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"Dormant" credit cards
I have a large number of credit cards which I use for variously for stoozing, rewards, cashback, etc. Inevitably there's some that don't get used for a very long time. Do any credit card companies cancel such credit cards, and if so, do they give notice so that one can make a quick purchase?
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Anyone having issues with MBNA online?
Tried to log on to make my payment but no account details are being shown. It's shows my account number and so on but any details like limit/balance/min payment etc just show as N/A
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Virgin credit card cancelled 0% Interest due to returned Direct debit
I had a messaged from my Halifax bank alerting I need to pay more money to cover the payments by 14.30. Due to work i could not pay untill 4.30. I have noticed on my online account Virgin credit card D has been returned. I pas more money in to account by 16.30 and called Halifax to inquire about it. They said don't worry…
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Fixed Monthly fee Credit Card and credit score
So as the title suggests having had no credit for ages since a disastrous financial spell personally, in 2008, I need to build my credit score. So I took out the only credit card on offer to me, it's only a £250 limit but is 0% interest in lieu of a fixed 3£ a month fee. My question is - bearing in mind the card costs me…
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Getting rewards on two credit cards?
I understand that I cannot pay off one credit card with another, but can I pay off my credit card with Paypall to get both avios on one card still qualify for cashback on another? I would be paying off the card in full each month.
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Payments towards balance transfer
This probably sounds like a stupid question but, if I add a balance transfer to a credit card on which I have a outstanding balance of purchased items, how do I know whether the payments I make go to the old balance or towards the balance transfer pay-off?
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Credit card company cancelled my card whilst on holiday
Hi all, This happened a while ago...but I wondered if I could still take them on... I went on holiday to Ibiza in 2017 and whilst there I found I could not use my bank card. I called the bank and they told me that there had been suspected fraud on my card so they were cancelling it and had sent me a new one with a covering…
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I was charged the wrong amount by a website and the company won't refund my purchase in full....HELP
Hi, I am after a little help to see if I can try and claim all the money back for a flight that I booked, where the website displayed one price but part way through changed the price without me noticing. Here is what happen: 1. I booked 4 passengers on flights to Canada using TravelTrolley in total cost some £1400 2. As…
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balance transfer or loan to clear debt?
i have a credit card and need to clear around 4k on it to be debt free. I wanted to know if it is better to get a balance transfer credit card or a bank loan to clear this 4k? Any suggestions?
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Pre Approved Credit Card Application
I signed to the Credit Club and using the eligibility calculator I found out which cards I was likely to be accepted for. I was 100% pre approved for Barclaycard Platinum which happens to be where I'm a current account customer of too. I've been declined because my affordability is weak. The whole purpose of a balance…
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Help on balance transfer
I have about £1800 left on a credit card with Halifax and i've just started paying interest, and currently pay around £100 a month back, what balance transfer looks best for me?
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0% purchase card with (probable) best credit limit?
The wife is considering getting a 0% card for a big purchase coming up. We want to book a holiday now, but will pay for it (all) in 4 months. Not the most sensible thing in the world but we are very confident (99%+) we will be able to pay it off no problem in 4 months. (We have several lump sums coming in) Problem is I…
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Section 75 for a badly installed floor?
Hi looking for some advice. Back in December we had a luxury vinyl floor fitted through out the whole of our bungalow. Its been fitted very badly big gaps around most of the edges or bending up the skirting as well as coming unstuck. Not what i was expecting for £9k I have been back to the supplier/ fitter who came out to…
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Virgin credit card app
Just had an email from Virgin credit card saying they now have an app I've downloaded it and its good so far :)
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Should I cancel this unused credit card?
I'm just seeking a little advice on credit file management. I have a default on my file that is due to expire under the six years rule next month. It was a disputed default (which was paid off in full) but I won't go into that here as it's going to come off my file anyway shortly. I have been steadily building up a good…
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Tandem application
Afternoon Good People, I applied in mid November for a Tandem credit card, verified my identity, and was told after a phone call to Tandem in mid December to sit tight - they're running their checks. Fast forward to early January I chased that up. After a 20 minute hold time on the phone, it turns out they'd lost the…
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Card with built-in fingerprint reader begins trial in the UK
https://www.theverge.com/2019/3/11/18259624/natwest-gemalto-debit-card-fingerprint-scanner-biometric-contactless-nfc-uk
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MBNA payment due date
First time posting but have followed the boards for a while. Last month I got an MBNA credit card in order to use the MT option and pay off a loan with Halifax. I only wanted it in order to utilise the 0% offer on the card to save me paying interest on the loan. Had my first statement from MBNA and payment is due 04.04.19.…
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travel insurance recommendations
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Curve and Aqua Reward
Hello guys, If you a curve card and your underlying card is the Aqua reward, do you still earn 0.5% cash back? (As long as it’s a purchase and not cash withdrawal)
