rate, which is my…
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Credit building, large student bursary
Hello, I'm currently doing a PGCE in Secondary Maths, which comes with a £22k tax free bursary for my training year. I'm 21, and looking to build up my credit. I've enquired at Nationwide (with whom I hold a student account) and HSBC (my current account providers), but we went no further with the application as the £22k is…
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Thomas Cook collapse - your rights and options
Info on what options are available is published at https://www.moneysavingexpert.com/news/2019/09/thomas-cook-seeking-p200m-extra-funding-/ For anyone affected it would be worth spending some time reading through that before posting, as it should answer most questions, based on what has been asked on the Amoma thread....
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Money Transfer to pay mortgage
hi peeps, Just come across the idea of money transfer cards. Has anyone used one to pay off a bit of their mortgage at the beginning of the period, and then saved the money you otherwise would've spent on the mortgage? and then at the end of the money transfer card term, used the amount saved to pay off the money transfer…
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Which one is the best deal for going abroad?
Hey everyone. I will be taking a year out of work to go traveling - I have been saving for this for a long time. As I'll be traveling for quite a bit, I was wondering which of the following options would be the cheapest for me overall? 1. I have a Nationwide Select Credit Card, which lets me spend money with 0% commission.…
