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Losing a credit card
I lost a credit card whilst out and about, it didn't seem like a big deal, these things happen so I called up the card company and reported the card as lost. They cancelled the card and a new card arrived the next day with a new card number - all is well. However, various merchants are still able to draw funds from the old…
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MSE Cridit Club Not updating
Hi, I joined this a while back after my trial with Experian ended. The "supposed" monthly update was 4th of each month, but I noticed that every month, this slipped by a few days. My latest monthly update has now slipped to the 26th of the month, yet here we are on 3 August, and it hasn't updated since 26 June. What's…
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International 0% purchases
Hi all, I’m heading away in the next few months and wanted a 0% card to spread the cost out. Does it matter if the purchases are international on the top 0% cards? I’m aware the rate of exchange may not be as good and there could a fee per purchase but I still think I’d be better off than having a top foreign spending card…
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Virgin double charging transactions
Hi, I got myself a Virgin Money credit card. I didn't look closely before how transactions are made as long as it was done and I didn't have to do too much. A few days ago I decided to pay for some currency using my credit card, it was £750 - I ordered and paid, everything is fine so far. The next day I decided to pay £300…
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Other person's debt transfer
Newbie to board, don't even know if this is correct place for this particular thread & wondered if someone could help. My son has contacted me in a state saying that he's run up over £30K debt on credit card. At present, I have no credit card debt, good credit card rating & wondered if I could apply for 0% balance credit…
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Beware Amex shop small promotion
That is currently running is only one credit for the whole promotion and not per merchant as in all previous years very ambiguous
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Aqua card Cash Transfer
Hi all, I’ve been offered a money transfer by aqua for 0% 6 months.. have decided to take the offer for a one off purchase. I put my details in and get this - Money transfer unsuccessful Unfortunately we are unable to process your money transfer request at this time. This may be because: You've recently requested a…
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Virgin Atlantic Rewards
I took out a Virgin credit card in March enticed by their offer, advertised on this site, of 5,000 air miles for using the card and a further 5,000 if you spent more than £1K in 90 days. I met the spending criteria but they are refusing to honour the deal. They had already credited me with the first 5,000 as soon as I used…
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Can I do a Section 75
Hi, I am having serious issues with a kitchen that was fitted 18 months ago. The handles are falling off, the quartz worktop is falling apart, the kitchen is chipped and the doors have all dropped. I have tried for 1 week to get hold of anybody at the company. Most of the complaints department have left. There is now a…
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Just accepted for Amex card - any idea on my limit?
Hi everyone - it's my first post in the forum. I've just been confirmed accepted for a BA Amex credit card. It's my first Amex card (I have other credit cards though).Confirmation email says I'll get a welcome pack within 10 working days etc, but not seen anything notifying me of my credit limit? Just wondering if this is…
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Zero to a hundred! (% interest)
So I f**ked up, I fully admit I made a mistake, I accidentally cancelled my credit card payment using the banking app on my phone, I think I must have clicked the wrong one to cancel, at least I think I did, it was totally an accident, but I did it without realising and so I missed 2 credit card payments (over a 2 month…
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Loan vs Creditcard (Barclays)
So I have a question in regards to loans vs credit cards... Me and my wife currently have 2 loans totalling 17,000, we are repaying then fine, and will be finished with them in about 30 months. Both loans are with Barclays. Barclays keep sending me data and adverts telling me to move to a barclaycard, were I can get 0%…
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Balance transfer from Amazon credit card
Hi, I just successfully applied for the Sainsbury's 24month 0% offer with no fee balance transfers. However (after the credit check :mad: and application success!) I was notified they don't take transfers from NewDay Amazon credit card. Does anyone know any credit cards I can try to transfer the balance to? Thanks
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Credit card limit
My husband and I are buying our first house and rather than spend the cash we have saved up we'd like to get a 0% credit card (the Halifax deal looks good) to buy things like appliances, do any needed repairs etc. Is there a way to figure out what limit could we be offered? We have existing Amex cards with something like…
