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Refund on credit card
If my balance is zero on my credit card and I still have all my available credit on what happens to a refund that I'm due on it from an item I returned? I have £400 being refunded onto that card you see
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Gifts and Section 75
Hi I purchased a faulty gift on credit card, the credit card company claims that section 75 only covers purchased which primarily benefit the cardholder. Are gifts covered by section 75? If so how can I get them to reconsider their decision?
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Cherrywood Cars- Visa Chargeback
Hi all, seeking some advice on getting money back for a faulty car. Car purchased on credit card in early Sept 18, supposedly coming with full service, 6 months warranty and MOT. After 5 days, returned for battery replacement. 2 day later, the engine packed in and would need replacing (as advised by AA), towed back to…
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Cherrywood Cars- Visa Chargeback
Hi all, seeking some advice on getting money back for a faulty car. Car purchased on credit card in early Sept 18, supposedly coming with full service, 6 months warranty and MOT. After 5 days, returned for battery replacement. 2 day later, the engine packed in and would need replacing (as advised by AA), towed back to…
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What protection would I have in these circumstances?
After some advice please. We recently moved house and we want to re-carpet the whole house using the same carpet throughout. Logistically we can only decorate and carpet one room at a time so would have to either take our chances that the chosen carpet will be available a number of months down the line or take up the…
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Paypal payment to friend from CC
Just discovered to my surprise that Paypal don't charge a fee for sending money to a friend (i.e. not a purchase) when a CC is used as the source. Is this a recent change? Do card issuers treat such payments as cash transactions?
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Travel credit cards
Hello Apologies if I have posted this in the wrong forum, please let me know if I need to move the thread. I have been looking around for a credit card for travelling and I just wanted to double check a few things, any help would be tremulously appreciated. I have been looking at the natwest credit card to keep things…
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Lidl now accept American Express
As the title says.....acording to HotUKDeals https://www.hotukdeals.com/deals/lidl-now-takes-amex-too-collect-points-on-your-weekly-shop-3209619?utm_source=newsletter&utm_medium=email&utm_content=position_17_image&utm_campaign=06-04-2019
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MBNA Credit card swap
Sorry fellow posters but this thread is going no where.
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Balance Transfer
Hi all, I have transfer a balance from one credit card to another due to my 0% interest period coming to an end. The card I transferred the balance to doesn't have any BT offer therefore I will be charged interest. I was planning to transfer the balance back to the card the balance came from using another promotional…
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Card Security Product
I'm looking for insurance against loss of multiple credit & debit cards - Nationwide Flexplus used to offer this and it certainly gives peace of mind when travelling to just remember one company to call who will handle cancellation and renewal and maybe provision of emergency cash. Sentinel seem to be the only company…
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American express sign up
A great few links to work out if you can still get a sign up bonus or not.... https://insideflyer.co.uk/2019/03/amex-sign-bonuses-may-not-quite-dead-think/ http://pointsuncovered.com/american-express/amex-changes-sign-up-bonus-eligibility/ https://www.headforpoints.com/2019/03/21/american-express-new-sign-up-bonus-rules/
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Virtual Visa card in USD
Hi Does anyone know of a virtual visa card that can have a usd currenct ?
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Old Store Card
I have a MkOne store card, MkOne went bust years ago. The creation finance account still exists, the card still exists wierdly with a Duet symbol that nobody accepts anymore. It has a balance with minimum payments requested every month. Shouldnt they issue a usable card?
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Clarity Credit Card Dispute-Back on Statement
Hi, I raised a credit card dispute with Halifax back in November 18 where they wrote to me a letter stating they would investigate my claim and contact me when the dispute was resolved. I have just logged back into my account and realised they re-applied the charge back onto my account without notifying me nor providing…
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Principles + Ikano + MBNA Credit Cards
Does anyone know it Principles had a credit card? In 2007 I have some payments from my current account going to Principles Privilege. I also had payments to MBNA and Ikano. I know that MBNA is a banking company but not so sure about the other two. I can't remember if these were credit cards, the amounts of the payments…
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Is a credit card the best idea
Okay so I'm currently £1800 overdrawn and due to a recent bereavement in the family I've just added another £1200 worth of debt to this. I'm now wondering whether it will be best to get a credit card and use it to pay off my overdraft. Looking at MBNA they do one which is 28 months 0% that would allow me to pay off the…
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Old BT Credit Card
Hello, I am currently going through the effects of my recently deceased brother, to ensure closure on things. It is not easy as he had financial bits all over the place. I have come across his old (expired) BT credit card. However I am trying to find out if he cleared and closed this account as I cannot find any paperwork…
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Vanquish issued default after repayment plan agreed
Back in 2017 I was in a bit of trouble and I didn't pay my Vanquish credit card bill for a few months. That was when Moorcroft debt collection approached me on behalf of Vanquish with a long term settlement offer including freezing the debt. I haven't missed a payment since and half the debt is already been repaid but I…
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Credit cards while in an iva
Hi all. When I was in an iva I found myself running short and took out 2 credit cards. One with capital one and one with aqua. My iva is now complete and I have my certificate but obviously still have these 2 credit cards. The aqua one in particular is quite troublesome with it's high apr. Do credit card companies have a…
